Binh Nguyen is a financial advisor with Eagle Strategies (New York Life) based in San Jose, CA. He holds Series 63 and Series 66 licenses and has 26 years of industry experience. Nguyen has been with Eagle Strategies and New York Life Insurance Company since 2012. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple advisory program types and emphasizes tailored recommendations, with the majority of its assets managed on a non-discretionary basis.

Jeffrey Du is a financial advisor at Transamerica Financial Advisors with one year of industry experience. He holds the Series 66 designation and previously worked as a self-employed advisor for five years. His background also includes four years in education prior to entering the financial services field. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Andrea Bott is a financial advisor at IEQ Capital, LLC with 10 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Morgan Stanley and Fisher Investments. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, and various institutional clients. The firm’s investment process is driven by centralized macroeconomic research and client-specific Investment Policy Statements, combining liquid strategies, third-party managers, and private alternative investments.

Aaron Casey is a financial advisor with Transamerica Financial Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked with WealthWave since 2015 and has been affiliated with Transamerica Financial Advisors and World Financial Group since 2012 and 2006, respectively. He is involved in the sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a wide range of clients, including individuals, employer-sponsored plans, trusts, estates, charitable organizations, and businesses. The firm utilizes a model portfolio and third-party manager approach, delivering services through multiple program platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA.

Adam Hospodar is a financial advisor with Rockefeller Financial LLC based in Los Gatos, CA. He holds a Series 66 designation and has three years of industry experience, including prior roles at UBS Financial Services, Inc., Point Digital Finance, and Better Mortgage. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and corporations. The firm offers a range of portfolio management and financial planning services, operating as both an adviser and registered broker-dealer with integrated investment, trust, and insurance capabilities.

Hui Yao Lu is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and has additional business involvement as chairman and CEO of Lu and Wang Corp, which manages her business expenses related to her advisory work. Lu maintains a real estate and mortgage license through Gold House Realty and Mortgage, though she conducts minimal activity in that area. Transamerica Financial Advisors serves a wide range of clients, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party investment models with discretionary and non-discretionary options.

Thuy Tran is a financial advisor at Focus Advisor Solutions, LLC, holding a Series 66 designation with 21 years of industry experience. Her prior roles include positions at Buckingham Strategic Partners, Foreside Financial Services, LLC, Loring Ward Securities Inc., and Lwi Financial Inc. Focus Advisor Solutions provides turnkey asset management and back-office services primarily to independent registered investment advisors and their clients. The firm emphasizes diversified, systematically invested mutual fund and ETF model portfolios and offers discretionary fixed-income management, retirement plan fiduciary services, and operational support.

Jeffrey Westsmith is a CFA® charterholder with 19 years of industry experience. He has worked at IEQ Capital, LLC since 2019 and previously held roles at First Republic Investment Management, Inc. and First Republic Securities Company, LLC from 2013 to 2019. IEQ Capital provides discretionary and non-discretionary portfolio management and advisory services primarily to high-net-worth individuals, families, trusts, foundations, and private funds. The firm’s investment approach combines centralized macro and manager research with allocations to liquid and private alternative investments, supported by a platform that manages approximately $35.4 billion in assets.

Dai Pham is a financial advisor with Transamerica Financial Advisors in Alviso, CA, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. He has served as treasurer and consultant for the International Children Assistance Network, supporting treasury and finance functions, and acts as a foster parent for the San Francisco Human Services Agency. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services with a range of proprietary and third-party investment model portfolios.

Robert Nicolosi is a financial advisor with TIAA-CREF in Palo Alto, CA, holding Series 63, 65, and 66 licenses and bringing 22 years of industry experience. His prior roles include positions at Edelman Financial Engines, Morgan Stanley, and Fisher Investments. He has been with TIAA-CREF since 2016. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing discretionary management, operating within a vertically integrated group that includes affiliated funds and serves as adviser to a donor-advised fund.

