Nicholas Seis is a Series 66-credentialed financial advisor with J.P. Morgan Securities in Miami, FL. He has experience working at Evensky & Katz / Foldes Wealth Management and JPMorgan Chase Bank, N.A., among other firms. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jonathan Baikov is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and two years of industry experience. His prior work includes positions at Morningstar and roles in higher education at the University of Iowa and Oakton Community College. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm emphasizes client-specific risk assessment and matches clients to advisory models often implemented by third-party managers, offering a range of investment options including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Ryan Masters is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and previously worked at Stifel from 2015 to 2025 before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee to model client outcomes.

Diana Orea currently serves as Vice President, Wealth Planner. She has accumulated extensive experience in the financial services industry, having held roles including Vice President Financial Consultant at Fidelity Investments from 2018 to 2025, Financial Advisor at American International Group from 2013 to 2018, and Financial Specialist at Linq Financial Group from 2009 to 2013. Her earlier positions include Regional Sales Director at Advantec HR and Financial Representative at Northwestern Mutual Financial Network. Her professional background encompasses a variety of financial planning and advisory roles, reflecting a broad expertise in wealth management and financial consulting. Diana's mission is to collaborate with clients to create customized financial plans tailored to their unique needs and goals, aiming to provide them with direction and peace of mind. Outside of her professional endeavors, Diana has interests in art and music.

Edwin Rodriguez Salazar is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and three years of industry experience. His work history includes multiple roles within Thrivent Financial and Thrivent Investment Management since 2020, with prior experience at ACR of South Florida. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on retirement, tax, estate, and other planning topics. The firm combines these planning services with a managed-account program under a consolidated billing option called “WealthPlan,” while maintaining separate planning and portfolio management functions.

Gina Jamurath is a financial advisor with J.P. Morgan Securities in Miami, FL, holding a Series 66 credential and 16 years of industry experience. Her prior roles include positions at UBS Financial Services and Wells Fargo Bank. She is employed by both JPMorgan Securities and JPMorgan Bank, enabling her to offer a range of bank products and services in addition to investment advice. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates large institutional advisory operations with brokerage and investment management capabilities.

Luis Castellanos is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and 23 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017, and previously with BNY Mellon and MBSC Securities Corporation. Outside of his advisory role, he is involved in several business ventures including ownership in a land and cattle enterprise and a consulting company. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on structured financial planning and a comprehensive investment approach supported by its Global Investment Committee.

Daniel Chapman is a CFP® professional with nine years of experience in the financial services industry, currently serving as an advisor at J.P. Morgan Securities. His prior roles include eight years at Raymond James & Associates and coordination of athletics programs at the University of Miami. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework to guide its investment recommendations.

Enrique Quinoa is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo in various roles since 2014. Outside of his advisory work, he owns and operates Checkmate Aviation, LLC, a business involved in buying and selling aviation parts. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and offers both discretionary and non-discretionary options, including a Plan Level Investment Selection 3(38) service, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Frank Perez Delgado is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and having 10 years of industry experience. His prior firms include Ameriprise, Bank of America, Merrill, Cetera, and Regions Bank. He serves as treasurer for the Big Five Club, a nonprofit cultural and sports organization in Miami. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves matching clients to advisory program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Alberto F. Cosio is a Private Wealth Advisor and partner in the Premia Group at Merrill Private Wealth Management, where he initially joined in 1992. With over 30 years of experience in financial services and advisory, Alberto focuses on working with global family groups, providing advice across various disciplines including wealth structuring, hedging, diversification strategies, and supporting business owners through significant liquidity events. His expertise extends to college education planning, corporate executive services, family wealth management strategies, international wealth management, legacy planning, liquidity management, and tax minimization. Alberto has also held leadership roles within Merrill as Managing Director in the Private Client group, focusing on Latin American clients. Before joining Merrill, Alberto held senior leadership positions at Bernstein Global Wealth Management and Lehman Brothers in Miami, overseeing South Florida and Latin America operations. His early career included experience in corporate finance and commercial real estate lending at First National Bank of Chicago. He earned a Bachelor’s degree in economics from the College of the Holy Cross in 1983 and an MBA in Finance from the University of Michigan Ross School of Business in 1985. Alberto maintains professional credentials as a Personal Investment Advisor (PIA) and is fluent in English and Spanish. Alberto is active in South Florida’s civic and community affairs and has served two terms on the Board of Camillus House, a nonprofit organization dedicated to serving the homeless community, where he also chaired the Development Committee. He is a member of the Americas Gateway chapter of YPO-WPO International, a global organization focused on leadership education for business leaders. Alberto is married to Sofia and they have four children. His personal interests include biking, cooking, golfing, hiking, horseback riding, hunting, traveling, yoga, and spending time with his family.

James Steigerwald is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and 26 years of industry experience. His prior work includes 14 years at Wells Fargo Advisors and involvement in his own support company, JAS Capital LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses risk profiling and analytical tools for tailored, non-discretionary planning and supports municipal and public finance work through unique affiliations within the industry.

Kevin Jusko is a financial advisor at Wells Fargo Clearing with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo Clearing and its predecessor firms since 2009. Outside of his advisory role, Jusko serves as Deputy Mayor and a member of the Board of Trustees for the Village of Laurel Hollow, New York. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Dalia Botero is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Morgan Stanley since 2009. Outside of her advisory role, she owns and operates a YouTube and Instagram channel focused on sales and marketing. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Nicolas Terminiello is a financial advisor at J.P. Morgan Securities with Series 66 credentials and approximately one year of experience in the industry. His prior work includes roles at JPMorgan Chase Bank and various positions outside the financial sector, including hospitality and volunteer work. He has also been involved in independent volunteer activities focused on charity. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with multiple market-facing registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Delvis Dominguez is a financial advisor with UBS Financial Services in Coral Gables, FL, holding the Series 66 designation. He has experience at Banco Santander Internacional and various educational institutions prior to joining UBS in 2026. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including portfolio management, financial planning, and capital markets services. The firm combines institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocations to tailor investment strategies.

Maria Palma is a Series 66-licensed financial advisor with Morgan Stanley in Coral Gables, FL, where she has worked since 2016. She has 14 years of industry experience and serves as a board member for Kota Alliance, an organization focused on individual rights and liberties. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and data-driven planning tools but does not offer individual security recommendations within its standalone financial planning service.

Austin Mc Clendon is a financial advisor with J.P. Morgan Securities in Miami, FL. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., Lighthouse Ventures, and founding Hoodex LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Francisco Micheletti Garcia Goicoec is a financial advisor at J.P. Morgan Securities with Series 66 credentials and one year of industry experience. He has held various roles within JPMorgan entities since 2015, including positions in Miami, London, Luxembourg, and Argentina. J.P. Morgan Securities LLC provides consulting services to institutional clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Stebenson Fuenmayor is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Bank of America, Abercrombie & Fitch Co, Truist Bank, and South Florida Express Bankserv. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.