Christopher Toro is a financial advisor at EP Wealth Advisors with Series 63 and Series 65 licenses and four years of industry experience. Prior to joining EP Wealth Advisors, he worked at Hennion & Walsh Inc for three years. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans by offering wealth management, discretionary portfolio management, and financial planning services. The firm employs a variety of investment approaches including fundamental, technical, and cyclical analysis, and provides ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Ray Joseph is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include positions at Axxes Capital, City of Los Angeles Fire and Police Pensions, Foreside Fund Services, Wilshire Associates, Barclays Capital, Banc of America Investment Services, and UBS Financial Services. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and leverages in-house research and market roles, supporting both discretionary and non-discretionary portfolio management.

Rita Reggio is a financial advisor with PlanMember Securities Corporation, holding a Series 63 designation and bringing 36 years of industry experience. She has been with PlanMember since 2002 and also works as a substitute teacher in the Long Beach Unified School District. Additionally, she is licensed to sell life, disability, and long-term care insurance. PlanMember provides retirement-plan advisory services to employers and participants, acting as a fiduciary for many plans and offering a range of risk-based mutual fund portfolios. The firm emphasizes education and support for plan sponsors and participants through seminars, personalized planning, and a strategic asset allocation investment process.

Michael Barber is a Series 65-licensed financial advisor at EP Wealth Advisors with six years of industry experience. He has worked in various roles at EP Wealth Advisors and Executive Wealth Management, and has a background that includes professional services through MRB Professional Services. EP Wealth Advisors serves individuals, corporate clients, and retirement plans with wealth management, portfolio management, and financial planning services. The firm offers customized model portfolios using fundamental, technical, and cyclical analysis, along with access to tax preparation and estate-document services for eligible clients.

Philip Baker is a CFP® professional with two years of industry experience, currently serving as an advisor at EP Wealth Advisors. He previously worked at CornerCap Wealth Advisors and Yeomans Consulting Group, among other positions. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans by providing wealth management, discretionary portfolio management, and financial planning services. The firm employs a combination of fundamental, technical, and cyclical analysis to create customized portfolios and offers ancillary services such as tax preparation and estate-document preparation for qualified clients.

Alysha Haezaert House is a financial advisor at &Partners with six years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Advisors and Huber Capital Management, LLC. &Partners serves a diverse clientele, including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and advisory services using a range of strategies and platforms, including both proprietary and third-party approaches.

Megan Howard is a financial advisor at EP Wealth Advisors with a Series 65 designation and one year of industry experience. Her prior experience includes roles at Presidio Capital Management and a four-year tenure at the University of San Diego. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients.

James Holden is a CFP® certificant with eight years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. His prior roles include positions at VP Distributors LLC, Kayne Anderson Rudnick Investment Management, Morgan Stanley, UBS Financial Services, and Stifel. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients, employing customized model portfolios and ongoing monitoring that utilize fundamental, technical, and cyclical analysis.

Jay Eng is a financial advisor at Independent Financial Group, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Kinecta Financial & Insurance Services, LLC and LPL Financial, LLC from 2004 to 2020. Outside of advisory roles, he serves as a trustee of The Eng Family Trust. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm employs both firm- and third-party investment models, combining strategic asset allocation with multi-manager and hybrid portfolios, and offers comprehensive financial planning and portfolio management solutions.

Nicholas Hurdle is a financial advisor with Empower Advisory Group in Redondo Beach, CA. He holds Series 63 and Series 66 licenses and has five years of industry experience. His prior roles include positions at FSC Securities Corporation and McCarthy Wealth Management. Outside of finance, he has worked with Bark City Dog Daycare and the Orcutt Polo Association. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm utilizes an integrated model connected to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

James Dwyer is a financial advisor at EP Wealth Advisors with 24 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. Prior to joining EP Wealth Advisors in 2020, he worked at Providus Advisors, LLC from 2013 to 2020. EP Wealth Advisors serves individual, corporate, and retirement plan clients, offering wealth management, discretionary portfolio management, and financial planning. The firm employs a mix of fundamental, technical, and cyclical analysis to construct customized portfolios and provides ancillary services such as tax preparation and estate-document preparation for qualified clients.

Matthew Stojkov is a CFP®-credentialed financial advisor with six years of industry experience, currently with EP Wealth Advisors. His prior roles include positions at Executive Wealth Management and Great Lakes Wealth. Outside of advising, he assists in a cabinet refinishing business, contributing labor on a part-time basis. EP Wealth Advisors serves individual, corporate, and retirement plan clients by providing wealth management, discretionary portfolio management, and financial planning services. The firm employs a combination of fundamental, technical, and cyclical analysis to create customized portfolios and offers additional services including tax preparation and estate-document assistance.

Michael Schulman is a CFA® charterholder with 19 years of industry experience. He is currently with Cerity Partners LLC and previously worked at Running Point Capital Advisors, LLC, as well as Hollencrest Capital Management and Double Eagle Partners, LLC. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation and manager selection strategies, utilizing proprietary quantitative screens alongside third-party managers and individual securities.

David Devita is a CFP® and CFA® credentialed financial advisor with 13 years of industry experience. He currently works at EP Wealth Advisors and has previously held roles at Girard Advisory Services, Univest Bank and Trust Co, and Mercer Global Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients, utilizing customized model portfolios and ongoing monitoring.

Brian Latorre is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His career includes roles at Charles Schwab Bank and Charles Schwab & Co., Inc. He is based in Redondo Beach, CA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance focuses on asset allocation and investment selection using internal research tools and standard asset-allocation models, with recommendations tailored to client goals and risk tolerance.

Aleksandr Chkadua is a CFP® with nine years of experience in financial advising. He has been with EP Wealth Advisors since 2016. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers wealth management, financial planning, discretionary portfolio management, and ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Sean Mcferson is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. He has served as a partner at Windes Inc., a CPA firm, since 2012. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios with a predominantly long-term approach and utilizing internal and third-party asset management.

Lauren Salas is a financial advisor at Mariner with five years of industry experience. She holds a Series 65 designation and previously worked at Morton Capital Management and Ferguson Enterprise. Outside of financial advising, Salas is involved with Salas Homes, where she performs administrative duties. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm employs discretionary, customized portfolio strategies supported by an internal team and third-party managers, and it features integrated tax and accounting services uncommon for firms of its size.

Kristopher Ziskin is a financial advisor with GWN Securities Inc. in Torrance, CA, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Planmember Securities Corporation, Surety Investment Services, and Morgan Stanley. Outside of his advisory work, he is also active as a financial professional and insurance agent with The Galeb Group. GWN Securities provides investment advisory services to individual and corporate clients through various managed account programs and financial planning offerings. The firm utilizes a combination of affiliated and unaffiliated sub-advisers and employs both traditional asset allocation and tactical strategies, including market-timing and momentum-based approaches.

Timothy Wiand is a CFP® professional at EP Wealth Advisors with two years of experience in the financial industry. He previously worked at The Fairman Group LLC for seven years and PNC Bank for five years. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients, employing customized portfolios with fundamental, technical, and cyclical analysis alongside alternative investment strategies.