Paul Mcmillin is a Series 66 licensed financial advisor with 11 years of industry experience. He is currently with OSAIC and has previously worked at Ambassador Advisors, LLC and Hopper-McMillin, where he has been involved since 2009. Outside of advisory work, he is an insurance producer affiliated with M & O Marketing. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform with a model-based investment approach that incorporates asset allocation and portfolio optimization tools. The firm supports various programs such as comprehensive financial planning, wrap portfolios, Unified Managed Accounts, and retirement plan consulting.

Ryan Murphy is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2017. Prior to that, he was with PNC Investments and PNC Bank from 2014 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

John Sawicki is a financial advisor with Fidelity who holds Series 63 and Series 65 designations and has 19 years of industry experience. He has worked at Fidelity Investments since 2025 and previously spent seven years at Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm’s investment process combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, with a focus on systematic methodologies and oversight of delegated management.

Christopher Mizzi is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on helping clients develop comprehensive wealth plans that address their expenses, income, objectives, risk, and risk tolerance. He assists in implementing these plans by analyzing market conditions, investments, and related data to create strategies aimed at meeting clients' long-term financial goals. He holds a Bachelor's Degree from Arizona State University and a Master's Degree from the University of Detroit. Christopher has earned the professional designations of Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). In addition to his professional work, he participates in community service through volunteer efforts with local organizations.

Scott Vermillion is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and possessing 30 years of industry experience. He has worked at LPL Financial since 2025 and previously held positions at DFCU Financial Federal Credit Union and CUSO Financial Services, L.P. In addition to his advisory role, Vermillion is involved with DFCU Financial Partners, an entity related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, wrap and model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Rebecca Calabro is a financial advisor at UBS Financial Services with seven years of industry experience. She previously worked at Morgan Stanley, Merrill, and Genisys Credit Union. Calabro holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client strategies.

Douglas Johnson is a financial advisor with Merrill in Farmington Hills, MI, holding Series 63 and Series 66 licenses and 16 years of industry experience. Prior to joining Merrill in 2017, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. He is also an active member of the U.S. Naval Reserves, attending monthly trainings and annual mobilization exercises. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Daniel Bulgozdy is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 66 registrations and has been with J.P. Morgan Securities and its affiliated entities since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence and incorporates quantitative and qualitative research, including ESG considerations.

Mark Rhodes is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies tailored to their unique goals and changing market conditions. Drawing on the investment insights of Merrill and the banking and lending solutions provided by Bank of America, he aims to support clients in pursuing their long-term financial objectives through comprehensive wealth management. Mark holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from the University of Michigan. In addition to his advisory role, he actively participates in community service, volunteering with local organizations in line with Merrill’s tradition of community involvement.

Andrew Mussen is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Sigma Planning Corporation, Sigma Financial Corporation, and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of investment programs and platforms supported by extensive operational tools and serves over 22,800 advisors nationwide.

Donald Vliet is a CFP®-certified financial advisor at Ameriprise with 44 years of industry experience. He has been with Ameriprise and its related entities since 2005, totaling 21 years in the firm. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice based on proprietary research and third-party data.

Yvonne Cole is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Based in Farmington Hills, MI, her career is focused within Morgan Stanley’s wealth management division. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Kimberly Scott is a financial advisor at Merrill with 32 years of industry experience. She has been with Merrill since 1992 and holds a Series 63 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Lisa Volpari is a financial advisor at Stifel with 32 years of industry experience. She holds Series 63 and Series 65 designations and has been with Stifel since 2007, following a year at KeyBanc Capital Markets Inc. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology that guides asset allocation and planning, while clients maintain discretion over implementation.

Kyle Tousain is a financial advisor with Mass Mutual Investors Services and holds the Series 66 designation. He has 19 years of industry experience, including prior roles at MetLife Securities Inc. from 2015 to 2017. Tousain has been with Mass Mutual organizations since 2016. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and providing recommendations without investment discretion.

Leslie Beier is a financial advisor at Stifel with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co. Inc since 2021. Her prior experience includes roles at Raymond James & Associates and UBS Financial Services Inc. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to guide asset allocation and financial planning.

Minoti Rajput is a CFP® professional with 43 years of industry experience, currently serving as an advisor at OSAIC since 2024. Prior to joining OSAIC, she spent 15 years with Securities America Advisors, Inc. and Securities America Inc. She is involved in community service as a board member for the Living and Learning Enrichment Center, a nonprofit focused on advocacy for special needs individuals, and serves as trustee and president of the Rajput-Dasgupata Family Charitable Foundation. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization supported by various investment programs and third-party manager options.

Nidal Hamameh is a financial advisor with Mass Mutual Investors Services in Southfield, MI, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2015 to 2017. In addition to his advisory role, Hamameh operates his own LLC providing financial services and acts as an independent insurance agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, structuring client engagements as collaborative annual relationships using firm-approved analytical tools.

Shaun Kosnik is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in working with high net worth individuals and families to develop customized financial strategies tailored to their specific goals. Leveraging in-depth analysis and the resources available through Merrill, Shaun aims to provide comprehensive wealth management solutions. Shaun holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation and the Personal Investment Advisor (PIA) credential. He earned a Bachelor of Science degree in Finance from Oakland University’s School of Business in 2011. Outside of his professional work, Shaun enjoys outdoor activities such as flying personal aircraft, golfing, skiing, traveling, and spending time with his wife and family.

Dominic Kennedy is a financial advisor at OSAIC with Series 65 and Series 63 credentials and four years of industry experience. Prior to joining OSAIC in 2025, he worked at New York Life and Ameriprise. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance analysis and rebalancing tools.