Nicholas Maley is a financial advisor at LPL Financial with nine years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Morgan Stanley and Huntington National Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Douglas Ulrich is a CFP®-designated financial advisor with 24 years of industry experience. He has been with Edelman Financial Engines and its predecessor entities since 2010, including roles at Financial Engines Advisors L.L.C. since 2018. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm utilizes a committee-driven proprietary modeling process combined with planner delivery and online tools, providing both discretionary and non-discretionary investment options with an emphasis on diversified portfolios and long-term orientation.

Marianne Veenstra is a financial advisor with UBS Financial Services in Oakbrook Terrace, Illinois, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She previously worked at Ameriprise Financial Services and Northwestern Mutual Investment Services. Veenstra also acts in fiduciary roles such as trustee and personal representative. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research to tailor plans to clients’ goals and risk tolerances.

Joann Richard is a financial advisor with Primerica Advisors in South Holland, IL, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has worked with Primerica Advisors since 2015 and was previously with ACES Illinois for 24 years. Richard is also an author, contributing a chapter titled "School is in the Home" to the 2022 publication "Encouraging Inspiring & Changing Lives, One Story at a Time." Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Joseph Cerullo Jr. is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, he worked for nine years at Allegiant Commodity Group. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and tax-efficient solutions, supported by a large nationwide network of financial advisors and branch offices.

Jude Nwaiwu is a financial advisor with LPL Financial in Chicago, IL, holding Series 63 and Series 66 credentials and 27 years of industry experience. He previously worked at Citigroup Global Markets for 18 years and Citicorp Investment Services for 2 years. Nwaiwu also serves as a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and investment services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory solutions, including model portfolios, third-party asset management, and institutional platforms such as the Bank Wealth Program.

Gil Hannon is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He previously worked at Metlife Securities Inc. for 27 years before joining MassMutual Investors Services in 2017. Outside of his advisory role, he is a USCG licensed captain who charters boats in the Chicago area and also assists motorists with urgent roadside needs through the Good Hands Rescue Network. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized programs including divorce, estate-settlement, and employer-sponsored planning.

Matthew Michalik is a financial advisor at Edward Jones with 40 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1990. Outside of his advisory role, he has worked hourly for NBC Sports in Western Springs, Illinois. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and maintains a large network of advisors and branch offices nationwide.

Syeda Mahmood is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in serving individuals, families, and business owners by providing guidance aligned with their personal values and long-term objectives. Her client focus areas include family wealth management strategies, international wealth management, legacy planning, personal retirement planning, philanthropic planning, portfolio management, socially responsible and values based investing, women and wealth, and tax minimization. Mahmood's career in finance began as a consultant, assisting financial advisors and their clients through firm transitions. She subsequently gained experience working with ultra high net worth clients as a team associate before transitioning to a financial advisor role. This progression has shaped her approach to wealth management, emphasizing lasting relationships, trust, and a comprehensive understanding of each client's financial situation. She holds a Personal Investment Advisor (PIA) designation and a Bachelor's degree from the University of Illinois System. Outside of her professional work, Mahmood enjoys reading, spending time with her family, and playing tennis. She is fluent in Urdu and English.

Alejandro Mariscal is a financial advisor with Morgan Stanley in Berwyn, IL, holding a Series 66 license and nine years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2018 and previously spent two years at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm uses a structured planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Charles Quattrochi is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Cetera since 2025 and previously held roles at Avantax and Raymond James Financial. Outside of advising, he is involved in accounting and tax preparation through P's & Q's Financial Corp. and serves as a board member, currently inactive, for the Global Medical Foundation Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform and a variety of program structures.

Andrew Lichaj is a financial advisor with Wells Fargo Clearing in Oak Brook, IL, holding Series 63 and Series 66 credentials and bringing eight years of industry experience. His prior roles include positions at Fidelity Investments, Kovitz, Stifel Nicolaus & Co Inc, and Thrivent Financial. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research and analytics to support portfolio construction and investment recommendations.

Edward Murphy is a CFP® professional affiliated with LPL Financial, with 40 years of experience in the financial services industry. His prior roles include long tenures at David A. Noyes & Company and Noyes Advisors LLC. He is based in Orland Park, IL. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment management solutions, supported by advanced research tools and a large network of advisors.

