Jackson Roberts is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has prior experience at Equitable Financial Life Insurance and Equitable Advisors, LLC. Outside of his advisory role, he is involved with JDR Group Holdings, LLC, a family-owned holding company. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, manager selection, and customized performance reporting through a non-discretionary process that incorporates quantitative modeling and ESG considerations.

Besart Morina is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 20 years of industry experience. He previously worked at Unionbanc Investment Services for six years before joining LPL Financial in 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Nicholas Spangler is a Financial Consultant at Fidelity Investments, a position he has held since 2021. In this role, he partners with clients to develop personalized financial plans that reflect their unique values and vision for the future. He focuses on understanding clients' lifestyle and retirement goals to create strategies tailored to their individual priorities. Prior to joining Fidelity Investments, Nicholas worked as a Financial Planner at Marina Capital from 2018 to 2021 and at Securities America Advisors from 2014 to 2018. He began his career as a Financial Advisor at MassMutual, where he worked from 2011 to 2014. Nicholas holds a California Insurance License.

Xiao Meng Qi is a Senior Financial Advisor with Merrill Lynch Wealth Management. She specializes in family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Her approach to financial advising integrates asset allocation from a top-down perspective and meticulous selection of stocks and bonds from the bottom up. She emphasizes sector rotation to rebalance portfolios in alignment with clients’ goals and expectations. Ms. Qi holds a Personal Investment Advisor (PIA) designation and an educational background that includes a Master’s Degree from Claremont Graduate School, a Master of Business Administration (MBA) from the University of California, and a Bachelor’s Degree from Fudan University in Shanghai, China. She values a personalized, one-on-one approach to developing financial strategies tailored to help clients pursue their long-term goals. In addition to her professional work, Ms. Qi participates actively in community volunteer organizations. Her personal interests include cooking, gardening, hiking, music, photography, and traveling.

Mario Diaz is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes roles at R&R Craftails Inc and Uber EATS, as well as involvement with Oakland Pro Soccer LLC. Fidelity’s Strategic Advisers LLC, where Diaz is based, provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Blake Winters is a financial advisor with Fidelity in Oakland, CA, holding a Series 66 designation and nine years of industry experience. His career includes roles at Fidelity Investments, Royal Alliance Associates, Inc., Financial Dimensions Group, Inc., Janney Montgomery Scott, and The Vanguard Group. Fidelity’s Strategic Advisers LLC, where Winters is affiliated, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a wide investable universe of mutual funds, ETFs, and ETPs.

Patricia Mitchell is a financial advisor with Morgan Stanley in Oakland, CA, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning using structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate agreements.

Anthony Martino is a financial advisor with Fidelity Investments in San Rafael, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked at firms including MML Investors Services, LLC, MassMutual Life Insurance Co, Lenox Advisors, and Rare Society. He also operates as an insurance broker for Lenox Advisors, specializing in life, disability, long-term care, fixed annuities, and health insurance. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base including charitable funds and registered investment companies, with a noted role in constructing model portfolios and employing systematic methodologies supported by AI and long-term asset allocation benchmarks.

Colin Wells is a financial advisor at Stifel with 9 years of industry experience. He holds a Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2017, following prior roles at Bank of America and Merrill. Before entering the financial industry, he worked at Eat24, a Yelp company, for one year. Stifel serves a broad range of clients including individuals, institutions, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Patrick Bell is a financial advisor at Edward Jones with 22 years of industry experience. He has held his current role since 2018 and previously worked at Klarity FX from 2014 to 2018. He holds Series 63 and Series 66 designations and is based in San Rafael, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of advisors and branch offices across the United States.

Paul Low is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds the designations of CERTIFIED FINANCIAL PLANNER™ and Chartered Life Underwriter® and serves as a Senior Vice President. Since joining Merrill in 1988, Paul has focused on working closely with clients to develop and implement personalized, long-term wealth management strategies. Paul’s expertise includes managing concentrated stock positions and assisting clients through significant transition events such as retirement, inheritance, or business sales. He also provides access to Bank of America Private Bank services for trust and estate planning, as well as credit and lending solutions. His client focus areas encompass college education planning, family wealth management strategies, philanthropic planning, tax minimization, retirement income, and more. Paul collaborates with clients’ attorneys, accountants, and other advisors to coordinate comprehensive financial and legacy plans. Paul graduated cum laude from Boston University in 1986. He lives in Piedmont, California, with his wife Dana and their two sons. Committed to community involvement, he volunteers with the Piedmont High School Sports Boosters and participates in various local activities. Outside of his professional role, Paul enjoys boating, camping, football, golfing, hiking, ice hockey, photography, skiing, swimming, and spending time with his family.

Hedieh Gharib is a financial advisor with Merrill, holding a Series 66 designation and seven years of industry experience. She has been with Bank of America N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Aaron Cooperband is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Woodbury Financial Services for 14 years before joining OSAIC in 2024. Cooperband serves as a board member of the Hospital de la Familia Foundation, a nonprofit supporting a hospital in Guatemala, providing financial oversight. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, and charitable organizations through a broad network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and a range of investment products to create customized portfolios on discretionary or non-discretionary bases.

Shayan Shamsi is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior roles include positions at Morgan Stanley, Bank of America, Northwestern Mutual, and Fidelity Investments. He is based in Oakland, CA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

John Reuscher is a financial advisor with OSAIC in Novato, CA, holding the ChFC® designation and Series 66 license, with 46 years of industry experience. His career includes roles at Reuscher Financial Group, Securities America Advisors, and Foothill Securities. Outside of his advisory work, he is involved in acting and producing, and serves as a member of the endowment committee at the Presbyterian Church of Novato as well as Director of Administration for the Rotary Club of Novato. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with portfolio construction supported by asset-allocation tools, risk assessment, and access to third-party money managers and wrap programs.

David Siegel is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Bank of America and its affiliates since 2000. Merrill, together with Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Jon Ardell is a Planning Consultant who focuses on helping clients understand and utilize the tools and resources available to them. His work aims to provide clients with a clearer understanding of the potential outcomes of various financial strategies, enabling greater confidence and commitment to plans tailored to their unique situations. He has professional experience as a Relationship Manager at Fidelity Investments from 2024 to 2025, and as a Financial Representative at Fidelity Investments from 2023 to 2024. Prior to that, he worked as a Broker Service Representative at Nexera Holdings LLC, DBA Newfi Lending, from 2016 to 2022. Jon holds a California Insurance License. Outside of his professional work, Jon enjoys biking, attending concerts, watching movies, and reading.

Braden Watson is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held various roles including multiple positions at Pace University and six years with the Berkeley Unified School District. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, leveraging a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs. The firm is noted for its use of systematic methodologies, AI-driven research, and its advisory role to multiple registered investment companies and fund-of-funds.

Edgar De Luna is a financial advisor at LPL Financial with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at notable firms including J.P. Morgan Securities and Wells Fargo Bank. Outside of his advisory role, he is involved in managing an almond orchard in Orland, California. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, and charitable organizations. The firm provides various advisory programs and services, including financial planning and retirement consulting, supported by a national network of investment adviser representatives.

Keith Loegering is a financial advisor with LPL Enterprise in San Rafael, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at City National Bank, RBC Capital Markets, Bank of America, and Merrill. Outside of financial services, he has worked as a contractor driver for Lyft. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, and institutional clients, offering advisory and brokerage services supported by research, model portfolios, and third-party asset management. The firm’s integrated platform combines adviser programs with active sales of financial products and participates in collateralized lending programs.