Ryan Schebo is a financial advisor with LPL Enterprise in Centerville, OH, holding Series 63 and Series 65 credentials and 12 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Schebo is also the owner of Modern Money Wealth Advisors, a DBA entity for his LPL business. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services. The firm uses a platform combining proprietary research, model portfolios, and third-party management, alongside sales of various financial products and insurance through affiliated entities.

Robert Blommel is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Merrill and Bank of America in various roles since 1995. Outside of his advisory work, he serves on the finance committee of the Miami Valley Child Development Corporation, which oversees Head Start educational programs in Montgomery County, Ohio. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Madeline Cook is a CFP® and Series 66 licensed advisor with Ameriprise, bringing four years of industry experience. Her career includes roles at OSAIC, FSC Securities, and Smith, Moses & Cozad, LLC, where she also served as a registered representative. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Cory Allen is a financial advisor with Cetera in Dayton, OH, holding a Series 66 designation and bringing 18 years of industry experience. He has been affiliated with Cetera Advisors LLC since 2013 and currently serves as head varsity baseball coach at Archbishop Alter High School. He is also involved with The Allen Family Company, managing funds as its owner. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large independent advisor network. The firm offers a range of portfolio management, financial planning, and consulting services, operating as a multi-manager platform that enables advisors to implement various investment strategies across multiple program structures.

Steven Nelson is a financial advisor with Primerica Advisors in West Chester, OH, holding a Series 63 credential and 15 years of industry experience. His work history includes roles at PFS Investments, Inc. and Primerica Financial Services since 2010, as well as previous positions at Rural King and Redkey Express. Outside of his advisory work, he is involved in sales of loan products and home services referrals through affiliated companies. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program utilizing model-delivery strategies managed by unaffiliated asset managers, supported by custodial and trade execution services from BNY Mellon Advisors and Pershing.

Craig Janeck is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, using research and analytics to support portfolio diversification and investment selection.

Gregory Stevens is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, he owns an LLC focused on the storage and maintenance of personal firearm accessories. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor client portfolios.

W. James Steen is a CFP®-designated financial advisor with 45 years of industry experience. He is currently affiliated with Cetera and Prosperity Advisors, LLC and has held roles at Dayton Wealth Management, LLC and Petra Financial Solutions, Inc. He owns a tax preparation business and serves as a financial professional at Peak Advisory Group. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a multi-manager platform offering portfolio management, financial planning, and retirement services.

Frederick Gartenlaub is a CFP® with 18 years of industry experience. He has been associated with Sound Asset Management, Inc. since 1997 and is the sole member of Garden Leaf Financial Services LLC, which provides income tax preparation and IRS representation services. Sound Asset Management, Inc. manages approximately $15.4 million in client assets across about 55 client relationships, offering portfolio management and advisory services to a diverse range of clients, including institutional and governmental entities. The firm is also affiliated with an accounting firm, a combination that is uncommon among independent advisers of similar size.

Joseph Duke is the sole advisor at Duke Financial Services in Hamilton, Ohio. He holds Series 63 and Series 66 designations and has 21 years of industry experience. Duke has been with Duke Financial Services since 1993. Duke Financial Services is an independent advisory firm providing investment advisory and portfolio management services primarily to individual clients. The firm manages approximately $11.8 million in assets across about 66 client relationships and follows documented procedures for account reviews, discretionary authority, and compliance practices.