Juan Acevedo is a Financial Consultant at Fidelity Investments, where he partners with clients to identify personal and financial goals. He utilizes Fidelity's resources along with his analytical and financial knowledge to educate and guide clients toward sound financial decisions. He has experience spanning roles at Fidelity Investments and Charles Schwab, including positions as Investment Consultant from 2021 to 2023 and Senior Relationship Specialist from 2018 to 2021. This background contributes to his ability to provide personalized alternative strategies and help clients create plans that work for them. Outside of his professional work, Juan is interested in family activities, fitness, music, soccer, and traveling.

Sam Grosser is a Vice President Private Wealth Management Advisor at Fidelity Investments, a position held since 2026. In this role, Sam collaborates with a team of specialists, including an Investment Manager, Advanced Planning members, and a Trust Officer, to provide comprehensive wealth management services. Sam focuses on creating personalized wealth strategies for the growth, preservation, and transfer of family wealth. Sam has been with Fidelity Investments since 2013, progressing through various roles including Financial Representative, Investments Consultant, Financial Consultant, and Vice President Financial Consultant. This extensive experience has contributed to Sam's expertise in private wealth management. Sam holds a California Insurance License.

Andres Masvidal is a financial advisor at UBS Financial Services with seven years of industry experience. He holds Series 66 and Series 63 designations and has worked at firms including Bci Securities, Raymond James & Associates, and EFG Capital International Corp. He also operated his own advisory business for one year prior to rejoining UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and a broad range of capital markets services.

Maria Wilder is a financial advisor at Raymond James Financial with 33 years of industry experience. She holds Series 63 and Series 65 licenses. In addition to her advisory role, she is involved in managing client asset-related operations through The Gables Legacy Group, LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm uses tailored non-discretionary planning and analytical tools to support client goals and maintains specialized programs in municipal finance and SIMPLE IRA employer advisory services.

Andrea Castro is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 credential and 19 years of industry experience. She has been associated with UBS Financial Services and UBS International Inc. since 2004. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets, and employs structured planning tools and modeling techniques as part of its financial planning process.

Antonio Rocha Jr. is a financial advisor at UBS Financial Services with 15 years of industry experience. He has previously worked at Citigroup, Morgan Stanley Smith Barney LLC, and Wells Fargo in various advisory roles. Rocha holds Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Adriano Conrado is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm-approved tools and modeling techniques.

Carlos Shteremberg is a CFA® charterholder with seven years of industry experience. He is currently with Morgan Stanley, where he has worked since 2024, following prior roles at Santander and J.P. Morgan. Outside of his advisory work, he is a partner at Kylanos LLC, a property management business based in Miami. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery discussions and proprietary tools, using methodologies such as Monte Carlo simulations and Secular Return Estimates to model financial outcomes.

Glenn Hall is a financial advisor with Primerica Advisors in Miami, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Primerica Advisors since 1995 and Primerica Financial Services since 1994. Outside of his advisory role, he owns a tree services business in Miami. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-driven investment strategies managed by unaffiliated asset managers and supported by custodial and trade execution services from Pershing.

Nikolas Rakic is a financial advisor at UBS Financial Services in Coral Gables, FL, holding a Series 66 designation with three years of industry experience. His career includes roles at UBS International and UBS Financial Services Inc. Outside of advising, he worked at Duffy's Tavern for several years prior to entering the financial industry. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management, offering a broad range of products and capital markets services.

Andrea Colina Martinez is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and one year of industry experience. Prior to joining UBS in 2022, she was self-employed for two years and briefly worked at US South Engineering. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Carlos Cabal is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and 17 years of industry experience. He previously worked at HSBC Private Bank International for 11 years before joining UBS in 2017. Outside of his advisory role, he serves as an officer for a nonprofit organization that organizes annual fundraising activities to support underprivileged communities in Peru. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor investment plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, operating as a futures commission merchant and providing a broad range of capital markets and financial planning services.

Janet Franco Gordon is a financial advisor with Raymond James & Associates, holding the Series 63 designation and bringing 43 years of industry experience. Prior to joining Raymond James in 2023, she worked at Morgan Stanley in various capacities, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney, from 2009 to 2023. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, charitable organizations, and municipal entities. The firm provides financial planning, non-discretionary investment consulting, and institutional fiduciary services, supported by a wide range of portfolio management styles and affiliated research resources.

David Lando is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC for seven years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm includes a broad range of financial products in its investment menus, such as insurance-related vehicles and bank deposit sweep options.

Evelyn Schoenholtz is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding a Series 66 designation and 20 years of industry experience. She has been with Raymond James & Associates since 2006. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, leveraging various portfolio management styles, affiliated research, and a notable municipal advisory service.

Mariana Cardenas is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and 25 years of industry experience. She has been with UBS Financial Services since 2010. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances. The firm also integrates institutional trading capabilities with wealth management services.

Giovanni Alberty is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles at Wells Fargo and Wells Fargo Bank since 2016, as well as at Keller Williams Realty from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of investment advisory options grounded in modern portfolio theory. The firm acts as an ERISA fiduciary and includes insurance-related vehicles and bank deposit sweep options in its investment menus.

Luciana Puggina is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds the Series 66 designation and has worked at major firms including Bank of America, Merrill, and JPMorgan Chase Bank. Prior to her current roles, she was involved with FL Alliance Group and related entities for six years. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Enrique Falla is an International Wealth Advisor at Merrill Lynch Wealth Management, where he serves a select group of high net worth families and their closely held businesses. With over two decades of experience, he specializes in family wealth management strategies, sports and entertainment, as well as individual and corporate investment strategy. Enrique brings extensive multinational experience and a bicultural background that inform his understanding of the financial and planning needs of multinational corporate executives and global families. Before joining Merrill in 2000, Enrique held financial and sales management roles with major multinational companies, including Colgate-Palmolive, where he was Regional Manager for Latin America and the Caribbean, and The Dow Chemical Company as a Caribbean Major Accounts Representative. He holds both a Bachelor of Arts in Business Administration and an MBA in International Business, graduating with distinction from the University of Miami. Enrique has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Enrique is bilingual, speaking English and Spanish, and participates actively in community organizations such as the Special Olympics and the Key Biscayne Financial Foundation. His personal interests include boating, golfing, scuba diving, soccer, and traveling. He is committed to working one-on-one with clients to develop personalized financial strategies aimed at achieving long-term goals.

Andres Castillo is a financial advisor at Raymond James & Associates with 11 years of industry experience. He holds a Series 66 credential and has previously worked at Bank of America, N.A. and Merrill. He is also listed as an officer in a non-investment business owned by his wife, where he serves in a support role without control over operations. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a focus on non-discretionary advisory relationships.