Molly Ward is a financial advisor with Equitable Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Equitable Advisors and its predecessor AXA Advisors since 1999. Ward serves on the board of Lone Oak Trust Company and is an investment committee member for the St. Luke's United Methodist Church Foundation. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm offers a range of investment programs through a network of representatives and third-party managers, focusing on personalized risk assessment and fiduciary services for qualified plans.

Chandler Johnson is a financial advisor at Fidelity with three years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments since 2023. Prior to his advisory role, his background includes positions at Texas A&M University, Uber, and La Vernia ISD. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary client portfolios.

Meghan Morrow is a financial advisor at Morgan Stanley in Houston, TX, with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses structured discovery conversations and firm-approved tools to model client outcomes.

AJ Bouvin is a Financial Consultant at Fidelity Investments, a position held since 2023. In this role, AJ works with clients to evaluate their financial needs and collaborates with them to develop a roadmap aimed at progressing toward their financial goals. AJ has been with Fidelity Investments since 2020, gaining experience through various roles including Investment Consultant, Fixed Income Specialist, Investment Solutions Representative, and Customer Relationship Advocate. This progression reflects a comprehensive understanding of investment strategies and client relationship management. Outside of work, AJ engages in activities such as boating, fishing, fitness, outdoor adventures, snowboarding, and traveling.

Ning Kang is a Senior Financial Advisor at Merrill Lynch Wealth Management, leading The Kang Group, a Houston-based team serving business owners, entrepreneurs, and families. His work focuses on clients whose wealth is tied to operating businesses, liquidity events, and long-term planning decisions. Kang's mission centers on protecting and growing the wealth of families to enable their thriving across multiple generations. With over 15 years of experience in Fortune 500 companies prior to joining Merrill Lynch, Kang brings a unique perspective to complex financial planning. His approach integrates multigenerational planning, tax-efficient strategies, succession planning, and legacy design. He holds an MBA from the University of Houston-Victoria and a bachelor's degree in Computer Engineering from Texas A&M University. Kang holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is active in the community, having served six years on the Asian Chamber of Commerce board and holding leadership roles with the Riverstone Homeowners Association and Sunrise Youth Soccer Club. Kang lives in Houston with his wife and their two children. His personal interests include golfing, reading, soccer, table tennis, traveling, and watching movies.

Claudia Torres is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and three years of industry experience. Her prior work includes roles at CFISD, Texas A&M University, and 7G's Trucking, Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Spencer Vowell is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at LPL Enterprise. His prior experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC, spanning over a decade. Outside of his advisory work, he serves on the board of Friendswood Church of Christ, a nonprofit organization. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach, offering access to third-party asset managers and various financial planning and consulting services.

Julia Duran is a financial advisor at Merrill with over 40 years of industry experience. She holds a Series 63 designation and has been with Merrill since 1985. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gail Stalarow is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 license and bringing 29 years of industry experience. She has been with Morgan Stanley since 2010, including service at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she serves on the board of the Holocaust Museum Houston Foundation and acts as CEO of Buffalo Specialties, Inc., assisting in the transition of the family business. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and supports a broad range of investment strategies across retail and institutional clients.

Wyatt Hales is a Planning Consultant based in Dallas, currently working with Fidelity Investments since 2024. He focuses on understanding each client's unique situation to develop personalized financial strategies. Wyatt has progressively advanced within Fidelity Investments, starting as an Investment Planning Intern in 2021, then serving as an Investment Solutions Representative from 2022 to 2023, followed by a role as an Investment Consultant from 2023 to 2024 before assuming his current position. His experience encompasses various aspects of investment consulting and planning. Outside of his professional work, Wyatt engages in biking, music, and running.

Christopher Hensley is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 22 years of industry experience, including prior roles at Merrill, Next Financial Group, Chase Investment Services, and UBS Financial Services. Outside of his advisory work, he is president and owner of an independent insurance agency, hosts a financial podcast, and participates in local financial community events in Houston. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

David Hergert is a CFP®-designated financial advisor with Ameriprise in Houston, TX, and has 16 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2013. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and annual follow-up advice focused on income sources and tax-aware withdrawal strategies.

Elsa Muniz is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and was previously associated with Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and utilizes structured planning tools and scenario analysis in its process.

Yuriy Royzman is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2017 and previously at UBS Financial Services Inc from 2010 to 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, with options for both discretionary and non-discretionary services, including unique offerings like insurance-related investment vehicles and bank deposit sweep programs.

Mark Grunden is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses. He has one year of industry experience, including roles at Primerica Financial Services and DMR Insurance. Primerica Advisors is a large-scale firm serving individual investors as well as corporate and charitable clients through a wrap-fee asset management program that employs model-delivery strategies created by unaffiliated managers and offers a range of investment approaches including strategic, tactical, and tax-managed models.

Michael Mc Hugh is a CFA® charterholder with 29 years of industry experience. He is currently with Ameriprise, having joined in 2023, and previously worked at Invesco Advisers, Inc. and Aim Private Asset Management, Inc. There are no additional notable outside activities reported. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income planning service that provides written recommendations and ongoing advice focused on income stability and tax-efficient withdrawal strategies for clients nearing or in retirement.

Guy Kidd is a financial advisor at Cambridge Investment Research Advisors with 34 years of industry experience. He holds the Series 66 designation and has worked at Cambridge since 2005, previously serving at Voya Financial Partners from 1999 to 2005. Outside of his advisory role, he is an independent insurance agent and owns Kiddco Financial Planners, a business involved in insurance and benefits consulting. Cambridge Investment Research Advisors serves a diverse client base including individual, institutional, pension, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm offers services through multiple platforms and custodians, supports both discretionary and non-discretionary management, and maintains proprietary model strategies under the Founders Gate Capital brand.

Daniel Boehm is a financial advisor at Mass Mutual Investors Services with four years of industry experience. He holds a Series 66 designation and has worked at MML Investors Services, LLC and Mass Mutual Life Insurance Company since 2022. His prior work includes roles at North Star Resource Group of Texas and Vector Marketing. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved software for goal analysis and delivering written recommendations without investment discretion.

Gerardo Olavarrieta is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016, following a one-year tenure at PNC Managed Account Solutions. Outside of his advisory role, he has ownership in a rental property in El Paso, TX. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that provides a variety of advisory programs to individual and institutional clients. The firm utilizes structured financial planning tools and a range of investment strategies to deliver tailored wealth management solutions.

James Kelley is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo since 2016. In addition to his advisory work, he serves as managing general partner of a family limited partnership managing the assets of his family estate and acts as executor and trustee for family trusts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage services. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering solutions that incorporate research, analytics, and modern portfolio theory.