Caroline Yeilding is a Certified Financial Planner (CFP®) with 14 years of industry experience, currently serving at Morgan Stanley in Birmingham, Alabama. She has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, Yeilding serves on advisory boards for the Community Foundation of Greater Birmingham and the Episcopal Diocese of Alabama, and holds an officer position with the Redmont Park Garden Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and models.

Stephen Akers is a financial advisor at Stifel with a Series 66 designation. He began his career in 2025 and has prior experience in hospitality and retail industries, including roles at Sauce on the Creek and Park Hyatt. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis and probabilistic modeling to support asset allocation and financial planning decisions.

Darlene Beck is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds the Series 66 designation and has worked previously at Wells Fargo Clearing and UBS Financial Services. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process relies on structured discovery conversations and firm-approved tools, serving clients through a broad range of retail and institutional offerings.

Kara Head is a Wealth Management Planning Consultant at Fidelity Investments, where she has been working since 2019. In her current role, she collaborates with clients and their Wealth Management Advisors to develop financial plans tailored to the unique needs of each family, emphasizing clear understanding and trust. Kara has been with Fidelity Investments since 2011, progressing through various roles including Financial Representative, Investment Consultant, and Relationship Manager. This experience has provided her with a comprehensive understanding of wealth management and client relationship management. No additional information regarding Kara's education, credentials, personal interests, or community involvement has been provided.

Joshua Rudder is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in providing comprehensive wealth management services to individuals, families, and businesses. He focuses on asset allocation, tax minimization, insurance coordination, estate and trust planning, retirement planning, liability management, and philanthropy. Joshua emphasizes a long-term investment approach tailored to each client's specific financial needs, goals, and risk tolerance, utilizing a deep discovery process to inform his advice and strategies. Joshua has been in the financial services industry since 2005 and joined Merrill Lynch in 2006. He holds a Bachelor’s Degree from Auburn University at Montgomery and the Personal Investment Advisor (PIA) designation. Residing in Birmingham, Alabama, he engages with his local community through volunteer work, reflecting his commitment to supporting the communities he serves. Joshua lives with his wife, Millie Perry Rudder, and their two children, Jack and Mary Chase.

Laura Packer is a financial advisor at Morgan Stanley in Birmingham, Alabama, holding a Series 66 designation with 10 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Outside of her advisory role, she is involved in agricultural businesses, including Blackjack Gardens Equine, LLC and A Bit Above Equine Bit & Bridle Fitting, LLC. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides planning services through both direct and corporate financial planning arrangements.

Kathryn Owen is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 11 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she works part-time as an office assistant for a railroad construction company in Birmingham, Alabama. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Francis Buchan is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1994 and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joseph Paganelli is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 66 designation and 17 years of industry experience. His career includes multiple roles at Morgan Stanley since 2018 and prior positions at BBVA-affiliated firms from 2012 to 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides planning services through both direct and corporate channels.

Austin Mc Kelvey is a financial advisor at Stifel with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at 49 Financial and Purshe Kaplan Sterling Investments. Outside of his advisory role, he owns an online retail business, Britches LLC, which focuses on product development and sales. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach relies on proprietary analysis and forward-looking capital market assumptions developed by its Investment Strategy Group.

John Inzer is a financial advisor at Stifel based in Birmingham, AL, holding a Series 66 designation with 17 years of industry experience. He has been with Stifel since 2015. Outside of his advisory role, he is a managing member of J.R. Air LLC, a hunting club. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and investment advisory services guided by proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Heath Henig is a financial advisor with Morgan Stanley in Birmingham, AL, holding Series 63, Series 65, and Series 66 credentials and 24 years of industry experience. His prior roles include positions at Bank of America and Merrill. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market simulations.

Hugh Parish is a financial advisor with Wells Fargo Clearing in Birmingham, AL. He holds Series 63 and Series 65 designations and has 31 years of industry experience, including eight years at Merrill and ten years at Wells Fargo Clearing. He serves as a board member of the Pioneer Lake Homeowners Association in Sterrett, AL. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.

Stephen Vise is a financial advisor with Morgan Stanley in Birmingham, AL, holding Series 63 and Series 65 licenses and bringing 57 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

James Moyer is a financial advisor with Raymond James & Associates in Birmingham, AL, holding a Series 66 designation and 21 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, Moyer owns Struttin Duck Outfitters LLC, a business specializing in duck hunting outfitting. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering a range of financial planning and consulting services with various portfolio management styles and affiliated research.

Phillip Gann is a financial advisor at Stifel with 38 years of industry experience. He holds the Series 63 designation and has been with Stifel Nicolaus & Co Inc since 2014. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach includes proprietary methodologies developed by its Investment Strategy Group, offering analysis and asset allocation guidance to support client decisions.

James Vaughn Jr. is a financial advisor with Raymond James & Associates in Birmingham, AL, holding Series 63 and Series 66 credentials and having 30 years of industry experience. He has worked with Raymond James & Associates since 2013. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Brian Mcgee is a financial advisor with Raymond James & Associates in Birmingham, AL, holding a Series 66 designation and 20 years of industry experience. He has been with Raymond James & Associates since 2013. Mcgee serves as a finance and investment committee member on the advisory board of The Marine Military Academy. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets. The firm serves a broad client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Jennifer Eagan is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for 14 years. Outside of her advisory role, she owns a photography business through which she occasionally takes pictures for friends and family. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.

Zenko Hrynkiw is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving individuals and businesses in developing strategies to pursue their financial goals. Since beginning his career in 2014, Zenko emphasizes transparency and client-centered service, working to capture market opportunities while managing downside risk. His approach involves creating personalized financial strategies tailored to each client's priorities, with a focus on areas such as personal retirement planning, philanthropic planning, small business strategies, and retirement income. Zenko holds a Bachelor's Degree from Auburn University and an MBA from the University of Alabama System. He is a CERTIFIED FINANCIAL PLANNER™ (CFP®), as well as a Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). These credentials support his expertise in providing comprehensive wealth management advice. Residing in Birmingham with his wife Jessie and their son ZJ, Zenko enjoys football, tennis, and spending time with his family. His professional philosophy centers on partnering closely with clients to develop strategies aligned with their long-term objectives.