Nanette Gutierrez is a financial advisor at Primerica Advisors in Munster, IN, holding Series 63 and Series 65 licenses with 24 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2001. Her outside activities include sales of loan products and home security-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-driven investment strategies managed by third-party asset managers. The firm operates at scale with approximately 3,698 advisors and $15.5 billion in assets under management.

Michael Lapinski is a CFP® professional with 26 years of industry experience, currently working at Wells Fargo Clearing since 2016. He previously worked at Citigroup Global Markets from 2000 to 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a large network of financial advisors. The firm integrates research and analytics to evaluate investment options within a range of brokerage and advisory solutions.

Dwight Schwartz is a financial advisor at Charles Schwab with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Charles Schwab since 2015, including a period at Charles Schwab Bank. He also briefly worked at optionsXpress, Inc. in 2017. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options and combines advisory, brokerage, custody, and cash-sweep services within an integrated operational structure.

Alexander Binetti is a financial advisor at Morgan Stanley with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Morgan Stanley Smith Barney LLC since 2023. Prior to Morgan Stanley, he held positions at FIS Brokerage & Securities Services LLC, FIS Systems, Titan Plumbing and Drain, and DRF Water Heating Solutions. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes and firm-approved tools to support client financial goals.

Natalie Nissen is a Financial Advisor at Merrill Lynch Wealth Management with over 23 years of experience in the financial services industry. She specializes in working with business owners, high net worth individuals, and multigenerational families, focusing on wealth creation, preservation, and efficient wealth transfer. Natalie collaborates with clients to develop tailored financial plans that address investment management, asset allocation, risk management, tax efficiencies, and estate planning. Her expertise includes delivering goals-based wealth management strategies aligned with clients' investment objectives, risk tolerance, time horizon, and liquidity needs. She has in-depth knowledge of the unique financial challenges faced by business owners and executives, such as liquidity planning, legacy considerations, concentrated stock positions, and tax management. Additionally, Natalie emphasizes sustainable investing, helping clients integrate their values into their portfolios while maintaining performance objectives. Natalie holds the CERTIFIED FINANCIAL PLANNER® certification and has earned a Master's in Business Administration with distinction from DePaul University, as well as a Bachelor's degree in Economics with a minor in Spanish from the University of Illinois at Urbana-Champaign. She is fluent in English and Spanish. Residing in Homer Glen with her family, Natalie actively volunteers with her son's school, Kingswood Academy, and the Homer Glen Junior Woman's Club.

Katherine O'Neill is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 30 years of industry experience. She has been with Raymond James since 1994, including service at both Raymond James & Associates, Inc. and Raymond James Financial Services Inc. She is also the CEO and president of O'Neill Family Wealth Management, Inc., a separate business entity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse clientele, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm employs tailored, non-discretionary planning using risk profiling and analytical tools, supporting clients through its advisory programs and partnerships.

Paul Michael Reyes is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works closely with entrepreneurs, professionals, business owners, corporate executives, retirees, and families, providing comprehensive wealth management strategies tailored to each client's unique goals. His expertise includes corporate benefits, family wealth management, managing new wealth, personal retirement planning, small business strategies, and retirement income planning. Paul emphasizes a client-centered approach, focusing on understanding clients' ambitions and responsibilities to deliver personalized financial solutions. Paul has been a financial services professional since 1999, starting his career at Deutsche Bank Alex Brown and later gaining experience at UBS and Morgan Stanley before joining Merrill Lynch in 2015. As a founding member of the RLH Group, he assists clients that include venture capitalists, private equity and technology executives, attorneys, physicians, government employees, contractors, and many recent immigrants from Asia and the Middle East. He has substantial experience in concentrated stock transactions, corporate cash management, 401(k) plans, initial public offerings, mergers and acquisitions, succession and exit planning, and corporate and executive services. He holds a Bachelor's Degree from George Washington University and several professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Paul is also involved with professional organizations such as the Association of Corporate Growth - National Capital Region and the Tower Club of Tysons. His community involvement includes participation with AALEAD, the Alexandria Chamber of Commerce, HBI-DC, The Women Center, and Warrior Ethos. Outside of work, he enjoys basketball, golfing, running, soccer, and spending time with his family.