Michael Partridge is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds Series 65 and Series 63 designations and has worked at Raymond James since 2017, following three years with USAA Financial Planning Services and USAA Financial Advisors Inc. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm offers wealth advisory planning and investment consulting services to a diverse client base including individuals, pension plans, corporations, and government entities, with a notable presence in municipal and public finance.

Steven Beasley is a financial advisor at Raymond James & Associates with 40 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Raymond James in 2023, he worked at UBS Financial Services Inc for ten years. Raymond James & Associates provides financial planning and investment consulting to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, serving both retail and institutional clients with a range of advisory programs.

Timothy Gross is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at Bank of America and Merrill before joining Raymond James in 2020. Outside of advising, he is the owner of a real estate investment business based in St. Petersburg, FL. Raymond James & Associates offers financial planning and investment consulting services to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm provides tailored financial plans and investment recommendations, with an emphasis on municipal and institutional advisory services.

Daniel Ramsey is a CFP® professional with 15 years of industry experience, currently advising clients at LPL Financial since 2021. His prior roles include work with Waddell & Reed, various insurance carriers, and involvement with community organizations such as Sarasota Toastmasters Club. Ramsey has also served as a volunteer tax preparer for Step Up Suncoast and held a board position with Lakewood Ranch Referral Partners. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources to support both discretionary and non-discretionary management strategies.

Tiffany Sanchez is a financial advisor with Cambridge Investment Research Advisors in Tampa, FL, holding a Series 65 designation and five years of industry experience. Her prior roles include positions at Cetera Advisor Networks, FOX Wealth Management Group, and Summit Brokerage Services. In addition to her advisory work, she owns a lifestyle brand called Cruzzen. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management strategies and platform arrangements.

Herbert Eng is a financial advisor with LPL Financial in Clearwater, FL, holding the CFP® designation and Series 63 license. He has 37 years of industry experience, including roles at LPL Financial since 2018 and Invest Financial Corporation since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, retirement consulting, and access to model portfolios and research from multiple sources.

Jacob Ackerman is a financial advisor with LPL Financial in Clearwater, FL, holding the Series 66 designation and eight years of industry experience. He previously worked at Calton & Associates, Inc. and New York Life. Outside of his advisory role, Ackerman is employed by American Dream CPA in a non-investment capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios.

Roy James is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds Series 65 and Series 63 credentials and has worked previously at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he co-hosts a sports debate podcast and is involved in several business ventures related to homebuilding and wellness. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model portfolio management, third-party asset management, and access to a broad range of brokerage and insurance products.

Brandon Baird is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 20 years of industry experience. His career includes positions at Wells Fargo Advisors and Wells Fargo Clearing before joining Raymond James Bank and Raymond James & Associates in 2018. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and sponsors wrap fee advisory programs.

Shelley Ann Ragoonanan is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 credentials and seven years of industry experience. Her prior roles include positions at Ameriprise, JPMorgan Chase Bank, JPMorgan Securities, and AXA Advisors, along with nearly a decade as an independent investor. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a wide range of clients, including high-net-worth individuals and institutional entities, offering non-discretionary planning and recommendations supported by a broad affiliate network and specialized municipal advisory capabilities.

Jonathan Richie is a financial advisor with Raymond James Financial in St. Petersburg, FL, holding a Series 66 designation and 13 years of industry experience. Before joining Raymond James in 2018, he was involved with the International Language Academy and operated J Richie Media, LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and supports institutional clients through risk-based reviews and municipal and public finance-related activities.

Susannah Townsend is a CFP® with 33 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Tampa, FL. She has worked with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning using proprietary tools and serves approximately $2.74 trillion in client assets.

Joshua Brooks is a financial advisor at Raymond James & Associates with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Merrill and Bank of America. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and government entities, delivering non-discretionary financial planning and investment recommendations supported by an extensive affiliate network.

Matt Schommer is a financial advisor at Cetera with 17 years of industry experience. He holds the Series 63 and Series 66 credentials. His prior experience includes roles at Ameriprise Financial Services, Mass Mutual Investors Services, and MSI Financial Services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, managing over $256 billion in assets across more than 10,000 advisors.

Michael Tippin is a financial advisor with Equitable Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Equitable Advisors since 1999, including time with its predecessor, AXA Advisors. Outside of his advisory role, he is a member of Bourbon Brau LLC, an entity formed to purchase an airplane, and maintains an outside business website. Equitable Advisors serves a broad client base including individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm offers financial planning and asset management access through LPL programs and third-party managers, operating a hybrid referral and implementation model with both advisory and brokerage channels.

Bryan Peterson is a financial advisor at Osaic with five years of industry experience. He holds a Series 66 designation and has held roles at Osaic and GFA Financial since 2021. He previously worked at The Library JV LLC and spent ten years at Pane Rustica. Peterson is also involved in securities sales, client service support, and insurance product sales through GFA Financial. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and a mix of investment options, supported by a large network of affiliated advisers and multiple advisory platforms.

Casey Bradford is a financial advisor at Raymond James & Associates with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at UBS Financial Services and LPL Financial. Outside of his advisory role, Bradford serves as a Girl Scout troop leader in West Central Florida. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management. The firm provides wealth advisory planning and investment consulting to a broad client base, including individuals, institutions, and governmental entities, delivering non-discretionary recommendations supported by extensive research and affiliate resources.

Christopher Martinson is a CFA® charterholder with nine years of industry experience. He currently works at Mass Mutual Investors Services and MassMutual Life Insurance Co. Prior to joining MassMutual in 2025, Martinson held positions at BNY Mellon Securities Corporation, BNY Mellon, and Citi Private Advisory. He is also licensed as an insurance broker focusing on long-term care. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning engagements using firm-approved analytical tools.

Robert Ulrich is a financial advisor with UBS Financial Services in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and utilizing proprietary research and model-based asset allocations to tailor financial plans aligned with client goals and risk tolerances.

Stephanie Fuetterer is a financial advisor at Raymond James & Associates with three years of industry experience. She holds the Series 66 designation and previously worked at Advanta IRA Services, LLC for five years. Her background also includes roles in the restaurant industry and at the University of South Florida. Raymond James & Associates is a dually registered broker‑dealer and SEC‑registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base including individuals, institutions, and government entities, providing wealth advisory planning, investment consulting, and institutional services on a non‑discretionary basis.