Joshua Klingen is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and five years of industry experience. He has worked with Charles Schwab and Co., Inc. since 2022 and previously held roles at TD Ameritrade and MassMutual Dallas-Fort Worth. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services. The firm provides both non-discretionary and discretionary investment options, with a multi-asset model portfolio approach and centralized operational support.

Nathan Andersen is a financial advisor with Charles Schwab, holding the Series 63 and Series 66 designations and seven years of industry experience. His career includes roles at Charles Schwab & Co., Inc. since 2018, as well as previous positions at Cottonwood Residential and Quiktrip. Outside of his advisory work, he owns a music production and entertainment services business, Ruminari Sounds LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management, financial planning, and custody services within a large, integrated broker-dealer and investment adviser platform.

Michael Consolo is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at TD Ameritrade and Charles Schwab Bank. Outside of his advisory role, he contributes articles weekly to CubbiesCrib.com. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary portfolios and has a centralized operational structure supporting its wealth management programs.

Catherine Curtin is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab and Charles Schwab Bank since 2013. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and provides integrated advisory, brokerage, custody, and cash-sweep services.

Chaz Huntzinger is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes positions at Charles Schwab Bank, Charles Schwab Premier Bank, and Lazy Dog. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining a large client base with an integrated platform of advisory, brokerage, custody, and cash-sweep services.

Laura Franco is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab, she held positions at Costco Wholesale, Acme Furniture Industry Inc, and Panda Express. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios, supported by centralized operational and supervisory structures.

Brian Wasson is a financial advisor with Ameriprise in Keller, TX, holding Series 63 and Series 65 credentials and 19 years of industry experience. His prior roles include positions at PNC Investments and BBVA Wealth Solutions, among others. He maintains a dual employment arrangement as a financial advisor with Randolph Brooks Federal Credit Union alongside his role at Ameriprise. Ameriprise Financial Services serves individual and institutional clients with a range of advisory offerings, including a specialized Premier Retirement Income service that provides tailored retirement income planning based on detailed analysis and collaboration between a centralized service team and client advisors.

Jamie Bloom is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2010. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by extensive research and a centralized operational structure.

Labique Fazal Din is a financial advisor with LPL Financial, holding a Series 66 designation. He has over 11 years of industry experience, including prior roles at Fidelity Investments and Commonwealth Financial Network. He is based in Keller, TX. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Ryan Pierce is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Vanguard Homes, Swede Liquor, Peak View Roofing, and Education, as well as seven years with J and J Construction. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advice and access to discretionary separately managed accounts. Schwab’s integrated platform provides bundled advisory, brokerage, custody, and cash-sweep services.

Eduardo Rosas is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and five years of industry experience. His prior work includes roles at TD Ameritrade, Fastenal, and Domino’s Pizza. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Nikita Tembo is a financial advisor at Charles Schwab with 9 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at TD Ameritrade. Outside of finance, he has been involved with Lone Star Valet for 10 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment program.

Jason Lytle is a financial advisor with Charles Schwab in Westlake, Texas, holding Series 63 and Series 65 licenses. He has 27 years of industry experience, including thirteen years at New York Life and its affiliated firms and brief tenures at Ameriprise and Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides multi-asset model portfolios alongside a formal alternative-investment platform.

Tyler Atchison is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and five years of industry experience. His prior work includes roles at TD Ameritrade and Charles Schwab Bank. Outside of his advisory work, he is an owner of Hamm Global LLC, a business unrelated to investment management. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios and alternative investment due diligence.

Ian Mac Donald is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has previously worked at MezzCap Partners, LLC and DoorDash. Outside of his advisory work, he engages in purchasing and reselling collectible trading cards as a hobby. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts. The firm provides integrated investment, brokerage, and custody services with centralized operational support.

Ryan Garcia is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at TD Ameritrade and Re/Max Top Realty. Charles Schwab & Co., Inc. serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, employing a multi-asset model portfolio approach supported by research from the Schwab Center for Financial Research.

Victor Aguirre is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Charles Schwab and USAA-affiliated firms since 2014. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary programs using multi-asset model portfolios and a centralized operational structure.

Alan Veloz is a financial advisor with Charles Schwab in Westlake, TX, holding Series 66 and Series 63 licenses and bringing five years of industry experience. His prior work includes roles at TD Ameritrade and service in the United States Marine Corps. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program, offering integrated advisory, brokerage, custody, and financial planning services. The firm combines non-discretionary investment guidance with access to discretionary separately managed accounts and alternative investment options.

Stephanie Rios is a financial advisor at Charles Schwab with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Co., Inc. since 2023, with prior experience at TD Ameritrade and Equitable Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment solutions supported by strategic asset allocation, alternative investment due diligence, and centralized operational capabilities.

Joalma Holland is a financial advisor with Charles Schwab holding Series 66 and Series 63 licenses and seven years of industry experience. Prior to joining Charles Schwab, Holland worked at Robinhood Financial and has military service experience with the Air Force. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of multi-asset model portfolios and alternative investment options.