Bradley Mayer is a financial advisor at Kingswood Wealth Advisors, LLC with 26 years of industry experience. He holds Series 65 and Series 66 designations. His prior roles include positions at Kingswood Capital Partners, Benchmark Investments, IFS Securities, and H Beck Inc. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm offers portfolio management, financial planning, ERISA plan advisory, and consulting services with an open-architecture platform that utilizes both affiliated and unaffiliated third-party managers.

Cole Kershner is a financial advisor at 49 Financial with a Series 65 designation and two years of industry experience. Prior to joining 49 Financial, he worked at Aquila Commercial and Upmerch, and also served as an assistant water polo coach at Longhorn Aquatics during summers. He is based in Austin, TX. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term investment approach grounded in diversified asset allocation and integrates multiple analytical methods with an emphasis on client behavioral coaching.

Frederik Arroyave is a financial advisor with HUB Investment Partners, LLC in Austin, TX, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Global Retirement Partners, LPL Financial, RBC Capital Markets, and AIG. He is also involved with HUB International in a licensed administrative capacity. HUB Investment Partners serves a diverse client base, including institutional and individual investors, offering a range of investment management and retirement planning services. The firm employs a combination of active and passive strategies across multiple asset classes and provides specialized services to banking and municipal clients.

Justin Mendez is a CFP® with nine years of experience, currently serving as a financial advisor at Northern Trust Securities, Inc. since 2017. Prior to this, he worked at Northern Trust Bank from 2016 to 2017. Outside of his advisory role, he owns rental property but this activity is passive and unrelated to his investment work. Northern Trust Securities, Inc. is an SEC-registered investment adviser and FINRA-registered broker-dealer serving high-net-worth individuals, retail investors, and institutional clients. The firm offers model-driven discretionary portfolio management through Separately Managed Accounts, Fund Strategist Portfolios, and Strategist UMAs on the Fidelity Managed Account Xchange platform.

Sean O'Brien is a financial advisor at 49 Financial with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Oakwood Capital Securities and Purshe Kaplan Sterling Investments. Outside of his advisory role, he serves as an insurance agent with the Financial Independence Group and is involved with 25 Giving, a nonprofit consulting organization. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and investment management, offering tiered fractional family office services and access to third-party managers. The firm uses a long-term, diversified investment approach based on Modern Portfolio Theory, combining multiple forms of analysis and maintaining oversight through an Investment Committee.

Alfred Lopez is a financial advisor at 49 Financial with two years of industry experience. He holds a Series 66 designation and has worked at Oakwood Capital Securities, Inc., Purshe Kaplan Sterling Investment, 49 Wealth Management, Axa, and Austin Stone. Outside of his advisory role, he serves as president of 25 Giving, a charitable planning company, and is a founding board member of the nonprofit RBI Austin. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation approach combining multiple analytical methods and provides tiered fractional family office services alongside access to third-party managers.

Katherine Foster is a financial advisor with Arax Advisory Partners in Austin, TX. She holds a Series 65 designation and has one year of industry experience, previously working at U.S. Capital Wealth. Prior to her advisory roles, she spent five years at UNC Chapel Hill and also taught at two Christian schools. Arax Advisory Partners is a multi-team wealth manager overseeing approximately $26.5 billion in regulatory assets, serving individuals, high-net-worth clients, family offices, institutions, and retirement plans. The firm employs a combination of internal portfolio management, third-party managers, and tailored asset allocation, and offers various advisory and consulting services including performance-based fee arrangements and private fund management.

Elizabeth Mock Hernandez is a financial advisor at Waterloo Capital with 22 years of industry experience. She has held previous roles at Raymond James, Bank of America, Merrill, and UBS Financial Services. Outside of her advisory work, she owns a business providing Spanish translation services and serves as president of a social impact platform as well as a board member of a nonprofit organization focused on service in Honduras. Waterloo Capital is a multi-team SEC-registered advisory firm serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm employs a primarily long-term, fundamental analysis approach to build customized portfolios and offers a broad range of investment tools and financial services.

John Pesce is a financial advisor with HUB Investment Partners, LLC in Austin, TX, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior roles include positions at Fairway Asset Management, LLC and TCG Holdings LP, where he served for over three decades. He serves on the advisory board for the Foundation 99 conference and is a board member of Care Solace, a mental health platform. HUB Investment Partners provides investment management and retirement planning to a diverse client base, including individuals, institutions, and municipal entities. The firm combines internally managed model portfolios with customized allocations, using technical and cyclical analysis, and offers integrated advisory and consulting services through affiliated entities.

Ryan Jacobs is a financial advisor with HUB Investment Partners, LLC in Austin, TX. He holds a Series 65 designation and has seven years of industry experience. Prior to joining HUB in 2024, he worked at Millennium Advisory Services, Inc. for eight years and has additional experience in retail management. HUB Investment Partners provides investment management and financial planning services to a diverse client base including individuals, high-net-worth investors, corporate pension plans, and municipal entities. The firm combines internally managed model portfolios with customized strategies and utilizes a variety of platforms and third-party managers to meet client objectives.

