Richard Harvey is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with LPL Financial since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

William Osman is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on assisting individuals, families, and business owners in making informed financial decisions to pursue their long-term goals. He works closely with clients to understand their priorities, whether it involves building wealth, retirement planning, asset preservation, legacy creation, or managing financial transitions. With a personalized approach, William develops comprehensive financial strategies tailored to each client's unique circumstances and objectives. He emphasizes providing thoughtful guidance, proactive communication, and a disciplined investment process to help clients remain focused on their financial priorities. William holds the Professional Investment Advisor (PIA) designation. William earned a Bachelor's Degree from the University of North Carolina System and a Master's Degree from East Carolina University.

Kyle Garrison is a financial advisor at UBS Financial Services with four years of industry experience. He has held prior roles at Bank of America, Merrill, and Black River Wealth Management Ltd., and has work experience outside finance including positions at United Parcel Service and NitroFlex Gym. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based strategies to tailor plans according to clients' goals and risk tolerances.

Nicholas Cicci is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2010. He is based in Charlotte, NC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Shane Carter is a financial advisor at LPL Financial in Fort Mill, SC, holding the Series 66 designation with three years of industry experience. His prior roles include positions at Wells Fargo Clearing Services LLC and several other firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by proprietary and third-party research.

Damien Supple is a financial advisor at UBS Financial Services in Charlotte, NC, holding a Series 66 designation with 11 years of industry experience, all spent at UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

William Purgason Jr. is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the Board of Directors for the Olde Providence Civic Association in Charlotte, NC. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Jacob Allen is a financial advisor with LPL Enterprise in Charlotte, NC, holding a Series 66 designation and starting his advisory career in 2025. Prior to joining LPL Enterprise, he worked in various municipal roles in North Carolina, including positions with Union County and several cities. Allen is also involved in non-variable insurance activities related to his advisory work. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, model portfolio management, and brokerage and insurance products through an integrated platform.

Ileana Musmanni is a financial advisor at Robert Baird & Co. with three years of industry experience. She holds the Series 66 designation and has been with Baird since 2019. Prior to joining Baird, she operated a business under the name Ili Musmanni for eight years. She is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group provides tailored consulting and portfolio management services using a variety of strategies and investment options.

Andrew Surla is a Financial Advisor at Merrill Lynch Wealth Management, where he partners with individuals, families, and business owners to help navigate financial decisions with clarity and confidence. His role involves providing steady guidance and thoughtful planning tailored to clients' evolving goals and circumstances. Andrew's expertise includes education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, and tax minimization. He leverages his experience as an investment professional to develop comprehensive strategies that bring structure and clarity to complex financial situations. He holds a Bachelor's Degree from the University of North Carolina at Charlotte and has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Andrew is active in several professional organizations such as the Bank of America Employee Networks, Charlotte Coffee Club, Kingdom Kickbacks, and Mercy Church. His community involvement includes participation in the ADP Peer Mentor Program, Beds for Kids, Better Money Habits, Charlotte Coffee Club, Habitat for Humanity, and Kingdom Kickbacks.

James Baker is a Series 66-licensed financial advisor with LPL Financial in Fort Mill, SC, where he has worked since 2015. He has 15 years of industry experience. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting through a nationwide network of investment adviser representatives.

Philip Dusek is a financial advisor with Morgan Stanley in Charlotte, NC, holding a Series 66 credential and three years of industry experience. Before joining Morgan Stanley in 2024, he worked at UBS Wealth Advice Center and Principal Securities, among other firms. He serves as a board member of HubClub Inc., a technology company based in Charlotte, focusing on fundraising and business development. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and analysis from the Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Jerry Richi is a Series 66-registered financial advisor with LPL Financial, based in Fort Mill, SC, with two years of industry experience. His prior roles include positions at Bank of America, Regions Bank, and Akahana. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from various sources.

Richard Bugg is a financial advisor at LPL Financial with six years of industry experience and a Series 66 designation. His prior experience includes roles at Fidelity Investments, UBS Financial Services, Monroe Financial Services, and Michael Oana Retirement Specialist. He also worked at the University of South Carolina for four years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, and provides access to model portfolios, research, and various investment strategies.

Nathan Herricks is a financial advisor at LPL Financial with nine years of industry experience. He holds Series 63 and Series 66 registrations and has been with LPL Financial since 2015. Outside of his advisory role, he works as a bus driver in Fort Mill, SC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and corporations. The firm offers various advisory programs, financial planning, and retirement plan consulting, supported by model portfolios and research from multiple sources.

Mark Orton is a financial advisor with Wells Fargo Advisors in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His career includes roles at Wachovia Bank and Wells Fargo Clearing prior to his current position. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and tools to develop tailored client recommendations.

Megan Hern is a financial advisor at Morgan Stanley in Charlotte, NC, holding Series 63 and Series 65 licenses with four years of industry experience. Her prior roles include positions at The Vanguard Group and Point Me to the Water, LLC, as well as legal work at Baylor University School of Law and Jackson Law PC. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets.

Evan Ferguson is a financial advisor at Equitable Advisors with two years of industry experience. He holds the Series 66 designation and has worked in various roles including positions at Castaways Raw Bar & Grill and UNC Charlotte. Evan is based in Charlotte, NC. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning and broker-dealer services, leveraging third-party asset management programs and operates primarily through LPL-sponsored platforms and endorsed TAMPs.

Brian Green is a Certified Financial Planner (CFP®) with nine years of industry experience. He is currently with Morgan Stanley in Washington, DC, where he has worked since 2019 across the Private Bank and Smith Barney divisions. Prior to Morgan Stanley, he spent sixteen years at Wells Fargo Private Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning supported by firm-approved processes and tools. The firm manages approximately $2.74 trillion in client assets and provides a broad range of investment and planning services.

Helen Amelia Fritsche is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. She has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Outside of her advisory role, she is a member of TBBR LLC, an entity formed to co-own a condominium. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.