Bernard Cohen is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. He previously worked at UBS Financial Services for nine years and has a background in education spanning four years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a broad advisory platform offering financial planning, model portfolio programs, third-party asset management, and institutional services.

Joseph Travagline is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 65 designations. His work history includes tenure at Prudential Equity Group, LLC from 2001 to 2003 before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute alongside third-party data to support its investment approach.

Elizabeth Allen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. Her prior roles include positions at HSBC Securities, Morgan Stanley, Merrill, and Banc of America Investment Services. She is based in Fort Lauderdale, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Brian Currie is a financial advisor with Morgan Stanley in Fort Lauderdale, FL. He holds a Series 66 designation and has 21 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Stefan Zdravkovic is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and six years of industry experience. His career includes roles at Paulson Investment Company and Maxim Group. Outside of finance, he has operated a catering business for several years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Dahianna Madera is a financial advisor with Wells Fargo Clearing in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and 13 years of industry experience. Her prior roles include positions at UBS Financial Services, J.P. Morgan Securities, and Bank of America Merrill Lynch. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investment options and provides a range of brokerage and advisory solutions through a large network of financial advisors.

Bernie Mena is a financial advisor with Primerica Advisors in Miami, FL, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has worked at PFS Investments Inc. since 2014 and Primerica Financial Services since 2013, with prior experience at Mercury Insurance Group from 2003 to 2016. Outside of advisory roles, he teaches securities licensing classes and operates a legal entity for Primerica business purposes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Zachary DeCraine is a Financial Consultant at Fidelity Investments, where he utilizes the company's extensive resources to assist clients in planning and investing for retirement and other financial objectives. He aims to provide clients with tailored plans that help them pursue their goals with confidence. Zachary has experience in various financial roles, including his current position as Financial Consultant since 2024 and his previous role as Investment Consultant at Fidelity Investments from 2022 to 2024. Prior to that, he worked as an Investment Associate at Provenance Wealth Advisors from 2021 to 2022, a Paraplanner at Ameriprise Financial from 2019 to 2021, and a Senior Operations Analyst at Merrill Lynch from 2016 to 2018.

Kevin Wehn is a CFP® professional based in Davie, FL, with 29 years of industry experience. He has worked at OSAIC since 2024 and previously spent 18 years at Investacorp and four years at Securities America Advisors, Inc. Outside of advisory services, he is involved in life insurance sales and operates a small financial services business under the name Princeton Financial. OSAIC Wealth serves a diverse range of clients including retail investors, retirement plans, charities, and corporate accounts through a multi-advisor platform. The firm employs a model-based investment process with asset allocation and portfolio optimization tools, offering both discretionary and advisor-managed strategies across brokerage and advisory programs.

Paola Cabrera is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and 12 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and advanced modeling tools, while serving clients through both direct and employer-based agreements.

Simon Dahan is a Series 66-registered financial advisor with Edward Jones in Aventura, Florida, with 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices across the United States.

Leslie Gonzalez is a financial advisor at Merrill with 24 years of industry experience. She has held her current position at Merrill since 2009 and holds a Series 63 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Gentilucci is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan-affiliated firms since 2018. Outside of his advisory role, he is involved in ownership and management roles in several real estate partnerships and LLCs. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors. Their advisory process combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Hunpatin Euler Ajayi is a financial advisor at Equitable Advisors with a Series 66 credential. He has prior experience at Intuit Inc., Moss Adams, Deutsche Bank, and American International Group (AIG), and has been self-employed since 2013. Outside of his advisory role, he is involved with Aclouding, an additional business activity. Equitable Advisors serves individual clients ranging from non-high-net-worth to high-net-worth, as well as pension plans, corporations, and charitable organizations. The firm provides financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives, utilizing a mix of firm-offered and third-party advisory programs.

Joseph Castillo is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments since 2021, following five years at Wells Fargo Clearing and Wells Fargo Bank NA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, managing both discretionary and non-discretionary strategies as well as fund advisory and model portfolio delivery.

Robert Miller is a financial advisor with LPL Financial in Fort Lauderdale, FL, holding a Series 66 designation and with 22 years of industry experience. He worked at Raymond James & Associates from 2004 to 2018 before joining LPL Financial in 2018. Miller also has an interest in a non-investment related entity, JRM Wealth Management Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.

Marc Leffin is a Financial Advisor with Merrill Lynch Wealth Management, joining the firm in 2022. He specializes in developing wealth management strategies tailored for high net-worth individuals, families, and business owners, aiming to support their short- and long-term financial objectives. Prior to his current role, Marc accumulated extensive experience as a Chief Financial Officer in the private sector for ten years. He also has a background as a Financial Advisor and Portfolio Manager at Morgan Stanley and UBS Financial Services. Marc holds a Master of Business Administration (MBA) from Long Island University in New York and a Bachelor of Arts in International Business Administration from the European Business School in London. He has earned the Personal Investment Advisor (PIA) professional designation and is proficient in English and German. Marc works collaboratively with a team of Financial Advisors with a collective market experience of over 50 years. Outside his professional responsibilities, Marc is involved with the Peace Education Foundation. He lives in South Florida with his wife and two daughters and enjoys activities such as running, gardening, golfing, hiking, reading, skiing, soccer, tennis, and traveling.

Frances Pina is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2017, following a prior role at EFG Capital International Corp. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services through diverse platforms, including corporate financial planning agreements.

Leonardo Ramirez is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory process includes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Virgilio Namnum is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over 20 years of experience to his role. He specializes in providing comprehensive wealth management solutions, focusing on domestic, international, and multigenerational families. His professional approach emphasizes thoughtful and determined guidance aimed at long-term financial continuity. Throughout his career, Virgilio has developed expertise in areas such as education planning, family wealth management strategies, international wealth management, legacy planning, liquidity management, retirement planning, portfolio management, and tax minimization. He leverages the resources of Merrill and Bank of America to offer clients personalized, goal-based strategies tailored to their financial needs. Virgilio holds a Bachelor's Degree from Florida International University and a Master of Business Administration (MBA) from Nova Southeastern University. He is a Personal Investment Advisor (PIA) and is fluent in both English and Spanish. Outside of his professional commitments, he enjoys traveling with his family, swimming, and attending sporting events such as baseball and basketball games.