Kelly Morgan is a financial advisor with LPL Financial in Birmingham, AL, holding a Series 66 designation and nine years of industry experience. Morgan previously worked at Cetera Advisors and has been affiliated with GrandView Financial Group for over a decade. Outside of advisory activities, Morgan is a commissioned notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Jackson Cardwell is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. His work history includes roles at Merrill since 2022 and Bank of America, N.A. since 2026. He has also worked in education at the University of Alabama, Huntsville High School, and Hampton Cove Middle School. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and institutional investors with model-based and discretionary investment strategies developed by internal and third-party managers.

Lori Merchant is a financial advisor at Mass Mutual Investors Services with 19 years of industry experience. She has held positions at HighTower Advisors LLC and Fidelity Brokerage Services LLC prior to joining her current firm. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and a range of investment programs and educational seminars.

Michael Parham is a financial advisor with Morgan Stanley in Birmingham, AL, holding Series 63 and Series 65 licenses and 46 years of industry experience. His career includes roles at Merrill, Bank of America, and Morgan Stanley Smith Barney LLC, with over three years at Morgan Stanley Private Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery and firm-approved planning tools.

Rick Lessley is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in personal retirement planning, tax minimization, and retirement income, working closely with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. His approach integrates access to investment insights from Merrill and banking services from Bank of America. Rick holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Alabama. Rick emphasizes the importance of understanding clients' families and priorities, aided by collaboration with colleagues at Merrill to support clients in achieving their financial objectives. Outside of his professional role, he participates in community volunteering and enjoys fishing, hiking, reading, running, and spending time with his family.

Paul Windham is a CFP® and Series 63 licensed advisor with 16 years of industry experience. He is currently with Cetera and also owns and operates Windham Financial Group PC, which provides tax preparation and accounting services. Windham has prior experience with Avantax Advisory Services and Avantax Investment Services, Inc., and has maintained his CPA practice since 2000. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers diverse portfolio management options through a multi-manager platform and supports both discretionary and non-discretionary account structures.

Matthew Wilson is a financial advisor with OSAIC in Birmingham, AL, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at LPL Financial, INVEST Financial Corporation, The Prudential Insurance Company of America, and PRUCO Securities, LLC. Outside of his advisory work, he is active in the National Association of Insurance and Financial Advisors (NAIFA) Alabama chapter as the APIC/Grassroots Chair and owns a family business operating smart vending machines. OSAIC Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and risk assessments to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Robert Denning is a financial advisor with Ameriprise in Birmingham, AL, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He worked at UBS Financial Services for 22 years before joining Ameriprise in 2022. He serves on the Board of Directors for the Sloss Furnaces National Historical Landmark. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. As a large institutional firm, it provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Elizabeth Mitcham is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She has four years of industry experience, including prior roles at SA Stone Wealth Management and operating Mitcham Financial Services. Outside of advising, she is involved in retail sales and marketing activities through businesses she owns in Birmingham, Alabama. Cambridge Investment Research Advisors serves a diverse client base ranging from individuals to pension plans and charitable organizations, offering financial planning, investment management, and retirement advisory services through a large network of independent Financial Professionals. The firm employs a range of investment approaches, including proprietary models and access to third-party managers, with both discretionary and non-discretionary implementation options.

William Rhett is a financial advisor at Stifel with 42 years of industry experience. He has been with Stifel since 2015. Rhett holds a Series 63 designation. Outside of his advisory role, he is a limited partner in the Rhett Family Partnership, which involves triple net leasing real estate and farming. Stifel serves a broad range of clients, including individuals, institutions, and municipal entities, providing brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to deliver asset allocation and planning analyses.

Joshua Thaggard is a financial advisor with LPL Financial in Birmingham, AL, holding Series 63 and Series 65 registrations and possessing 17 years of industry experience. He has worked at LPL Financial since 2018 and previously held positions at Cadence Bank, West Alabama Bank & Trust, and Wells Fargo Clearing. Thaggard also serves as a Senior Relationship Manager and Team Leader at Cadence Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms such as the Bank Wealth Program.

Caroline Gallahar is a financial advisor at Morgan Stanley in Birmingham, AL, with four years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at The Vanguard Group for four years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Raymond Reuter is a financial advisor with LPL Financial, holding the Series 63, Series 65, and Series 66 designations, and has 29 years of industry experience. He previously worked at Infinex Investments, Inc. for nine years before joining LPL Financial and Cadence Bank in 2022. Outside of advisory work, he is involved with Cadence Investment Services and the fixed annuity business through Fidelity & Guaranty, United Life Insurance, and Oceanview Life and Annuity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing strategic and tactical allocation strategies supported by research and technology tools.

Jaron Shaw is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing six years of industry experience. He has been with Wells Fargo Clearing Services since 2019 and also has experience at Wells Fargo Bank NA dating back to 2015. Prior to his current role, he worked at Perry's Steakhouse & Grille for one year. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party resources.

Bridget Buckley is a financial advisor at Morgan Stanley in Birmingham, AL, holding a Series 66 designation with six years of industry experience. She has worked at Morgan Stanley since 2019 and has prior experience in retail and nonprofit sectors, including roles at The Gold Standard New York and the Lee County Humane Society. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that combine advisory and brokerage capabilities.

Joshua Cothran is a financial advisor with Ameriprise in Birmingham, AL, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets. The firm provides written Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis, delivered through a centralized consulting team in partnership with advisors like Cothran.

Darcy Glenn is a financial advisor with Raymond James Financial Services Advisors, Inc. based in Birmingham, AL, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. Prior to joining Raymond James in 2022, Glenn worked at Morgan Stanley for nine years. Outside of finance, Glenn owns and operates Glenn Art, producing and selling paintings and other art-related products. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning using analytical tools and supports both advisory programs and institutional portfolio management.

Thomas Norris is a financial advisor at Morgan Stanley with 24 years of industry experience. He has worked at various Morgan Stanley entities since 2008, including Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Brandy Patterson is a financial advisor with Edward Jones in Birmingham, AL, holding a Series 66 designation and seven years of industry experience. She previously worked at Northwestern Mutual of Alabama from 2011 to 2018 before joining Edward Jones in 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a network of more than 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Paul Saia is a financial advisor at OSAIC with 49 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation from 1976 to 2025. Saia also engages in employee benefits and insurance services, including group life, dental, vision, medical, disability, fixed annuities, and life settlements. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a network of affiliated advisers and advisory platforms. The firm offers integrated brokerage, investment advisory, and financial planning services, utilizing various asset-allocation tools and third-party solutions to manage portfolios across multiple asset classes.