Megan Gunn is a financial advisor with Charles Schwab in San Diego, CA, holding Series 63 and Series 66 registrations and bringing 20 years of industry experience. Her prior work experience includes roles at First Republic Bank, J.P. Morgan Securities, and JPMorgan Chase Bank. Outside of her advisory work, she serves as an independent consultant mystery shopper for several consumer service companies. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment solutions supported by extensive research and integrated operational capabilities.

Monika Windle is a financial advisor with LPL Financial who holds the CFP® and Series 66 designations and has 26 years of industry experience. She has been with LPL Financial since 2009 and previously worked at Robert J. Woods, Incorporated for 12 years, as well as MW Asset Management Inc. for two years. In addition to her advisory role, she provides financial planning and consulting services through an independent registered investment advisor firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Kevin Mcsweeny is a financial advisor at LPL Financial with 23 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2012, previously spending seven years at Stratos Wealth Partners. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside model portfolios and third-party research.

Brad Habbestad is a Planning Consultant with Fidelity Investments, where he currently works within the Wealth Management Team. In this role, he focuses on helping clients identify planning strategies tailored to their unique financial situations. Brad's professional background includes experience as a Paraplanner at Ameriprise Financial from 2021 to 2023 and as a Relationship Banker II at JP Morgan Chase from 2017 to 2020. He holds a California Insurance License. Outside of his professional work, Brad engages in activities such as family activities, fitness, playing musical instruments, outdoor adventures, spending time with pets, and running.

Christian Ng is a financial advisor with UBS Financial Services in San Diego, CA, holding a Series 66 designation and seven years of industry experience. He has been with UBS Financial Services since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and provides research, custody, underwriting, and capital markets services through its platform.

Andrew Beckstrand is a financial advisor at Charles Schwab with eight years of industry experience. He holds a Series 66 designation and has previously worked at TD Ameritrade, Fidelity Brokerage Services LLC, Cuso Financial Services, LP, and E*Trade. He is based in San Diego, CA. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Raquel Fang is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She has worked at J.P. Morgan Securities and JPMC Bank NA since 2016 and has held roles as a mobile notary and at the Privilege/Momentum Talent Agency. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Saundra Gardner is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been with Merrill Lynch since 2007, after joining from Smith Barney in Beverly Hills where she served as a Senior Investment Management Consultant. Over her career, she has held various roles including Branch Manager, Licensed Securities Principal, and Registered Investment Advisor in markets such as New York, Chicago, Miami, and Los Angeles. With over 25 years of experience, Saundra specializes in wealth management strategies, including investment consulting for defined contribution plans, employee financial health, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, women and wealth, tax minimization, and retirement income. She is a CERTIFIED FINANCIAL PLANNER® certificant and holds additional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). As a Senior Portfolio Advisor, Saundra provides traditional advice and also manages custom investment strategies and model portfolios, sometimes on a discretionary basis. Saundra earned a bachelor's degree from New Mexico State University. She participates in community activities including volunteering with Community Church. Her personal interests include biking, gardening, hiking, reading, spending time with family, and traveling.

Colton Punches is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior roles include positions at LPL Financial and Securities America Advisors. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to both retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create diversified model portfolios.

Casey Caliva is a CFP® professional with 19 years of experience and has been with Edward Jones since 2007. He holds the Series 66 designation and is based in San Diego, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Friesen is a CFP® professional with three years of industry experience, currently affiliated with Cetera. He has held roles at several related firms including Celeste Financial Group and Vanderbyl Associates INC. Outside of his advisory work, he is involved with Celeste Financial Group, where he reviews client profiles and prepares client reviews. Cetera Investment Advisers LLC is a large, SEC-registered advisory firm that serves a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party investment options.

Camilla Kaae is a financial advisor at Cetera with two years of industry experience. She holds the Series 66 designation and has previously worked at Fisher Investments UK, Fisher Investments, and CIM Group. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and provides access to multiple investment platforms and third-party managers.

Luke Rican is a Financial Advisor at Merrill Lynch Wealth Management. He works directly with clients to define financial goals and develop portfolio strategies designed to help clients pursue those goals. He provides ongoing advice and adjusts portfolios as clients' situations change. Luke holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's Degree from the University of Washington. His approach focuses on understanding what matters to clients and their families to help create a financial strategy tailored to their needs.

Nolan Worley is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at NW Asset Management, Cavanaugh Financial Group, and Raymond James Financial and Raymond James Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Garrett Imeson is a CFP® professional with 17 years of industry experience, currently affiliated with LPL Financial since 2024. He previously worked at Edward Jones for 15 years. Outside of his advisory work, Imeson coaches youth baseball in San Diego and hosts a podcast titled "Grounded In Love." LPL Financial is a national investment advisory and brokerage firm serving a broad client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs, retirement consulting, and brokerage services supported by research, model portfolios, and technology-driven strategies.

Jared Roethlisberger is the Vice President and Branch Leader at Fidelity Investments, where he leads a team of financial professionals dedicated to providing comprehensive wealth planning and investment strategies tailored to clients' financial goals and needs. He has been with Fidelity Investments since 2013, progressing through roles including Regional Relationship Manager, Investment Consultant, Financial Consultant, and Assistant Branch Office Manager before assuming his current leadership position in 2018. Prior to joining Fidelity, Jared worked as a Financial Advisor at Merrill Lynch from 2011 to 2013. He holds a California Insurance License, supporting his expertise in financial and insurance planning. Jared's professional experience encompasses wealth management, investment consulting, and client relationship management. Outside of his professional responsibilities, Jared enjoys camping, cars, family activities, hiking, parenthood, and traveling.

Tiffany Sanders is a financial advisor with Merrill in Pasadena, CA, holding a Series 66 credential and seven years of industry experience. She has been affiliated with Merrill since 2012 and Bank of America, N.A. since 2018. Outside of her advisory role, Sanders is co-founder of the Iconic Arts Complex, a nonprofit performance arts organization involved in administration, fundraising, and community outreach, and she owns a food delivery service operating outside market hours. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Farnaz Tajadod is a financial advisor at Ameriprise in San Diego, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise in 2025, she was with LPL Financial LLC from 2021 to 2025. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement planning, dependable income sources, and tax-aware withdrawal strategies.

Harrison Mccarey is a financial advisor with LPL Enterprise and holds a Series 66 license. He has been with LPL Enterprise since 2025 and has prior experience working with New Way Van Life LLC, Aegon, and Getting Instruments. Outside of his advisory role, he has involvement in a non-variable insurance business in San Diego. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model portfolio management, third-party asset management, and access to a range of brokerage and insurance products.

Donald Hankins III is a financial advisor with LPL Financial, holding a Series 63 designation and 39 years of industry experience. He has been with LPL Financial since 1986. Outside of his advisory role, he is involved in tax preparation and accounting, including federal and state tax returns, and sells annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, using various model portfolios and research resources.