Kyle Baldasso is a financial advisor at UBS Financial Services with 12 years of industry experience. He previously spent eight years with Merrill before joining UBS in 2022. Outside of his advisory role, he creates and sells wooden art projects and refurbishes furniture as an individual entrepreneur. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm provides a broad range of services, including wealth management, institutional trading capabilities, and proprietary research.

Jason Hall is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and seven years of industry experience. He has worked at Fidelity Brokerage Services LLC since 2018 and has prior experience with Spring Mobile, Atlantic Aviation, and Honours Golf. Fidelity’s Strategic Advisers LLC, part of Fidelity Investments, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios comprising mutual funds, ETFs, and ETPs.

Derek Bourne is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Merrill since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries, leveraging its integration with Bank of America’s broader platform to provide access to a wide set of products.

Pamela Lawson is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 designations and has worked in various roles at Fidelity Investments, Walmart, BBVA Compass Insurance Agency, BBVA Securities, and BBVA Compass/Pnc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients using a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm offers services including discretionary portfolio management, fund advisory, and model portfolio delivery, with distinctive use of systematic methodologies and formal advisory roles for multiple registered investment companies.

Cornelius Cronin is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, each for several decades. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services through a platform that integrates investment advice with insurance products and collateralized lending programs.

Ashiqul Islam is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, UBS Financial Services, Bank of America, and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services that integrate advanced investment modeling techniques.

Erica Mc Loughlin is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2024, she held roles at various organizations including Year Up Jacksonville and Florida State College at Jacksonville. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Charles Albanese is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has worked at Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Outside his advisory role, he serves as an executor of an estate. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets with a focus on structured planning processes supported by firm-approved tools.

Katherine Riechmann is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and over 11 years of industry experience. Her career includes roles at Wells Fargo Clearing and Wells Fargo Bank NA spanning more than a decade. She is based in Jacksonville, Florida. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services that address a wide range of planning needs, including retirement, education, and niche areas such as business-owner transition and special-needs analysis. The firm uses proprietary research and tools to develop tailored recommendations, offering clients flexibility in implementing strategies through brokerage or advisory programs.

Karen Gibson is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding a Series 66 designation and 20 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and based on modern portfolio theory, incorporating a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Kurt Rodriguez is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. He has been with Wells Fargo in various capacities since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers a broad range of brokerage and advisory solutions supported by research and analytics while managing roughly $671 billion in assets.

James Robbins is a financial advisor at Fidelity with six years of industry experience. He holds Series 66 and Series 63 designations and has worked at various firms including Fidelity Brokerage Services LLC and Devry E Dewan CPA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm utilizes proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction, and serves multiple registered investment companies with a focus on systematic methodologies and long-term asset allocation.

Anne Rochael is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 66 and Series 63 licenses and previously worked at Safra National Bank of New York and Safra Securities, as well as Merrill Lynch. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, employing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Kevin Cordova Celleri is a CFP® with 10 years of industry experience, currently working at Wells Fargo Clearing. His prior roles include positions at Deutsche Bank Securities Inc and various divisions of Wells Fargo since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and utilizes research and analytics to evaluate investment options.

Sean Shea is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. Prior to joining Cambridge in 2021, he worked at Lincoln Financial Securities Corporation from 2008 to 2021. Outside of his advisory role, he is involved in ownership positions within insurance, benefits, and human resources businesses. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through independent Financial Professionals using a range of portfolio management and model-based solutions tailored to client objectives.

Daniel Ehrsam is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity in 2025, he worked for six years at Capstone Logistics. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm’s investment approach combines fundamental research with quantitative analysis and algorithmic portfolio construction, employing systematic methodologies across mutual funds, ETFs, and ETPs.

Patrick Mc Connell is a financial advisor at Merrill with five years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2020. His prior roles include positions at Symrise, Credit Management Solutions, and Helzberg Diamonds. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional fiduciaries. The firm is integrated into Bank of America’s broader corporate platform, providing access to a wide range of products and services.

Jeffery Murphy is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has worked with various divisions within Fidelity since 2012. Outside of his advisory role, he serves as president of the Plantation Oaks at Ponte Vedra Homeowners Association board. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies.

Brad Taylor is an Investment Solutions Representative III at Fidelity Investments, a position he has held since 2025. In this role, he partners with clients to understand their financial goals and helps build customized financial plans. He uses in-depth planning conversations, portfolio guidance, and appropriate strategies to work toward achieving these goals. Brad has experience in investment solutions, having progressed through roles from Investment Solutions Representative 1 to 3 at Fidelity Investments between 2021 and 2025. Prior to that, he worked as a Financial Professional at Prudential Advisors from 2018 to 2021. He holds insurance licenses in Arkansas and California. Outside of his professional work, Brad has interests in comedy, family activities, golf, movies, pets, and traveling.

David Ammerman is a CFP® professional with 32 years of industry experience, currently serving at Raymond James Financial. His prior roles include positions at Bank of America and Merrill. Outside of his financial advisory work, he is a member of a local band called Dad Bodz and performs around Ponte Vedra Beach. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations while often maintaining an advisory role rather than discretionary management.