Michael Vagle is a financial advisor with Edward Jones in Cincinnati, OH, holding a Series 66 license and 18 years of industry experience. He has worked at Edward Jones since 2007. Outside of his advisory role, he is the owner of a commercial property management business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products through a large national network of advisors and branch offices.

Mire Jonovski is a financial advisor with Raymond James & Associates in Cincinnati, OH. He holds Series 63 and Series 65 licenses and has 45 years of industry experience. Jonovski has been with Raymond James & Associates since 2005. Outside of his advisory role, he serves as president of Acquest Inc and MKMS, companies involved in managing and overseeing rental real estate investments. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Scott Moffitt is a financial advisor at Cetera with 33 years of industry experience. He holds a Series 63 designation and has previously worked with firms including Summit Financial Group, Inc. and Gross & Company. Outside of advising, he is the founder of College Planning Relief and an author of a book titled Retirement Income Matters. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and consulting services through a multi-manager platform that provides access to both affiliated and unaffiliated third-party managers.

Thomas Dragar is a CFP® professional with 14 years of industry experience, currently affiliated with Cetera. He has held roles at Freeman Heyne Toma, LLC since 2017 where he serves as a client relationship manager, in addition to his tenure with Cetera and its affiliates since 2013. Outside of financial advising, he is commissioned as a notary public. Cetera Investment Advisers LLC is an SEC-registered advisor that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program options and a multi-manager platform approach.

Caleb Stauch is a financial advisor with UBS Financial Services in Miamisburg, OH. He holds a Series 66 designation and has one year of industry experience. Prior to joining UBS, his work history includes roles in various service and healthcare companies. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans and portfolio management to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Arthur Faulkner II is a financial advisor with Primerica Advisors in Cincinnati, OH, holding 19 years of industry experience. His career includes roles at Gentex Corporation, Omega Engineering, and Russel Tobin Engineering alongside his long-standing tenure at Primerica Advisors since 2006. Outside of financial advising, he works as an engineering consultant and also drives for Uber. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities while employing a tiered wrap-fee structure.

Edward Rupert is a financial advisor at Cetera with 14 years of industry experience. He holds a Series 66 designation and has worked at Cetera Advisors LLC since 2015 and Freeman Heyne Toma, LLC since 2017. In addition to his advisory role, he is also licensed to sell life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is a nationally registered investment adviser serving individual and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with discretionary and non-discretionary account options.

John Knapke is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1984 and works with institutions, foundations, and corporate retirement plans, focusing on total portfolio planning including investment policy review, asset allocation, and institutional money manager selection. John earned a Bachelor's degree from Wright State University and an MBA from the University of Dayton. He holds several professional designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His client focus areas include Divorce Transition Planning, Institutional Consulting, Institutional Investment Consulting, Services for Defined Benefit Plans, Investment Consulting for Defined Contribution Plans, Managing New Wealth, Personal Retirement Planning, Socially Responsible, Values Based, and ESG Investing, Tax Minimization, and Retirement Income. Outside of work, John has an interest in baseball, basketball, and football.

Fred Darlington is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds the Series 63 and Series 65 credentials and has previous experience at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is a notary and holds a health insurance/Medicare license. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of brokerage and insurance products via its integrated platform.

Mark Meyrose is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with Fidelity Investments since 2005, including roles at Fidelity Personal and Workplace Advisors since 2018. He is affiliated with Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients. The firm’s investment approach combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios using mutual funds, ETFs, and ETPs.

Jack Updike is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 22 years of industry experience. He has worked with Primerica Financial Services since 2001 and maintains roles at several companies including OK Travel & Services, R B Tool & MFG, Pfs Investments Inc, and Data Recognition Corp. Outside of advising, he is involved in the sale of home security and automation products as well as loan products through affiliates of PFS Investments Inc. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and a limited selection of separately managed account options for individual and high-net-worth clients. The firm employs third-party asset managers and provides a tiered wrap-fee structure, focusing on curated investment models rather than institutional pension plan management.

Mary Schulz is a financial advisor with Primerica Advisors in Cincinnati, OH, holding 13 years of industry experience. She has worked at Dynamic Pension Services and PFS Investments Inc., where she remains active. Schulz is also involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and utilizes model-delivery strategies managed by unaffiliated asset managers, supported by custodial and trade execution services.

William Varwig IV is a financial advisor at Charles Schwab with four years of industry experience. He holds the Series 66 designation and has worked at several firms including TD Ameritrade and Anthem Inc. Prior to his current role, he was briefly employed at DoorDash in 2020. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios, supported by a centralized operational structure.

Marie Vandenberg is a financial advisor with Primerica Advisors in West Chester, OH, holding a Series 63 designation and 23 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2001. Outside of her advisory role, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, offering a range of investment models implemented with oversight from BNY Mellon Advisors.

Matthew Watson is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds the Series 66 credential and previously worked at Alps Distributors, Inc. for seven years. Watson serves as an advisor on the investment committee for the Wright State University Foundation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Tyler Clark is a financial advisor with Ameriprise in Springboro, Ohio, holding a Series 66 designation and 25 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He has been with Ameriprise since 2019. Ameriprise offers a retirement-income planning service targeted at individuals near or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, delivering customized advice through a centralized consulting team.

Aaron Ames is a financial advisor with LPL Financial in Oxford, OH, holding a Series 63 designation and 25 years of industry experience. He has been with LPL Financial since 2006. Ames also serves as a notary in his local community. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning services, and access to model portfolios and research from multiple sources.

Judith Budnik is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 23 years of industry experience. Her career includes long-term roles at Kroger and Pfs Investments Inc., alongside her ongoing work with Primerica Financial Services. Outside of finance, she owns Stoney Roads, a business that sells stones and minerals. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed account options. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers, delegating model implementation to BNY Mellon Advisors.

Brandy Davis is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 12 years of industry experience. She has worked with Primerica since 2014 and has additional experience in public service roles with Cincinnati Public Schools and Ohio Unemployment. Outside of her advisory role, she is involved in a real estate income business through RD Freedom & Legacy, LLC. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on personalized portfolio management rather than institutional pension or profit-sharing plans.

Kerry Beeber is a financial advisor at Fidelity with 12 years of industry experience. He holds the Series 66 designation and has worked with Fidelity Brokerage Services since 2013, including roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles to multiple registered investment companies, use of systematic methodologies, and application of AI in research.