Lan Li is a CFP® and Series 66-licensed financial advisor with 20 years of industry experience. She has worked with HSBC Securities (USA) Inc. since 2012 and HSBC Bank USA N.A. since 2013, and previously held roles at Merrill and Wells Fargo Investments. She also serves as a bank officer for HSBC Bank, engaging in the sale of bank-related products alongside her advisory responsibilities. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various discretionary and non-discretionary platforms. The firm employs a multi-model investment approach supported by HSBC Global Asset Management and affiliated providers, and serves clients through assigned Investment Adviser Representatives who handle suitability and ongoing account management.

Ashley Cruz is a financial advisor at IEQ Capital, LLC with five years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and UBS Financial Services. Cruz’s background includes roles at several firms, beginning her career at Mortgage Mavens Inc. and the Gnazzo Group before joining IEQ Capital. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals and families, as well as trusts, foundations, and nonprofit organizations. The firm’s investment approach combines centralized macroeconomic research with client-specific Investment Policy Statements and a mix of liquid strategies, third-party independent managers, and private alternative investments.

Tony Chang is a financial advisor at Rockefeller Financial LLC with five years of industry experience. He holds a Series 66 designation and has previously worked at Rockefeller & Co and Financial Clarity Inc. His career includes roles within the Rockefeller Capital Management organization since 2019. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and corporations. The firm offers portfolio management, financial planning, and consulting, operating as a registered broker-dealer that provides a range of investment and insurance products alongside placement and investment banking services.

Manya Bhutani is a financial advisor at Cerity Partners LLC with one year of industry experience. She holds a Series 65 designation and has prior work experience at Bank of Hope, Internet Brands, and CSU Long Beach. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, estates, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing, utilizing proprietary quantitative screens alongside third-party managers and individual securities.

Monique Ray is a financial advisor at IEQ Capital, LLC with one year of industry experience. She holds a Series 65 designation and has previously worked at firms including Alliance Bernstein and Goldman Sachs. Outside of her advisory role, Monique is a member of the Financial Women of San Francisco, a nonprofit organization focused on market outlooks and women in business seminars. IEQ Capital provides portfolio management and advisory services primarily to high-net-worth individuals, families, and institutional clients. The firm employs a centralized investment process that integrates macro and manager research, utilizing both liquid and private alternative investments.

Denise Lo is a CFP® professional with 23 years of experience in the financial industry. She is currently with HSBC Securities (USA) Inc. and HSBC Bank USA, N.A., having joined HSBC in 2024 after 17 years at Citigroup Global Markets. In addition to her registered representative role, she serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary investment options. The firm employs a multi-profile, strategic and tactical asset allocation approach supported by global asset management affiliates and offers specialized programs including an Offshore Spectrum option for qualified non-resident clients.

Anatoly Vilderman is a financial advisor at OSAIC Institutions, INC. with 16 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at firms including J.P. Morgan Securities and Wells Fargo Clearing. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure.

Andrew Belcher is a financial advisor at IEQ Capital, LLC with two years of industry experience and holds a Series 65 designation. Prior to joining IEQ Capital in 2024, his work history includes roles at Protiviti and the Eureka Restaurant Group. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals, families, and institutions, employing a macroeconomic-driven investment process and offering a range of family-office and specialized administrative services. The firm focuses on clients with significant net worth and utilizes a combination of liquid strategies, third-party managers, and private alternative investments.

Yasser Ahmad is a CFP® with 14 years of industry experience, currently serving at Independent Financial Group, LLC since 2019. His prior roles include positions at Growth Capital Services, Direct Lending Investments, TD Ameritrade, Wells Fargo Advisors, and Banc of America Investment Services. He is a 50% owner of Ahmad & Betancourt, Inc., a business entity used for tax and investment purposes, and also co-owns Laurelwood Capital Management. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm employs a mix of strategic asset allocation, multi-manager portfolios, and ongoing due diligence to develop tailored investment solutions across standard risk profiles.

Jacky Tam is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 licenses. He has 29 years of industry experience and has been with Transamerica since 2012. In addition to his advisory role, he is president of JJP Enterprise, Inc., a business unrelated to investments, and owns a second home. Transamerica Financial Advisors serves a broad client base including individuals, retirement plans, trusts, and charitable organizations. The firm uses model portfolios and third-party managers for investment implementation and offers multiple program platforms such as Transamerica ONE and TFA365.