Kevin Lyons is a financial advisor at Raymond James & Associates with one year of industry experience. He holds a Series 66 designation and has worked at several firms including Foguth Financial Group and J.W. Cole Financial. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and a range of portfolio management styles.

Brandon Thomas is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Morgan Stanley, Hantz Group, and the University of Michigan. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sean Mueller is a CFP®-designated financial advisor with 11 years of industry experience. He is currently with LPL Enterprise and has prior experience at Northwestern Mutual in various capacities from 2014 to 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Mary Huff Earnest is a Senior Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies that align with their long-term goals. Mary draws on investment insights from Merrill and banking solutions from Bank of America to create flexible wealth management approaches tailored to changing market conditions. Her areas of expertise include college education planning, divorce transition planning, family wealth management, legacy and LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management, and individual and corporate investment strategies. Mary holds a Bachelor's Degree from Eastern Michigan University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Mary participates actively in community volunteering, reflecting the tradition at Merrill of serving the communities where they work. Outside of her professional responsibilities, she enjoys golfing, music, and traveling.

Delmer Watson is a financial advisor at Wells Fargo Advisors with four years of industry experience. He holds Series 63 and Series 66 licenses and has held roles at Wells Fargo Clearing, Swiss Colony, Client Services Incorporated, and Unigroup. Outside of his advisory work, he has worked as a driver for Uber and Lyft and has experience in customer service. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of financial planning and investment services. The firm provides tailored recommendations using proprietary research and tools, with clients choosing how to implement advice through brokerage or advisory programs.

Nicholas Sarnacki is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at PNC Investments for 11 years. He also provides financial services through Horizon Advisers, where he conducts CPA-related activities alongside investment advisory services. Cetera Investment Advisers LLC serves a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Jill Tiell is a financial advisor at J.P. Morgan Securities with 31 years of industry experience. She holds Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2012. Prior to that, she was with Chase Investment Services Corp. and Citizens Securities, Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, incorporates ESG considerations, and includes broader derivatives and commodities capabilities.

Christopher Jacobs is a financial advisor with Charles Schwab in Ann Arbor, MI, holding Series 65 and Series 63 licenses and bringing 16 years of industry experience. His prior roles include positions at Morningstar Investment Services and Trustee Empowerment & Protection, and he has been with various Schwab entities since 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts. The firm is notable for its large scale, integrated structure, and multi-asset investment approach supported by research and centralized operational capabilities.

Marilyn Carter Hogan is a financial advisor with Cambridge Investment Research Advisors in Ann Arbor, MI, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. Her prior roles include positions at Regal Securities, BrokersXpress LLC, and Wells Fargo Clearing. She is the founder of Carter Capital Management and serves as Vice President of the Huron Valley Referral Network. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm provides both discretionary and non-discretionary management with access to third-party advisers and proprietary model strategies.

John Cochran is the Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2022. In this role, he assists clients in determining financially possible strategies and aligning efficient, objective plans to help them work toward their financial goals throughout their lives. Prior to his current role, he served as a Financial Consultant at Fidelity Investments from 2012 to 2022. John's professional experience centers on wealth planning and financial consulting, providing him with a comprehensive understanding of client needs and investment strategies. His approach emphasizes perspective and experience to deliver tailored financial solutions. Outside of his professional responsibilities, John has personal interests that include golf, hiking, military service, outdoor adventures, and skiing.

Mark Schneider is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has previously worked at Ameriprise Financial Services and Wells Fargo Clearing. Schneider manages his advisory business through The Schneider Group, an entity affiliated with his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and managing more than $819 billion in discretionary assets.

Michele Dimovski is a Series 66-licensed financial advisor with UBS Financial Services in Plymouth, MI, where she has worked since 2007, totaling 17 years of industry experience. Outside of her advisory role, she has engaged in food delivery as a side job. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings.

Richard Hart is a financial advisor with Ameriprise in Ann Arbor, MI, holding Series 63 and Series 66 credentials and possessing 24 years of industry experience. His prior work includes roles at Massachusetts Mutual Life Insurance Company and Metlife Securities Inc. He is also involved in managing A2 Business LLC, a payroll service unrelated to investment activities. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on reliable income sources and tax-aware withdrawal strategies.

Derek Du Bois is a Series 66-licensed financial advisor with Raymond James Financial, based in Northville, MI, and has four years of industry experience. His prior work includes roles at Raymond James Financial Services, Inc. and Smith and Associates (Ameriprise Financial). He has been involved as an advisor in training with Center Street Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers customized, non-discretionary planning and consulting supported by risk profiling and analytical tools, and maintains unique municipal advisory capabilities and specialized programs for employer retirement plans.

Angela Stanley is Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2023. She has been with Fidelity Investments since 2011, progressing through positions including Financial Consultant and Senior Relationship Manager. Prior to joining Fidelity, she worked as a Wealth Management Assistant at Affinity Wealth Solutions from 2010 to 2011. Angela focuses on helping clients improve their relationship with wealth management and Fidelity. She emphasizes the importance of having a financial plan and executing it to help clients maintain control and work towards their goals despite external uncertainties. Outside of her professional work, Angela's personal interests include camping, cooking and baking, fitness, gardening, parenthood, and traveling.

Alicia Mc Govern is a Series 66-licensed financial advisor with Edward Jones in Belleville, MI, where she has worked since 2007, totaling 18 years of industry experience. Outside of her advisory role, she is president of Womens Wealth and Wellness, a nonprofit focused on women’s education and health initiatives. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory programs and investment solutions, supported by a network of approximately 23,701 financial advisors nationwide.

Brian Dover is a CFP® professional with 25 years of experience in the financial industry. He has worked at Edward Jones since 2020 and was previously with Raymond James & Associates for 11 years. Dover holds Series 63 and Series 65 licenses and is based in Plymouth, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers various advisory programs with discretionary and non-discretionary strategies under a fiduciary standard.

Robert Coates is a financial advisor with Ameriprise in Canton, MI, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1993. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide tailored written recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Christopher Bergen is a Senior Financial Advisor at Merrill Lynch Wealth Management in Ann Arbor, MI. He specializes in wealth management strategies tailored to individual client goals, working closely with clients one-on-one to develop personalized financial plans. His areas of expertise include college education planning, executive compensation, family wealth management, legacy planning, philanthropic planning, tax minimization, and retirement income. Christopher holds a Bachelor's Degree from The College of New Jersey and has earned the Certified Financial Planner (CFP) designation as well as Personal Investment Advisor (PIA) credentials. He operates within the Merrill Lynch tradition of community involvement and actively volunteers with organizations such as the Ann Arbor Area Community Foundation, Jewish Family Services of Washtenaw County, SOS Community Services, and Unified - HIV Health & Beyond. Outside of his professional activities, Christopher enjoys biking, boating, cooking, dancing, hiking, music, photography, skiing, spending time with his family, and watching movies.

Scott Baldwin is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 35 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Voya Financial Advisors for six years and has been involved with Baldwin Capital Management, Inc. since 1996. Baldwin also operates Baldwin Capital Tax Services, LLC, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to financial planning, model portfolio programs, third-party asset management, and institutional platforms, serving over 22,800 advisors and overseeing more than $819 billion in discretionary assets.