Carol Ruehl is a financial advisor with Morgan Stanley in Tucson, Arizona, holding Series 63 and Series 65 designations and over 20 years of industry experience. She has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Amy Lightner is a financial advisor with Primerica Advisors in Tucson, AZ, holding a Series 63 designation and 23 years of industry experience. She has been with Primerica Advisors since 2002 and has worked with Primerica Financial Services since 2000. Outside of advisory services, she is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options under a wrap-fee structure. The firm evaluates unaffiliated asset managers and uses third-party providers for trading and custody, maintaining an operational model focused on curated third-party asset management.

Craig Mccrindle is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63 and Series 66 licenses and possessing 29 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, performance reporting, participant education, and plan benchmarking. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both non-discretionary and discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Abraham Islas is a financial advisor with Fidelity, holding a Series 66 designation and one year of industry experience. His prior experience includes roles at Gugliemo and Associates and Allworth Financial. Fidelity, through its Strategic Advisers LLC division, offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and other investment vehicles.

Rebecca Johnson is a financial advisor with Ameriprise in Tucson, AZ, holding a Series 63 designation and bringing 40 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Johnson serves on the Board of Directors for the Sahuaro Girl Scout Council SO Property Board. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Zachary Ewing is a financial advisor at LPL Financial with seven years of industry experience. He holds a Series 66 designation and previously worked for Edward Jones for seven years. Outside of finance, he has held roles at several businesses including Grand Canyon Spirits and Hoot Mart. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, supported by proprietary and third-party research and technologies.

Kevin Tokarski is a financial advisor with J.P. Morgan Securities in Tucson, AZ, holding a Series 66 designation and 13 years of industry experience. He has been with J.P. Morgan Securities and its related entities since 2013. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by centralized due diligence and ESG processes.

Veronica Canchola is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Merrill, Bank of America, Morgan Stanley Smith Barney, and J.P. Morgan Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jennifer O'Sullivan is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds Series 63 and Series 66 designations and has held roles at both UBS and Fidelity Investments throughout her career. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a broad range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets services through its platform.

Kim Ohler is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2017. Prior to this, Kim worked at National Bank of Arizona and LPL Financial. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering tailored financial planning and non-discretionary investment consulting through various specialized programs and affiliated research resources.

Jerry Diaz is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop tailored financial plans that align with their unique goals. He has been with Fidelity since 2024, initially serving as a Financial Representative and then as a Relationship Manager before assuming his current role in 2025. Prior to joining Fidelity, Jerry worked as a Wealth Analyst at BMO Private Bank from 2022 to 2024 and began his career as a Client Services Associate at Tocco Financial Services from 2021 to 2022. His professional experience encompasses client relationship management, wealth analysis, and financial planning. Outside of his professional work, Jerry engages in family activities and enjoys golf, snowboarding, traveling, and spending time with his pets.

David Morochnick is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously spent three years at RBC Capital Markets. Outside of his advisory role, he co-owns Mountainview Staffing LLC, where he advises on marketing strategies. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Zulema Noriega is a financial advisor with Merrill in Tucson, AZ, holding a Series 66 designation and eight years of industry experience. She has worked at Merrill since 2017 and was a homemaker from 2015 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Michael Salomon is a financial advisor at Annecy LLC in Tucson, AZ, with 11 years of industry experience. He holds a Series 65 credential and has operated his own CPA practice, Michael Salomon CPA, since 2004. Salomon has led Annecy LLC since its founding in 2014. Annecy LLC is an independent firm serving clients with personalized financial advisory services.

James Hannley is the sole advisor at Jim Hannley, LLC, an independent firm based in Tucson, AZ. He holds Series 63 and Series 65 licenses and has 21 years of industry experience. He has operated his own firm since 2004. Jim Hannley, LLC provides independent financial advisory services tailored to individual clients.