David Vanderbilt is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations and 27 years of industry experience. He has been with Merrill since 1999. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Tristin Effinger is a financial advisor at Merrill with 10 years of industry experience and a Series 66 designation. Tristin has worked with Merrill since 2014 and is currently based in Jacksonville, FL. Prior to Merrill, Tristin spent time at Bank of America, N.A. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s broader corporate platform, providing access to a wide array of financial products and services.

Michael Morris is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His prior work includes roles at FedEx Corporation and involvement with small businesses such as Fairhope Brewing Company and Blue Dawn Surfboards. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it is notable for its use of AI-driven methodologies and its formal advisory role to multiple registered investment companies.

Brian Heller is a financial advisor with Fidelity who holds the Series 66 designation and has 15 years of industry experience. He has worked with various Fidelity entities since 2010, including Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios composed of mutual funds, ETFs, and ETPs.

Scott Penrod is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His career includes roles at Wells Fargo Clearing Services and JPMorgan Chase Bank. Outside of finance, he operated a woodworking and furniture business under the name Penrod Chic from 2014 to 2018. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting. The firm delivers recommendations on a non-discretionary basis, combining institutional advisory capabilities with broker-dealer and investment adviser functions.

Aaron Moura is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 credentials and three years of industry experience. His work history includes several roles primarily within entertainment and media-related companies prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages various investment structures, including model portfolios, mutual funds, and ETFs, and maintains regulatory registrations uncommon among its large institutional peers.

Alessandra Nunez Alvarado is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In this role, she focuses on understanding clients' personal priorities to develop tailored investment strategies aimed at helping them pursue their financial goals. She holds professional designations as an Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Alessandra completed her high school education at Iraan High School.

Jonathan Pelkowski is a financial advisor at Merrill with 18 years of industry experience. He has held his current role at Merrill since 2013. He holds the Series 63 and Series 66 designations. Merrill provides managed account services through its Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s broader corporate platform.

Jomarie Caplan is a financial advisor at Fidelity with nine years of industry experience. She holds the Series 63 and Series 66 licenses. Her career includes roles at Fidelity Investments, Fidelity Brokerage Services LLC, and Progressive Casualty Insurance. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis in portfolio construction. The firm manages a range of fund advisory services and utilizes algorithmic and AI-based methods in its investment process.

Jasmine Wagner is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and one year of industry experience. Her prior work experience includes roles at Bank of America and healthcare-related positions at UF Health Jacksonville and UF Health. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Deanna Hartwell is a CFP® with eight years of industry experience, currently serving as a financial advisor at Ameriprise in Jacksonville, FL. She has been with Ameriprise and its affiliated entities since 2015. Outside of her advisory role, she manages a related business, Deanna R Hartwell, Inc. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that offers retirement planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Dawn Aviles is a financial advisor at Merrill with seven years of industry experience. She holds the Series 66 designation and has been with Merrill and Bank of America since 2009. Aviles serves as a board member of The Chatman Family Foundation Inc., which focuses on literacy and advocacy efforts for children and adults in the Jacksonville area. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Jonathan Leonard is a CFP® professional with 11 years of experience at Edward Jones, where he has worked since 2015. He holds the Series 66 designation and is also a member of the US Navy with over 25 years of service. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm manages approximately $1.01 trillion in assets under management through a broad network of financial advisors and branch offices and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Gena Korotkov is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in developing financial strategies related to wealth management, including portfolio management, insurance, lending, and estate planning services. Her client focus areas include college education planning, personal retirement planning, portfolio management services, and retirement income. Gena holds a bachelor's degree from Tulane University and maintains several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her approach centers on creating customized wealth management strategies tailored to each client’s unique goals and financial circumstances. Outside of her professional role, Gena enjoys golfing, photography, spending time with family, and playing tennis. Banking products and services are provided by Bank of America, N.A.

Paulo Pimenta Filho is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021. Paulo has also been involved with Florida State College at Jacksonville and previously worked at Smart Pharmacy. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

France Veal is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has been with Merrill since 2002. Outside of advisory work, she is a co-owner of a family rental property. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Grayson Chase is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity Investments, he held roles at Prospensive Logistics, Dollar General Corp., and worked in educational settings including the University of Georgia and Young Harris College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management as well as fund advisory. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe, and maintains specialized registrations and roles uncommon among large institutional peers.

Kimberly Newsome is a financial advisor with Cambridge Investment Research Advisors in Jacksonville, FL, holding a Series 66 designation and 22 years of industry experience. She has been with Cambridge Investment Research Advisors and its affiliated firm since 2010. Outside of her advisory role, she is also an independent insurance agent for various insurance companies through Pinnacle Insurance and Financial Services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing proprietary models as well as third-party strategies across multiple platform arrangements.

Charles Igwilo is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and previously worked at Upstart Venture Partners and Global Technology Sourcing Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios, and it serves in advisory roles to multiple registered investment companies.

John Marsella is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His work background includes roles at Bank of America and American Income SSBH, as well as involvement in various non-financial positions including at Green Key Lawn and Old Scratch. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.