Davit Kesabyan is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been affiliated with Merrill and Bank of America since 2015. He also has a teaching role at the University of Arizona Global Campus. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Parinaz Toohidlou is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank N.A. since 2023. Outside of her advisory role, she has experience as a caregiver with IHSS, providing assisted living support. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, providing asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management services.

Alexandar Ruzich is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Primerica Financial Services and Primerica Advisors since the late 1980s and early 1990s. Outside of advisory services, he is involved in business activities related to the sale of loan products and home security referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and select discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Melissa Delahoussaye is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she holds ownership interests in Film L.A. Inc. and the Santa Clarita Film Office, entities involved in sourcing homes for film shoots in California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved tools to support client planning.

Diana Fusco is a financial advisor at Morgan Stanley with Series 63 and Series 66 credentials and 21 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee.

Philip Imhoff is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 1995 and has prior experience with Beverly Hills Unified School District and Entertainment Partners/Central Casting. Outside of his advisory role, he serves as the volunteer membership committee chairman for the Canoga Park/Westhills Chamber of Commerce and is a part owner of Talk Peace Farm, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and implements models via BNY Mellon Advisors, using a tiered wrap fee structure rather than fixed fees.

Anahid Luke is a CFP® professional affiliated with Cetera, with 26 years of experience in the financial services industry. Prior to joining Cetera in 2025, she held roles at Avantax and National Planning Corporation, and she is also the owner and president of Luke Services, Inc., a firm offering financial and insurance services. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that combines affiliated and unaffiliated third-party managers with various program structures and custodial relationships.

Keith Ellen is a financial advisor with OSAIC in Woodland Hills, CA, holding Series 63 and Series 66 designations and over 36 years of industry experience. He has worked with American Financial Network Advisory Services, LLC and Securities America Advisors, Inc. during his career. Ellen also owns KGE Wealth Management, providing services related to fixed insurance. OSAIC is an institutional firm serving a broad range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing various investment tools and third-party platforms to manage diverse portfolios.

Joshua Maldonado is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at several major firms, including Merrill, Bank of America, US Bank, and CitiBank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Susan Colletta is a financial advisor at Morgan Stanley in Valencia, CA, holding Series 63 and Series 65 licenses with 3 years of industry experience. She has worked at Morgan Stanley since 2018 and previously held roles at DAUM Commercial Real Estate Service and SCV Financial. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services that utilize firm-approved tools and modeling techniques.

Tracy Gallagher is a financial advisor at OSAIC with six years of industry experience. She holds a Series 66 designation and previously worked at Woodbury Financial Services and Silber Bennett Financial. In addition to her advisory role, she is involved in life insurance and annuity sales through TruChoice Financial. OSAIC serves a diverse range of clients, including retail and institutional investors, offering integrated brokerage and advisory services supported by various investment platforms and third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to construct portfolios across multiple asset classes on both discretionary and non-discretionary bases.

Grant Sclafani is a financial advisor with Cetera in Glendale, CA, holding Series 65 and Series 63 licenses and having 10 years of industry experience. He has been associated with Cetera Financial Specialists since 2016 and operates Sclafani Wealth Advisors, a financial services DBA, since 2018. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager investment platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary account structures.

Maribel Cobian is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Wells Fargo in various capacities since 2013, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides tailored planning across a broad range of areas, utilizing its research and tools, and integrates advisory services with other financial products and referral channels.

Van Schepers is a Planning Consultant at Fidelity Investments, a role he has held since 2025. In this capacity, he works closely with clients to understand their complete financial picture and to develop plans that support both their current life and future goals. Van views money as a tool for living with intention and purpose and is committed to partnering with clients to create financial paths aligned with their values. Prior to joining Fidelity Investments, Van gained experience in various financial services roles, including positions as a Client Service Associate at Audent Global Asset Management from 2024 to 2025, a Registered Wealth Management Client Associate at Merrill Lynch from 2020 to 2024, and a Relationship Banker at Bank of America from 2019 to 2020. He holds a California Insurance License. Outside of his professional career, Van's personal interests include cars, concerts, hiking, movies, and traveling.

Ashley King is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. Their advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in their investment menus.

Vincent Wei is a Financial Consultant at Fidelity Investments, where he works with clients to develop tailored financial plans that align with their goals and objectives. He focuses on understanding each client's current financial position to implement strategies designed for their future stability. Vincent has been with Fidelity Investments since 2020, progressing through roles including Financial Representative, Relationship Manager, and Investment Consultant before becoming a Financial Consultant in 2023. Prior to joining Fidelity, he worked as a Premier Banker at OneWest Bank from 2016 to 2020. He holds a California Insurance License.

John Morley is a financial advisor with Wells Fargo Advisors in Woodland Hills, CA, holding Series 63 and Series 65 licenses and with 47 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. In addition to his advisory role, he is co-trustee of a family trust and has a 50% ownership interest in Morley Investment Group LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services, including cash-flow, retirement, education, and wealth-transfer planning, and integrates advisory services with other financial products and referral channels.

Daniel Aldrich is a financial advisor with LPL Financial in Glendale, CA, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has been with Linsco/Private Ledger since 2003. Outside of advisory work, he developed an arm sling designed to help individuals with paralyses engage in sports activities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of financial planning and advisory programs, offering both discretionary and non-discretionary management supported by research and model portfolios.

Yuritzi Chavez is a financial advisor at Merrill with Series 66 and Series 63 licenses and three years of industry experience. Prior to joining Merrill and Bank of America in 2026, she worked at J.P. Morgan Securities and JPMC Bank NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Robert Kaplan is a financial advisor with LPL Financial in Encino, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been associated with Physicians Accounting Management and LPL Financial since 2001. Kaplan has also been involved in selling life, health, and disability insurance for over 18 years through his affiliated insurance service businesses. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, utilizing model portfolios, research from LPL and third parties, and various technology tools.