Garrett Newberry is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with four years of industry experience. His prior work includes roles at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and Thrivent Advisor Network. Outside of his advisory role, he is involved with 25 Giving, a nonprofit referral organization, and participates in Master Networks, a professional networking group. 49 Financial serves a diverse clientele ranging from individual investors to institutions, offering financial planning, retirement-plan consulting, and investment management. The firm emphasizes a disciplined, long-term approach to diversified asset allocation and incorporates behavioral coaching through its investment committee and model portfolio oversight.

Steven Livitz is a financial advisor at Waterloo Capital with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Ironclad Strategies LLC, Kestra Financial Securities, Inc., and Sii Investments. Outside of his advisory role, Livitz is a managing member and 50% owner of Ironclad Strategies Consulting, LLC, where he provides fractional CFO and business consulting services. Waterloo Capital is an SEC-registered multi-team adviser serving accomplished entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm uses fundamental analysis and a long-term, buy-and-hold investment approach, combining direct management, access to third-party sub-advisers, and a wide array of investment tools.

Christopher Jamail is a CFP® professional with nine years of industry experience, currently serving at HUB Investment Partners, LLC since 2020. Prior to that, he worked for 16 years at TCG Advisors, LP. He holds board positions with several nonprofit organizations, including Foundation 99, the Jared Jamail Memorial Scholarship Fund, and the Gladney Center for Adoption, and serves on the advisory board for the Plan Sponsor National Conference. HUB Investment Partners provides investment management and financial planning services to a diverse client base, including individuals, high-net-worth investors, institutions, and public entities. The firm combines internally managed model portfolios with customized strategies, utilizing technical and cyclical analysis, and offers integrated advisory and consulting services through its affiliation with HUB International.

Daniel Neil is a financial advisor with HUB Investment Partners, LLC, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Ouro, Digital Realty, and Northwestern Mutual. HUB Investment Partners serves a broad range of institutional and individual clients, offering portfolio management, retirement and financial planning, and specialized services for banking and municipal clients. The firm employs a mix of active and passive investment strategies and utilizes both internal and third-party asset managers.

Brett Grau is a CFP® professional with 17 years of experience in the financial services industry. He currently works at Root Financial Partners and has held prior roles at Schwab Wealth Advisory Inc., Charles Schwab Bank, and Charles Schwab. Outside of his advisory work, Brett manages a vacation rental property in Tennessee as an Airbnb Superhost and assists with administrative tasks for a family friend's law practice. Root Financial Partners provides investment management and comprehensive financial planning to individual clients, trusts, estates, small businesses, and retirement-plan relationships. The firm typically employs broadly diversified, passive investment strategies tailored to client objectives and risk tolerance, and offers specialized techniques and educational programming for select clients.

Cristhian Gonzales is a financial advisor at HUB Investment Partners, LLC with two years of industry experience. He holds the Series 65 designation and has been with TCG Advisors, LLC, a HUB International company, since 2019. Gonzales’s prior work includes roles related to education and involvement with the University of Texas. HUB Investment Partners provides investment management and retirement planning services to a diverse client base, including individual investors, institutions, and municipal entities. The firm combines internally managed model portfolios with customized strategies and employs technical and cyclical analysis to align investments with client goals.

Kelli Mastel is a financial advisor at 49 Financial in Austin, TX, holding the Series 65 credential and beginning her career in 2026. Prior to joining 49 Financial, she worked at HOMAKER and Stone Co Climbing and has experience in education and community involvement, including a five-year tenure with the YMCA and operating a coffee business. 49 Financial serves both individual and institutional clients, offering financial planning, retirement-plan consulting, and investment management with a focus on disciplined, long-term diversified asset allocation and behavioral coaching. The firm provides tiered fractional family office services and utilizes proprietary model portfolios alongside third-party managers.

Garrett Pittman is a financial advisor with HUB Investment Partners, LLC, holding Series 63, 65, and 66 licenses and having eight years of industry experience. He previously worked at Gallagher Fiduciary Advisors, Kestra Advisory Services, TCG Advisory Services, TCG Advisors, and Merrill. He participates on the Nationwide Consultant Advisory Council, providing industry feedback and insight. HUB Investment Partners serves a diverse client base including institutional, corporate, and high-net-worth individual investors. The firm employs a combination of active and passive investment strategies and offers a range of portfolio management and advisory services, with specialized expertise for banking and municipal clients.

William Warrenburg is a Series 65-licensed advisor with Waterloo Capital in Austin, TX. He joined the firm in 2025 and has held various roles prior to his current position, including work in landscaping, senior living, and utility contracting. His industry experience is currently limited. Waterloo Capital is a multi-team SEC-registered advisory firm serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm manages approximately $2.26 billion across 51 advisors, offering customized portfolios with a long-term, buy-and-hold investment approach supplemented by access to third-party sub-advisers and a broad range of investment tools.

Javier Larrea is a financial advisor with Cary Street Partners, holding Series 63 and Series 65 designations and 29 years of industry experience. He has worked with Cary Street Partners since 2013 and previously held roles at Riverstone Wealth Management, Riverstone Insurance Agency, and Prudential Equity Group. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to individuals, retirement plans, trusts, corporations, and institutional clients. The firm utilizes a broad investment menu and proprietary strategies, serving a diverse client base that includes state and municipal government entities and insurance company clients.