Stephen Hernandez is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He previously worked at Ameriprise Financial Services from 2016 to 2024 before joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by tools such as machine learning for operational and research purposes.

Raymond Casillas II is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank, N.A., Bank of America, N.A., Merrill, and J.P. Morgan Securities in various roles since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with affiliated brokerage, distribution, and investment management capabilities.

Mark Menard is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 license and bringing 36 years of industry experience. His prior roles include positions at Cantella & Co., Inc., Bank of America, and Merrill. Menard also serves as Vice President at King Capital Advisors, Inc., an investment-related business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing proprietary and third-party model strategies across various custody and platform arrangements.

Benjamin Velasquez is a financial advisor at Fidelity with Series 63 and Series 65 credentials and five years of industry experience. His work history includes roles at Fidelity Investments and Western & Southern Brokerage and Life. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various asset classes.

Juan Rascon is a financial advisor with Cetera Investment Services LLC, holding a Series 66 designation and 17 years of industry experience. His prior roles include six years at BBVA-affiliated firms across wealth management, securities, insurance, and banking sectors. He also serves as a board member and director of financial strategy for GCD Consulting LLC. Cetera Investment Advisers LLC is an SEC-registered firm that provides advisory services through a nationwide network of independent advisors. The firm serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts, offering a range of portfolio management, financial planning, and consulting services.

George Philip is a financial advisor at Cetera with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with World Financial Group and Cetera Wealth Services. Outside of his advisory role, he owns a CPA firm specializing in tax and accounting services and is involved with the nonprofit Gulf Coast Community Services Association as a CPA. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporations, and institutional accounts through a nationwide network of advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform that includes affiliated and third-party managers alongside bespoke strategies.

Elena Mischon is a financial advisor at Stifel with 24 years of industry experience. She holds the Series 63 and Series 66 designations. Her prior experience includes roles at Morgan Stanley Smith Barney and UBS Financial Services. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies.

Cassandra Osundele is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with five years of industry experience. Her prior roles include positions at Merrill, Bank of America, Fidelity Investments, and the New York Police Department. Outside of finance, she is the sole proprietor of Fatou’s Choice LLC, a restaurant and bar business in Katy, Texas. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs supported by firm-approved planning tools and research.

John Hugele is a financial advisor with Wells Fargo Clearing in Houston, TX, holding a Series 63 designation and over 34 years of industry experience. He has been with Wells Fargo firms since 2009, first at Wells Fargo Advisors LLC and then at Wells Fargo Clearing. Outside of his advisory role, he serves as a precinct chairman for the Harris County Republican Party, engaging in voter outreach activities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers a range of brokerage and advisory solutions supported by extensive research and analytics.

Marques Mitchell is a financial advisor with Primerica Advisors in Stafford, TX, holding Series 63 and Series 65 designations and 14 years of industry experience. His work history includes roles at PFS Investments Inc. and Unilev Management. Mitchell also engages in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery investment strategies managed by third parties and supports trade execution and custody through established financial institutions.

Joseph George is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior roles include tenure at Northwestern Mutual and Innovative Premier Financial Services. He is also involved in a lending business under the name Joseph George / Hurst Lending. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm operates a multi-manager platform offering a range of portfolio management solutions and financial planning services through a large nationwide network of independent advisors.

Desmond Early is a financial advisor with OSAIC based in Houston, TX, holding a Series 66 designation and having nine years of industry experience. He has worked at firms including Edward Jones, IMG Financial Group, and Woodbury Financial Services. Early is also registered as an agent and representative for SilverOak Financial Group, where he sells and services traditional insurance products. OSAIC serves a diverse client base, including individual, high-net-worth, institutional, and charitable clients, through a wide network of advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple third-party platforms to deliver customized portfolio management solutions.

Onisa Treibs currently serves as Vice President and Branch Leader at Fidelity Investments, a role held since 2025. In this capacity, she leads a team of financial professionals focused on delivering comprehensive financial planning services to Fidelity's customers. Her objective is to establish Fidelity and the Houston team as trusted lifetime advisors for individuals, their families, and friends. Her tenure at Fidelity Investments spans over a decade, including previous roles such as Vice President Branch Office Manager from 2016 to 2020, Assistant Branch Office Manager from 2014 to 2016, Investments Solutions Manager for Managed Accounts from 2012 to 2014, and Retirement Solutions Manager from 2010 to 2012. This progression reflects extensive experience in financial planning and investment management within the company.

Keith Bernstein is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management. He brings over 25 years of experience in the financial services industry, providing wealth management strategies tailored for retirees, high net worth individuals, and business owners. Keith is committed to delivering personalized financial advice and access to specialized investment services that meet the needs of sophisticated investors. Keith holds a Bachelor's Degree in Engineering from Auburn University and transitioned from a decade-long career in the Engineering and Construction Industry to financial services in 1999. He is a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). His expertise includes college education planning, divorce transition planning, family wealth management strategies, liquidity management, retirement income, and portfolio management services. Keith resides in Sugar Land with his wife and two children. He values family and community and actively volunteers with organizations such as GiGi's Playhouse (Down Syndrome Achievement Center). His personal interests include adventure sports, baseball, basketball, biking, fishing, football, hiking, reading, and spending time with his family.

Josceline Ngo is a financial advisor with Primerica Advisors in Houston, TX, holding Series 65 and Series 63 licenses and totaling five years of industry experience. She has worked at PFS Investments Inc. since 2020 and previously worked at Valassis from 2016 to 2020, alongside a longer tenure at Primerica Financial Services beginning in 2009. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-based strategies developed by unaffiliated asset managers with support from third-party custodians and overlay managers.

Sofia Sermeno is a Planning Consultant at Fidelity Investments. In her role, she collaborates with clients to develop personalized strategies aimed at supporting their long-term financial goals. She works alongside a team of Financial Consultants to provide comprehensive and holistic planning tailored to each client and their families. Her approach is grounded in a client-first mindset, fostering lasting relationships based on integrity and care. Sofia has been with Fidelity Investments since 2023, progressing through various roles including Financial Service Representative, Financial Representative, Relationship Manager, and currently as Planning Consultant. This progression reflects her growing expertise in financial planning and client relationship management. Outside of her professional responsibilities, Sofia has personal interests in cooking and baking, reading, and traveling.

Rebecca Hollas is a financial advisor with Equitable Advisors in Katy, TX, holding a Series 66 designation and eight years of industry experience. She previously worked at Chilton Capital Management for 12 years. Outside of advising, she serves as a power of attorney and executrix for family members and has involvement with an oil and gas mineral lease. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs, including third-party sponsors and proprietary offerings, to meet diverse client needs.

Josh Barajas is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, Best Buy, and Chick-fil-A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tadeus Latawiec is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of experience. His prior roles include positions at US Technical Solutions, Alta Marketing, and the University of Texas at Austin. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mark Walker is a financial advisor with Primerica Advisors in Katy, TX, holding Series 63 and Series 65 licenses and 42 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1982. Outside of advisory work, he is involved in the sale of loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which uses model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.