Ervin Matthew is a financial advisor with LPL Enterprise holding Series 65 and Series 63 licenses and three years of industry experience. Prior to joining LPL Enterprise, he worked at Northwestern Mutual Wealth Management Company and held various roles related to financial services. He also serves as a board member of the American Sociological Association, a nonprofit organization. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios through an integrated platform that combines advisory programs with brokerage and insurance products.

Timothy Walsh is a financial advisor at Ameriprise with 39 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005 and holds Series 63 and Series 65 designations. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, providing written recommendations that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Andrew Flood is a financial advisor at Merrill with five years of industry experience. He holds the Series 66 designation and has worked at Bank of America, Deloitte, The E.W. Scripps Company, the University of Kentucky Endowment Office, and Broadview Financial. Outside of his advisory role, Flood is involved with charitable organizations including Cincinnati Cancer Advisors, where he fundraises for cancer patient support, and he serves on the Young Professional’s board of the Boys and Girls Club of Greater Cincinnati. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Adam Bandenburg is a financial advisor at Raymond James Financial Services Advisors, Inc. with one year of industry experience. He holds the Series 66 designation and has worked at several firms, including CurdCo Wealth Management and MML Investors Services, LLC. Outside of advising, he has experience in the transportation and hospitality sectors. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm employs a tailored, non-discretionary advisory approach incorporating risk profiling and modeling tools, and it offers specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

George Makris is a financial advisor with OSAIC based in Cincinnati, Ohio, holding Series 63 and Series 66 licenses and possessing 40 years of industry experience. He has worked with Royal Alliance Associates, Signator Investors, and leads his own firm, Makris Financial Group, where he has been president since 1991. In addition to his advisory work, Makris serves as a voluntary board member of his condominium association in Clearwater Beach, Florida. OSAIC serves a wide range of clients including individual investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm offers integrated brokerage and advisory services with a focus on diversified portfolio construction, utilizing asset-allocation tools, risk-tolerance assessments, and third-party managed account solutions.

Richard Hall Jr. is a financial advisor at Fidelity with Series 63 and Series 66 credentials and 31 years of industry experience. He has worked with Strategic Advisors Inc and Fidelity Brokerage Services, Inc. since 1995 and has been with Fidelity Personal and Workplace Advisors since 2018. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs, and it serves as an adviser to multiple registered investment companies with distinct regulatory registrations and governance practices.

Christina Lutz is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2009, including the Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and modeling techniques.

Thomas Mahler is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America prior to joining Raymond James. He is based in Cincinnati, Ohio. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Timothy Griffith is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity in various capacities since 2012. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a range of entities, including registered investment companies, and utilizes systematic methodologies and oversight controls in portfolio management.

Paul Smith is a financial advisor at Merrill with 28 years of industry experience. He holds the Series 66 designation and has been with Merrill since 1998. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Brian Bushman is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at Cambridge Investment Research Advisors, Inc. for 18 years before joining Ameriprise in 2023. Outside of his advisory role, he owns Bushman Financial LLC, through which he manages his Ameriprise business. Ameriprise provides retirement-income planning services targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

John Allen II is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2000. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Kyle Schweitzer is a financial advisor at Fidelity with 20 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with various Fidelity entities since 2006, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Nicole Dagenbach is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Fidelity in various roles since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its registration as a commodity pool operator, advisory role to multiple registered investment companies, and the use of AI and systematic methodologies in its investment process.

Patricia Hagood is a financial advisor with Morgan Stanley Wealth Management in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She previously worked at Merrill for 34 years before joining Morgan Stanley Smith Barney in 2025. Outside of her advisory role, Hagood serves as a bookkeeper for a family-owned trucking business. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning and estate planning strategies alongside a broad range of investment products and services.

Joseph Duke is the sole advisor at Duke Financial Services in Hamilton, Ohio. He holds Series 63 and Series 66 designations and has 21 years of industry experience. Duke has been with Duke Financial Services since 1993. Duke Financial Services is an independent advisory firm providing investment advisory and portfolio management services primarily to individual clients. The firm manages approximately $11.8 million in assets across about 66 client relationships and follows documented procedures for account reviews, discretionary authority, and compliance practices.

David Dennis is the sole advisor at Dennis Capital Management, L.L.C., an independent registered investment adviser based in Cincinnati, OH. He holds a Series 63 designation and has 22 years of industry experience. Dennis has worked at J. D. Seibert & Company, Inc. since 1996. Dennis Capital Management operates as a single-advisor firm providing portfolio management primarily to individual clients. The firm focuses on individualized portfolio management with ongoing account monitoring and serves approximately 86 client accounts with about $26.7 million in assets under management.

Jimmy Antia is the sole advisor at Priad Investment Advisers, L.L.C. in Cincinnati, Ohio, holding a Series 65 designation with 22 years of industry experience. He has been with Priad Investment Advisers since 2004. Priad Investment Advisers manages portfolios primarily for a very small, high-asset client base, operating mostly on a non-discretionary basis where clients retain final trading authority.

John Schulhoff is a financial advisor at Schulhoff & Co Inc in Cincinnati, OH, with 26 years of industry experience. He has been with Schulhoff & Co Inc since 1996. Schulhoff & Co. serves individual and high-net-worth clients, providing portfolio management and related advisory services with a focus on personalized, advisor-led portfolio oversight. The firm manages approximately $279.2 million for about 86 clients, maintaining a small advisory team that delivers concentrated service to a relatively high average account size.

Henry Schulhoff is a Series 66-licensed financial advisor with Schulhoff & Co Inc in Cincinnati, OH, bringing 23 years of industry experience. He has worked at Schulhoff & Co Inc since 2002. Schulhoff & Co. serves individual and high-net-worth clients by providing portfolio management and related advisory services. The firm employs an advisor-led, personalized approach with ongoing portfolio oversight and periodic reviews, managing approximately $279.2 million for about 86 clients.