Brian Polk is a financial advisor at Edward Jones in Buckeye, AZ, holding a Series 66 designation with seven years of industry experience. He has worked at Edward Jones since 2018 and previously spent twelve years at JW Marriott at Desert Ridge. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Steven Steinbruegge is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Renaissance Financial and Minnesota Life Insurance Company. He is also involved in entrepreneurial activities as an owner and member of several LLCs outside of his advisory role. Cetera Investment Advisers LLC serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment program options and manages over $256 billion in assets through a network of more than 10,000 advisors.

Scott Macdonald is a Series 66-licensed financial advisor with UBS Financial Services in Phoenix, AZ, where he has worked for 15 years. He has 18 years of industry experience. Macdonald serves on the boards of The V Foundation for Cancer Research and Catholic Charities, contributing to fundraising efforts for cancer research and community aid. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory services, combining institutional trading capabilities with wealth management offerings. The firm employs proprietary research and model-based asset allocations to tailor investment strategies to clients’ goals and risk tolerances.

Joshua Watson is a financial advisor with J.P. Morgan Securities based in Surprise, AZ. He holds Series 63 and Series 66 designations and has 16 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Ameriprise Financial Services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering non-discretionary advice that combines quantitative asset-allocation modeling with centralized due diligence. The firm integrates an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Nicolas Castaneda is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in comprehensive wealth management strategies tailored to meet the financial goals of individuals, families, and small business owners. His approach involves understanding clients' full financial situations and creating customized plans that adapt to changing needs and market conditions. Nicolas provides clients with access to the investment insights of Merrill and the banking and lending solutions of Bank of America. With over 25 years of experience, Nicolas focuses on areas including college education planning, divorce transition planning, employee benefits, family wealth management, LGBT wealth planning, portfolio management, special needs planning, women and wealth, sports and entertainment, and retirement income. He has extensive knowledge in real estate and supports athletes, small businesses, hotel owners, and commercial real estate clients. Nicolas holds a Personal Investment Advisor (PIA) designation and earned a Master's Degree from Grand Canyon University and a Bachelor's Degree from Arizona State University. Nicolas actively participates in his community, volunteering with local organizations. His personal interests include basketball, ice skating, music, and soccer. He works one-on-one with clients to develop personalized financial strategies designed to help pursue their long-term goals.

Marcus Luckeneder is a financial advisor with LPL Financial in Peoria, AZ, holding a Series 66 credential and 13 years of industry experience. He previously worked for Lincoln Financial Advisors from 2015 to 2023. Outside of advisory services, he is involved in product design and manufacturing with a home-based business called Profile 12. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisors. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, supported by research from LPL Research and third-party subadvisors.

Christina Ammon is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and totaling 29 years of industry experience. Her prior roles include a 25-year tenure at Merrill followed by positions at USAA Investment Services and Apex. She has maintained an insurance agent license since 1983, although she has not conducted sales or been affiliated with an insurance company for approximately three decades. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services. The firm offers both non-discretionary and discretionary investment management, combining multi-asset model portfolios with alternative investment due diligence and integrated custody and brokerage capabilities.

Christopher Lapaglia is a financial advisor with Morgan Stanley in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Scott Given is a Series 66-licensed financial advisor with Charles Schwab in Phoenix, AZ, and has 15 years of industry experience. He has served with Charles Schwab and Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by Schwab Center for Financial Research due diligence.

Paul Przewozniak is a Financial Consultant currently working at Fidelity Investments since 2020. He has held several roles at Fidelity, including Investment Consultant and Relationship Manager, and previously served as a Financial Advisor at Edward Jones from 2014 to 2016. His professional experience centers on partnering with individuals and families to define and construct financial plans. Paul holds a California Insurance License, supporting his work in the financial services industry. His approach emphasizes collaboration and education to assist clients in planning for significant financial moments.

Kyle Mendoza is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo and Target in various roles. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through its integrated wealth management programs. The firm’s approach includes non-discretionary client relationships supplemented by access to affiliated discretionary separately managed accounts and a formal alternative investment platform.

Adrian Puentes is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab and Morgan Stanley during his career. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and alternative investments within a large, integrated operational structure.

Serge Lazar is a Planning Consultant at Fidelity Investments, where he has been employed since 2021. In his role, he assists clients with various financial needs by evaluating their current financial status, understanding their goals, creating investment plans aligned with those goals, and educating clients on Fidelity's principles of investing. Serge's professional experience centers around financial planning and client education within the investment sector. Outside of his professional work, he has personal interests that include camping, cooking and baking, movies, reading, soccer, and traveling.

Ryan Furuta is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2000, including roles at Fidelity Personal and Workplace Advisors since 2018. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, with a focus on systematic methodologies and long-term asset allocation.

Charles Konopaski II is a financial advisor at Charles Schwab with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2020, previously working with USAA Investment Management Company and USAA Financial Advisors. Outside of finance, he is an artist specializing in custom abstract acrylic paintings. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment advisory services supported by multi-asset model portfolios and due diligence on alternative investments.

Clifford Shnier is a financial advisor with Cetera, holding a Series 66 designation and 11 years of industry experience. He has worked at Cetera and its affiliated entities since 2019 and previously at Voya Financial Advisors. Outside of advising, he is involved with Meridian Special Needs Planning and Meridian Estate Services LLC, which focus on financial planning for special needs and legal document preparation, respectively. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, and institutional accounts. The firm offers multiple portfolio management options and financial planning services through a nationwide network of independent advisors.

Keith Osborne is a financial advisor with LPL Financial holding a Series 66 designation and 17 years of industry experience. He previously worked at Edward Jones for ten years before joining LPL Financial in 2022. Osborne is involved with multiple business entities related to his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits through a national network of representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios and research to provide discretionary and non-discretionary management options.

David Coltom is a CFP® with 40 years of industry experience, currently serving at Thrivent Investment Management since 2004. He holds Series 63 and Series 65 registrations and is based in Surprise, Arizona. Coltom has a long tenure at Thrivent Financial for Lutherans and Thrivent Investment Management, Inc. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while keeping the services separate.

Ralph Moreno is a financial advisor with Charles Schwab, holding a Series 66 designation and seven years of industry experience. He has worked at Charles Schwab Trust Bank since 2020 and at Charles Schwab since 2018. Prior to that, he was employed at First Convenience Bank from 2015 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Elizabeth Leykam is a financial advisor with J.P. Morgan Securities in Phoenix, AZ, holding Series 63 and Series 65 licenses and seven years of industry experience. She has worked within various JPMorgan entities since 2017, including J.P. Morgan Securities LLC and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s advisory services are delivered on a non-discretionary basis through a select group of Wealth Advisors.