Marshall Conrad is a Financial Consultant at Fidelity Investments. He has held various roles at Fidelity since 2016, including Investment Consultant and Relationship Manager. His approach to financial planning emphasizes listening and simplifying complex decisions to help clients focus on their priorities. Marshall holds a California Insurance License. Outside of his professional work, he has interests in comedy, fitness, golf, surfing, traveling, and volunteering.

Donny Nguyen is a financial advisor with Charles Schwab in Brea, CA, holding a Series 66 designation and one year of industry experience. His background includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc., as well as time spent in full-time education and a position at Quantumvest. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts. The firm’s scale and integrated structure enable it to provide centralized custody and order-routing services alongside multi-asset model portfolios and alternative investment options.

Christopher George is a financial advisor at Cetera with 30 years of industry experience. He holds a Series 63 designation and has held roles at Cetera since 2013, including his current position since 2023, as well as prior experience at Quantum Econometrics, LLC. Outside of advising, he serves as a voluntary board member of the Credit Union of Southern California and owns George's Collectibles LLC, a business focused on selling die cast cars. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services across multiple program structures, combining scale and diverse product affiliations.

Lori Sherman is a financial advisor with Cetera, holding a Series 66 designation and 19 years of industry experience. She has worked at various firms including Purshe Kaplan Sterling Investments and Thrivent Advisor Network. In addition to her advisory role, she is a senior events specialist at Kitces.com, where she runs internal personal retreats and produces virtual content. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Gina Hurford is Vice President and Executive Planning Consultant at Fidelity Investments, a position she has held since 2019. She has extensive experience in financial planning and wealth management, having worked in various advisory roles since 2008. Prior to her current role, she served as a Wealth Management Advisor at TIAA from 2014 to 2018, and held financial planner positions at The Advisory Group of San Francisco, Hokanson Associates, and Christopher Weil & Company. Throughout her career, Gina has focused on building collaborative client relationships, emphasizing attentive listening and understanding clients' backgrounds to help identify their financial objectives. She holds a California Insurance License, which supports her ability to provide comprehensive financial planning services. Gina's approach centers on creating an environment where clients feel at ease, facilitating the development of personalized plans for their financial futures.

Julian Garcia is a financial advisor with LPL Financial, holding Series 66 and Series 63 designations and six years of industry experience. He has worked at JP Morgan Chase Bank and JP Morgan Securities LLC, and is currently associated with NuVision Credit Union in addition to his role at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, institutions, and retirement plan participants. The firm offers a range of financial planning and investment management solutions, utilizing a variety of model portfolios and strategies supported by advanced operational tools.

Joshua Jogwe is a financial advisor at J.P. Morgan Securities with seven years of industry experience and holds Series 63 and Series 65 licenses. His prior work includes roles at Capital Group Private Client Services, Prudential Insurance Company of America, and Pruco Securities. Outside of finance, he is involved in youth sports as an employee and contractor for EZ Buckets Basketball and holds an ownership interest in the Oakland Roots and Soul Sports Club, a pro soccer club supporting underserved youth in Oakland. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm combines quantitative and qualitative research with centralized due diligence and offers access to derivative and commodities capabilities through its broader regulatory registrations.

Julia Caballero is a financial advisor at OSAIC in Tustin, CA, with 15 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Royal Alliance Associates from 2005 to 2023. Outside of her advisory role, she is a notary public and a voting member of the leadership team at Woodbridge Community Church. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and a wide range of managed account programs supported by affiliated broker-dealer and RIA relationships.

Lisa Jung Hwa An is a financial advisor with LPL Enterprise LLC, holding Series 63, 65, and 66 licenses and nine years of industry experience. She previously worked at Prudential/Melany Qu and SchoolsFirst Credit Union. Outside of her advisory role, she is the business owner of Babies N Kids Essentials. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, and institutional entities. The firm uses a model-driven investment approach, offering financial planning, access to third-party asset managers, and insurance products through affiliated entities.

Maxim Gorlov is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has worked at firms including Bank of America, GreenShields Capital, Cambridge Investment Research, and Questar Capital Corporation. Maxim is based in Orange, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lawrence Russell is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked at LPL Financial since 2009 and previously at OSAIC Services, Inc. and Sentra Securities Corporation. In addition to his advisory role, he is involved part-time as a CPA, bookkeeper, and tax preparer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Stephan Shatynski is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He has previously worked at Merrill for 12 years before joining Wells Fargo in 2016. Outside of his advisory role, he is involved with the Naval Academy Information Officer Program, overseeing admissions outreach to Orange County schools, and receives residual payments from prior work as a former actor with the Screen Actors Guild. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines in-house research and third-party analytics to offer diversified investment solutions while providing a range of financial products through its bank and insurance affiliates.

Blessing Rodriguez is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan in various capacities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Erik Mattern is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following eight years at Merrill. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Cynthia Sayabounthavong is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2008. She also spent a year working for the County of Orange. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, with recommendations supported by centralized due diligence and the use of a forward-looking capital market framework.

Kimberly Lu is a financial advisor with LPL Financial in Huntington Beach, CA, holding the Series 63 and Series 66 designations and 10 years of industry experience. Her previous roles include positions at BMO Bank NA, Wells Fargo Bank, and JP Morgan Chase Bank. She is also a commissioned notary in the state of California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, combining extensive advisory capabilities with a broad set of non-advisory financial products.

Donald Crane is a financial advisor with Cetera, holding the CFP® and CFA® designations and over 17 years of industry experience. He is the owner of Crane Advisory LLC dba Crane & Associates Wealth Management and also operates DSC Advisory LLC. Crane is licensed to sell fixed insurance products, including life and annuities. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services and operates a multi-manager platform with access to affiliated and third-party investment strategies.

Amy Tran is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. She has worked with various divisions of J.P. Morgan since 2013 and has also been involved in entrepreneurial activities, including offering spiritual guidance services through her own business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, manager searches, and customized performance reporting within a non-discretionary program.

Anne Marie Hamilton is a financial advisor with LPL Financial in Santa Ana, CA, holding a Series 63 designation and bringing 36 years of industry experience. She has worked at LPL Financial since 2008 and previously at IFMG Securities, Inc. from 2002 to 2008. Hamilton is also associated with Orange County's Credit Union where she engages in a related business activity under the Orange County's Wealth Management DBA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Donald Crane is a CFP® with 42 years of industry experience, currently affiliated with Cetera. He has operated his own firms, including Crane Advisory LLC and Crane & Associates, where he provides financial planning and asset management services. He also sells fixed insurance products such as life, health, disability, annuities, and long-term care insurance as an insurance agent. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party money managers.