Matthew Zerhusen is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Placer Sierra Bank/Wells Fargo Bank. Outside of finance, he has ownership in a photography business operated with his spouse. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing a mix of internally researched SMA strategies and advisory solutions.

Aliah Diaz is a financial advisor at Osaic Wealth, Inc. with a Series 66 designation. Diaz has recently begun a career in financial advising, joining Osaic Wealth in 2026 after roles in education and technology sectors. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, including high-net-worth individuals and charitable organizations, through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, using proprietary asset allocation tools and third-party platforms to manage diverse portfolios across multiple investment options.

Dylan Duncan is a financial advisor with Fidelity in Folsom, CA, holding a Series 66 designation and less than one year of industry experience. His prior work includes roles at Crawdads on the Lake, Equitable Advisors, and Kidstrong, among others. Fidelity, through its affiliate Strategic Advisers LLC, offers investment management and advisory services to retail and institutional clients, utilizing a systematic investment process that integrates proprietary research, quantitative analysis, and algorithmic portfolio construction. Strategic Advisers is also notable for its registration as a commodity pool operator and its advisory roles with multiple registered investment companies.

Shirley Su is a Wealth Management Advisor at Merrill Lynch Wealth Management, with over 22 years of experience at Merrill. She holds the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations and offers comprehensive wealth management strategies tailored to individual client needs. Shirley speaks English, Chinese, Taiwanese, and Mandarin, which complements her cultural insights as someone originally from Taiwan. Her expertise focuses on areas including college education planning, divorce transition planning, services for endowments, foundations, and non-profits, legacy planning, LGBT wealth planning, special needs planning strategies, tax minimization, and retirement income. She collaborates closely with clients to develop customized approaches, incorporating the investment insights of Merrill and the banking convenience of Bank of America, to address the various aspects of their financial lives. Shirley holds a Master's Degree from the University of New Haven and a Bachelor's Degree from Da Yeh University. She is driven by her commitment to delivering excellent service and helping clients pursue their long-term goals. Outside of work, she enjoys dancing, music, spending time with her family, swimming, outdoor activities, and traveling around the world. Her husband works as an Oncologist, and they have a 10-year-old son.

Dominick Silva is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked at Bald Peak Ranch and DoorDash. Silva studied at Utah State University from 2019 to 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Marshall Weintraub is a CFP® professional with 13 years of industry experience, currently affiliated with LPL Financial. He previously worked at Cambridge Investment Research Advisors, INC, and Cambridge Investment Research, INC from 2013 to 2026. Outside of his advisory role, Weintraub is a co-author of the book *Financial Planning Basics for Doctors* and operates as an independent insurance agent through Finity Group, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by proprietary and third-party research, covering both discretionary and non-discretionary management strategies.

Richard Ascalon is a financial advisor with J.P. Morgan Securities in Folsom, CA, holding a Series 66 designation and 20 years of industry experience. He has worked at J.P. Morgan Securities since 2016 and previously held positions at Eagle Strategies (NY Life) and Wells Fargo Clearing. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Teman Goller is a financial advisor with Equitable Advisors in Folsom, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, Goller worked in veterinary specialties and animal care, including at Vista Veterinary Specialists, MarQueen Pet Emergency/Specialty, and Yolo County SPCA. Equitable Advisors serves individual clients across wealth levels, as well as pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of representatives and third-party program sponsors.

Brian Bannister is a financial advisor at OSAIC with 24 years of industry experience. He holds the Series 66 designation and previously worked at Securities America Advisors, Inc. and Interlink Financial Group. Bannister is also involved in tax preparation through Bannister Tax Group. OSAIC serves a broad range of retail and institutional clients, providing integrated brokerage and advisory services. The firm utilizes asset-allocation tools and offers portfolios with diverse investment options, managing accounts on both discretionary and non-discretionary bases.

Lorena Robles Cohen is a financial advisor at Merrill with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2017. Her prior experience includes roles at BancWest Investment Services and Bank of the West. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Peter Mc Donald is a financial advisor at Edward Jones with 18 years of industry experience and holds a Series 66 designation. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a large network of advisors and branch offices.

Clark Ebinger Jr. is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Nelan is a financial advisor at Osaic Wealth, Inc. with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Orba Financial Management Co, Signator Investors, Inc., and Osaic Wealth since 2018. Nelan also serves in the Nevada Air National Guard and is president of Fair Oaks Financial, Inc., a firm involved in financial planning, investment management, and insurance services. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a wide network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing asset allocation tools and third-party managers to create portfolios featuring various investment vehicles managed on both discretionary and non-discretionary bases.

Susan Ando is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She has held her current position since 2012 and holds a Series 66 credential. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Deron Allred is a CFP® certificant with 38 years of industry experience. He is currently affiliated with OSAIC and has worked previously at Royal Alliance Associates, Inc. and Signator Investors, Inc. He also owns Blueprint Financial and Insurance Services LLC, where he sells term insurance. OSAIC serves a diverse client base that includes individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a range of brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios with various investment vehicles.

Craig Stone is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in delivering personalized wealth strategies tailored to the complex financial needs of business owners, individuals, and families. With over 13 years of experience in the financial industry, Craig emphasizes a disciplined, goals-based approach to wealth management that adapts to varying market conditions. His client focus areas include college education planning, divorce transition planning, personal retirement planning, special needs planning strategies, individual and corporate investment strategy, and retirement income. Craig earned a Bachelor’s Degree in Business Management from the California State University system. Holding the Personal Investment Advisor (PIA) designation, he is committed to building enduring client relationships based on trust and high-quality service. He collaborates with other trusted advisors and leverages Bank of America's and Merrill Lynch's resources to deliver comprehensive financial solutions, including home financing guidance through Wealth Management Lending Officers. Residing in Folsom, California, Craig balances his professional responsibilities with active involvement in his community and family life. He enjoys coaching his children’s baseball, soccer, and basketball teams and spending time outdoors playing golf. Craig prioritizes understanding his clients’ life goals to create personalized plans that align with what matters most to them.

Steven Kurta is a Series 66-credentialed financial advisor with Raymond James Financial in Rocklin, CA, with 13 years of industry experience. He previously worked at Axa Advisors, LLC before joining Raymond James in 2019. Outside of his advisory role, he is a proprietor of rental real estate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools to model potential outcomes, supporting clients through various advisory programs.

Julie Granja is a CFP®-certified financial advisor with Edward Jones, based in Gold River, CA. She has 11 years of industry experience, including nine years with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Nicholas Melnik is a financial advisor with LPL Financial based in Folsom, CA. He holds a Series 66 designation and has experience working in financial services and education since 2016, including positions at Miner Financial & Insurance and multiple educational institutions. He has been affiliated with LPL Financial since 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Phillip Mottini is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cetera and its related entities since 2013. Mottini is the owner of Plan Well Live Well, a financial planning and portfolio management business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.