Everett Johnson is a Series 66-licensed financial advisor with nine years of industry experience. He is currently with Schwab Wealth Advisory and Charles Schwab in Orlando, FL, having previously worked at Newport Group Securities, JPMorgan Chase Bank, J.P. Morgan Securities, Edward Jones, and Aon. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm offers annual financial reviews and investment recommendations but does not exercise discretionary trading authority, with discretionary management typically handled by affiliated or third-party money managers.

Kimberly Frank is a financial advisor with Schwab Wealth Advisory, holding Series 65, 66, and 63 credentials and nine years of industry experience. She has worked at Charles Schwab and its related advisory entities since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Victor Rivera is a financial advisor with Truist Advisory Services in Orlando, FL, holding Series 63 and Series 66 licenses and possessing 16 years of industry experience. He has been with SunTrust-related entities since 2016, including roles at SunTrust Bank and SunTrust Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary and non-discretionary manager arrangements, supported by third-party platforms and AI-enabled research tools, to implement investment strategies and fiduciary support.

Cameron Crain is a Series 65-licensed financial advisor at Beacon Pointe Advisors, LLC with one year of industry experience. His background includes roles at the University of Central Florida, Amazon, and Interlachen Country Club. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, and outsourced chief investment officer services to a diverse client base including individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Thomas Werner is a financial advisor with Truist Advisory Services in Orlando, FL, holding Series 63 and Series 66 licenses and having 18 years of industry experience. He has worked within various segments of Truist and its predecessor firms since 2006. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and manager-selection programs, utilizing both discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Sabina Lien is a CFP® professional with 31 years of experience in the financial services industry. She is currently with Rockefeller Financial LLC and has previously worked at Truist Advisory Services, Truist Investment Services, Inc., and Suntrust Investment Services, Inc. Rockefeller Financial LLC serves ultra-high and high-net-worth individuals, families, family offices, charities, corporations, and retirement plans by providing wealth management, financial planning, portfolio management, and retirement plan consulting. The firm integrates wealth, trust, and insurance services and offers access to alternative and private investments through a recapitalized ownership structure and its Rockefeller Global Family Office platform.

Gregg Biro is a financial advisor at Hightower Advisors with 15 years of industry experience. He holds Series 66 and Series 65 credentials and previously worked at Resource Consulting Group for nine years. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a variety of portfolio options including mutual funds, ETFs, alternative investments, and custom indexing.

Anthony Decotis is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and bringing nine years of industry experience. His career includes roles at Charles Schwab & Co., Schwab Wealth Advisory Inc., Bank of America, and Merrill. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, delivering advice through standardized asset allocation models without exercising discretionary trading authority.

Daniela Sierra Castaneda is a financial advisor at Schwab Wealth Advisory with three years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab & Co., Bank of America, and Merrill. Her prior work history also includes roles outside finance, such as at The Diplomat Beach Resort and D'angelo Pizza. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations using Schwab’s proprietary research tools and asset allocation models.

Christopher Burke is a Series 66-licensed financial advisor with six years of industry experience. He currently works at Schwab Wealth Advisory, part of Charles Schwab, and has held roles there since 2019. Prior to his financial services career, he was employed at Campus Crusade For Christ for four years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service model from many enterprise wealth managers.

Jonathan Winslow is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Creative Planning since 2017. Prior to that, he worked at Water Oak Advisors LLC for two years. Outside of advisory work, Winslow owns and operates Winslow Financial Services, LLC, a tax preparation business in Altamonte Springs, Florida. Creative Planning is a large enterprise firm managing approximately $217 billion in assets, offering comprehensive investment advisory and financial planning services to a broad client base including individuals, corporations, and retirement plans. The firm employs a financial planning–led investment approach focused on low-cost indexing and buy-and-hold strategies, supplemented by specialized portfolio management and retirement plan services, supported by affiliated legal, trust, and recordkeeping businesses.

Lester Ernest is a financial advisor with Truist Advisory Services in Orlando, FL, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has been with Truist Investment Services since 2007 and joined Truist Advisory Services in 2016. Outside of his advisory work, he owns a boat rental business where he charters his boat with safety equipment. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting, supported by AI-enhanced research and supervisory oversight, and features a high level of inter-affiliate integration within the Truist enterprise.

Clifford Woodard is a CFP® and holds a Series 66 designation with 14 years of industry experience. He has been with Charles Schwab and Schwab Wealth Advisory Inc. since 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab's asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab and does not engage in discretionary portfolio management or serve certain institutional client types.

Marckus Mcneil is a financial advisor with Empower Advisory Group, holding a Series 66 credential and one year of industry experience. His prior work experience includes roles at Truist Advisory Services and Akima Global Services, as well as service in the United States Army and education at the United States Military Academy. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, along with IRA and retail brokerage clients. The firm delivers integrated services connected to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Garrett Jones is a financial advisor with Rockefeller Financial LLC who holds a Series 66 designation and has 24 years of industry experience. His prior experience includes roles at Merrill and Bank of America, where he worked for over two decades combined. Outside of his advisory work, he serves on the advisory boards of several nonprofit organizations, including The Jobs Partnership of Florida and Winter Park Health Foundation, and participates as a subcommittee member at Saint Margaret Mary Catholic Church. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, and institutional clients. The firm offers portfolio management, financial planning, and consulting services, operating uniquely as both a registered investment adviser and broker-dealer with an integrated investment platform and a broad range of wealth management solutions.

Tanya Black is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and possessing 25 years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2000 and with Schwab Wealth Advisory Inc. since 2012. Based in Orlando, FL, she serves clients through the Schwab Wealth Advisory program. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab ecosystem, offering financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm does not exercise discretionary trading authority and generally operates as an internal advisory unit paid by Charles Schwab & Co. under a cost-and-expense arrangement.

Graham Pettis is a financial advisor with Eagle Strategies (NY Life) based in Maitland, FL. He holds Series 65 and Series 63 licenses and has five years of industry experience. Prior to joining Eagle Strategies in 2025, he worked with NYLIFE Securities LLC and New York Life Insurance Company since 2021. Outside of his advisory role, Pettis serves as a board member and treasurer for Heroes Strong, a local support organization for first responders and military personnel, and holds leadership positions in community and church organizations including BNI Networking and Trinity Baptist Church. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of program types and emphasizes tailored recommendations, with the majority of its assets under management held on a non-discretionary basis.

Taylor Ayres is a CFP® certificant and financial advisor at Schwab Wealth Advisory with four years of industry experience. Based in Orlando, FL, Ayres has held roles at several firms including Creative Planning, Avantax, Merrill, and multiple Cetera entities before joining Schwab. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset allocation models and research tools. The firm conducts annual reviews and offers investment recommendations without exercising discretionary trading authority.

Anne Nemeth is a CFP® and holds a Series 66 license with two years of industry experience. She is currently with Schwab Wealth Advisory in Orlando, FL. Outside of advising, she operates a reseller business on the Depop platform. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models.

Landy Dunham is an advisor at First Command Advisory Services with Series 65 and Series 63 licenses and two years of industry experience. Prior to joining First Command, Dunham worked at CVS Health and AllianceRx Walgreens Prime, and served briefly with The Joint Staff in the Department of Defense. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and wrap-fee asset management programs using model portfolios managed by an in-house Investment Management Team.