Matthew Ludwig is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 13 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers its program on a non-discretionary basis, combining large institutional advisory operations with brokerage and investment management capabilities.

Benjamin Sikora is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2021, he worked at W.J. Doyle and has experience in diverse roles including delivery driving for DoorDash. Sikora also provides financial planning and consulting services through Bighorn Wealth Management, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services with both discretionary and non-discretionary management, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Patricia Miller is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with UBS since 2013. Outside of her advisory work, she is involved with the National Association of Divorce Professionals, ACE Scholarships, and serves as an officer coordinating social events for the Rocky Mountain Triathlon club. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, utilizing proprietary research and model-based asset allocations to deliver tailored financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Melanie Schmieding is a financial advisor at Robert Baird & Co. in Denver, CO, with 29 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory role, she is the owner of Summit Trails LLC, a non-investment-related business. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of strategies including discretionary and non-discretionary management, separately managed accounts, and overlay services.

Nashion Harper is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and Oppenheimerfunds Distributor, Inc. before joining Charles Schwab in 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management using multi-asset model portfolios and centralized custody and order-routing arrangements.

Alan Piehl is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 40 years of industry experience. He has worked with firms including Avantax Advisory Services and TimeWise Financial LLC. In addition to financial advising, he operates a CPA practice specializing in tax preparation and serves as Treasurer and Comptroller for Havana Gardens Center Office. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and advisory services through a nationwide network of independent advisors and operates a multi-manager platform with access to affiliated and third-party investment strategies.

Rebecca Moreland is a CERTIFIED FINANCIAL PLANNER™ with 29 years of industry experience. She has worked at Robert W. Baird & Co. since 2013 and previously spent 13 years at Wells Fargo Clearing. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and separately managed account programs, supported by ongoing manager selection, internal research, and the use of advanced tools such as artificial intelligence.

Micah Monson is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2013. He has been with Fidelity since 2004, progressing through various roles including Financial Representative, Investment Representative, Senior Investment Representative, Account Executive, and Financial Consultant. His experience encompasses a comprehensive understanding of financial planning and investment strategies, developed over nearly two decades at Fidelity. Micah partners with clients to create personalized financial plans, leveraging the wide array of financial strategies available through Fidelity Investments. Further details regarding his education, credentials, personal interests, or community involvement have not been provided.

Kelly Bauman is a financial advisor with LPL Financial in Denver, CO, holding Series 63 and Series 66 licenses and having 21 years of industry experience. She previously worked at ICA Group Wealth Management, LLC, National Planning Holdings, and Sii Investments among others. Bauman is also involved with ICA Group Holding Co., LLC, dedicating part of her time to this business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing research and model portfolios to support diversified and alternative investment strategies.

Jaime Samudio is a financial advisor with LPL Financial in Aurora, CO, holding Series 63 and Series 65 credentials and with 20 years of industry experience. He has worked at LPL Financial since 2018 and has held roles at several other firms, including Transamerica Financial Advisors and World Financial Group. Outside of advisory work, he is involved with NFLB, Inc., a business entity used for non-investment purposes, and has referral activities related to college loan services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a wide range of advisory programs and consulting services, utilizing research from multiple sources and employing both discretionary and non-discretionary management strategies.

Ruby Pace is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, she held various positions including roles at St. Augustine Amphitheater and Aunt Kate's Restaurant. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Alexander Phillips is a financial advisor with Robert W. Baird & Co. in Denver, CO, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Castlight Health and IGS Energy, as well as positions related to Ohio University’s culinary services and academic environment. He is part of the DDK Group within Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, and uses a combination of manager-traded and model-traded strategies supported by internal research and technology tools.

Jeffrey Terhune is a financial advisor at Robert Baird & Co. in Denver, CO, holding a Series 66 designation with three years of industry experience. Prior to joining Baird in 2022, he worked at JBS Communications, LLC and STEMconnector. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients through comprehensive financial planning and portfolio management services. Baird manages approximately $394 billion in regulatory assets and offers a range of investment strategies, including separately managed accounts and tax-managed approaches, supported by internal research and technology tools.

William Hamm is a financial advisor at UBS Financial Services in Denver, CO, holding a Series 66 designation. He has one year of industry experience and previously held roles at BNA Bank and operated Hamm Enterprises LLC. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management through a network of financial advisors utilizing proprietary research and model-based asset allocations.

Gabrielle Hodgson is a financial advisor at Merrill with 22 years of industry experience. She holds Series 65 and Series 66 licenses and previously worked at The Vanguard Group and Vanguard Marketing Corporation. Hodgson serves on the development committee of the Food Bank of the Rockies, participating in fundraising and community engagement efforts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Miguel Macias Guerrero is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior experience includes roles at Bank of America, BMO Bank N.A., and Aims Community College. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Owen Valasek is a financial advisor with Robert Baird & Co. in Denver, CO, holding a Series 66 designation and one year of industry experience. His prior work includes roles at the Pennsylvania Department of Transportation, Hapanowicz & Associates Wealth Management, and Treloar & Heisel. He has also been involved with the Richard G. Snyder YMCA. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and other institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a combination of in-house and third-party managers to implement a range of investment strategies.

Mark Gregory is a financial advisor at UBS Financial Services with 23 years of industry experience. He holds the Series 66 designation and previously worked at Merrill and Bank of America, N.A. before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm leverages proprietary research and institutional trading capabilities to tailor investment solutions aligned with clients' goals and risk tolerances.

Saleem Aldawoodi is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has worked in various roles including trucking and commodity risk before joining Ameriprise in 2020. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Mark Tonelli is a financial advisor with LPL Financial in Denver, CO, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. His prior work includes roles at HUB International Investment Services, Global Retirement Partners, LLC, Sheridan Road Advisors, LLC, and Independent Financial Partners. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research from LPL Research and third-party subadvisors.