Nicholas Dickinson is a Certified Financial Planner (CFP®) with 38 years of experience in the financial industry. He has been with Stifel Nicolaus & Co., Inc. since 2005. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and state and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology using forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning decisions.

Maria Anderson is a financial advisor with Morgan Stanley in Louisville, KY, holding Series 63 and Series 66 licenses and having 29 years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a variety of advisory programs and financial planning services that utilize firm-approved tools and methodologies.

Conrad Newman is a CFP® with eight years of industry experience, currently affiliated with Cetera. His prior experience includes roles at Northwestern Mutual Wealth Management Company and PNC Bank, among others. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with more than 10,000 advisors and over $256 billion in assets under management.

Matthew Merlo is a financial advisor at Morgan Stanley in Louisville, KY, holding a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience at The Charming Turtle, Five Iron Golf, and various roles within the University of Louisville and community organizations like the YMCA of Greater Cincinnati. He has engaged in both educational and recreational sectors before beginning his advisory career. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its services.

Brent Stern is a financial advisor at Morgan Stanley in Louisville, KY, holding Series 63 and Series 66 licenses with 26 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery conversations and firm-approved planning tools.

Sandra Halliburton is a financial advisor with LPL Financial based in Louisville, KY, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She previously worked at L.M. Kohn & Company for 16 years and has been involved with Green & Halliburton since 2002. Outside of her advisory work, she is the owner of Halliburton Saddlebreds LLC, a business unrelated to her core financial services. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its network of advisors with model portfolio programs, third-party asset management access, and institutional platforms while maintaining one of the largest advisory businesses in the industry.

Chris Hudson is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Smith Barney LLC since 2012 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he works as a college basketball official during the basketball season. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Amy Cooper is a Series 66 licensed financial advisor at Stifel with four years of industry experience. She has been with Stifel since 2021 and previously worked at Prolacta from 2016 to 2017. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and state and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning.

David Gripshover is a financial advisor at UBS Financial Services with nine years of industry experience. He has worked at UBS since 2018, following earlier roles at Edward Jones, American Commercial Barge Lines, and the University of Louisville. He holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including portfolio management and fee-based financial planning. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Colin Backert is a financial advisor with Robert W. Baird & Co. in Louisville, KY, holding Series 63 and Series 65 designations and four years of industry experience. Prior to joining Baird in 2022, he served in the United States Air Force for six years. Outside of his advisory role, he is involved as a college football official on the replay staff for the Sun Belt Conference and will be serving as a traditional guardsman with the Tennessee Air National Guard. Baird’s Private Wealth Management department, including the DDK Group team, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing internal research and a combination of manager-traded and model-traded strategies.

Joseph Clay is a financial advisor based in Louisville, KY, affiliated with Cetera. He holds Series 63 and Series 65 credentials and has 16 years of industry experience. His prior roles include positions at PNC Investments LLC and TIAA-CREF. Clay also provides financial planning through Commonwealth Capital Management, LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform, with over 10,000 advisors and assets under management exceeding $256 billion.

Andrew Burdsall is a financial advisor with OSAIC, holding a Series 63 designation and bringing 26 years of industry experience. Prior to joining OSAIC in 2024, he worked with Riverbend Financial Group, LLC, and Securities America Advisors. He serves on the board of the Community Foundation of Southern Indiana and is involved in various business activities, including ownership of a tax preparation service and participation in a school system’s retirement plan advisory committee. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing firm-provided asset-allocation tools and third-party money managers to construct diversified portfolios.

Charles Hawkins is a financial advisor at Robert Baird & Co. in Louisville, KY, with 31 years of industry experience. He holds a Series 63 designation and has worked at Robert Baird & Co. since 2019, following a long tenure at J.J.B. Hilliard, W.L. Lyons, Inc. Hawkins serves as Treasurer for the Episcopal Diocese of Kentucky. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a range of clients including high-net-worth individuals, families, and institutions. The group offers tailored investment advice and portfolio management through both in-house and third-party managers, utilizing traditional and non-traditional strategies to align with client goals and risk tolerances.

Michael Romaine is a CFP® and ChFC® with 20 years of experience in financial services. He is currently with MassMutual Investors Services and MassMutual Life Insurance Company, having previously worked at Northwestern Investment Services, LLC and Northwestern Mutual Insurance Company. In addition to his advisory roles, he owns and operates M.J. Entertainment, a promotion and marketing business for entertainment events. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, goal-based planning engagements without discretionary investment authority.

Kimberly Knight is a financial advisor with Robert Baird & Co. in Louisville, KY, holding Series 63 and Series 65 licenses and 29 years of industry experience. She has worked at Robert Baird & Co. since 2019 and has been with J.J.B. Hilliard, W.L. Lyons, Inc. (including its affiliate Hilliard Lyons) since 1996. She is part of The DDK Group, a team within Robert Baird & Co.’s Private Wealth Management department that serves individuals, corporate and business clients, pensions and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management through separately managed accounts, and custody and brokerage services, supported by internal research, ongoing manager monitoring, and strategic partnerships.

David Kristiansen is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with J.P. Morgan Securities LLC since 2013. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Stokes Baird is a financial advisor with Wells Fargo Clearing in Louisville, KY, holding Series 63 and Series 65 credentials and 31 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank. He serves as a board member of the Buckeye Trace Homeowners Association, where he participates in community safety and property-related decisions. Wells Fargo Advisors provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Michael Moranville is a financial advisor with Raymond James & Associates in Louisville, KY, holding Series 63 and Series 65 registrations. He has 43 years of industry experience, including 17 years at Raymond James & Associates. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, charitable organizations, and government entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Lara Jenkins is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds the Series 66 designation and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and modeling techniques.

John Watkins III is a CFA® charterholder and Series 63 licensed financial advisor with nine years of industry experience. He has worked at Robert Baird & Co. since 2019 and previously spent three years with JJB Hilliard WL Lyons LLC. Outside of his advisory role, Watkins is involved in several business ventures including ownership interests in aviation and ranching LLCs. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a variety of financial planning, portfolio management, and advisory services, combining internal research and manager oversight with distinctive features such as municipal advisory services and strategic partnerships.