Hannah Lee is a financial advisor at Merrill in Concord, NC, holding a Series 66 designation with five years of industry experience. She previously worked at Wells Fargo & Co. for 14 years before joining Merrill Lynch, Pierce, Fenner & Smith Incorporated, where she has been since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sherry Snowden is a Series 66-licensed financial advisor at Vanguard Advisers with two years of industry experience. Prior to joining Vanguard, she worked at Charter Communications and Cox Communications. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations, constructing portfolios mainly from Vanguard funds and ETFs, and serves a large client base through its digital platform and advisory team model.

Casey Brown is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Vanguard entities since 2021. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Andreas Riemann is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 63 designation and five years of industry experience. Prior to his current role, he has been involved with Digital Intelligence Systems LLC since 2021 and held various positions outside the financial sector, including at Rioz Brazilian Steakhouse. He also serves as a power of attorney for his parents. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through more than 14,000 advisors and provides both brokerage and advisory solutions.

Richard King III is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Vanguard Marketing Corporation and The Vanguard Group. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants by providing both automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options and managing a large client base through a digital delivery model.

Clayton Evans is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding a Series 66 designation and three years of industry experience. He has been with The Vanguard Group since 2022 and previously worked at Yap Club LLC for seven years. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Nicholas Nevala is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. His prior work history includes roles at Colonial Life, Aflac, FedEx, and the University of North Carolina at Wilmington. Outside of finance, he has experience working at Woodboat Brewery. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both non-discretionary and discretionary services tailored to plan objectives and demographics.

Cameron Mack is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds a Series 66 designation and has worked at Vanguard and its affiliates since 2021. Prior to Vanguard, he held roles at TD Ameritrade, AXA Advisors, Mutual of Omaha, and also worked in construction and at the University of North Carolina Wilmington. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios largely from Vanguard funds and ETFs, offering a range of customization options and managing a high volume of client relationships through its digital platform and advisory team.

Owen Joiner is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding a Series 63 designation. He has been with Wells Fargo Clearing since 2025 and has prior experience at firms including DYSIS, The 500 Club, Northwestern Mutual, and Ally Financial. Outside the financial sector, he worked at Northstone Country Club for six years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and applying diversification and modern portfolio theory in its investment approach.

Shawntonia Walden is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and having 24 years of industry experience. Her career includes long-term roles at The Vanguard Group and Vanguard Marketing Corporation, along with prior positions at South Beach, LLC and current work at Atrium Health as a communication coordinator documenting physician conversations regarding patient care. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm serves a large client base with a digital platform and a team servicing model, focusing on personalized asset allocations and tax-aware investment features.

Kenneth Kaiser is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and with two years of industry experience. He has worked at multiple Vanguard entities since 2023 and previously at LPL Financial and Crescent Electric Supply Company. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through its digital platform and team servicing model.

Theodore Pearson is a Series 66-licensed financial advisor at Vanguard Advisers with one year of industry experience. Before joining Vanguard in 2025, he worked briefly at Fidelity Investments and has held roles outside the financial industry, including with Planet Fitness and the YMCA. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios largely composed of Vanguard funds and ETFs, combining digital delivery with advisor support to manage a large client base.

Sally King is a financial advisor at Fidelity with 13 years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Valic Financial Advisors, Edward Jones, Charles Schwab, and Morgan Stanley. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction for its investment approach.

Luis Recio is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 63 and Series 66 licenses and has prior work experience at firms including Principal Financial Group and Empower Financial Services. Before entering the financial industry, he worked in various roles outside finance, including at Domino's Pizza and McDonald's. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, emphasizing personalized asset allocation, tax-aware features, and customization options.

Douglas Weltz is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, and Fidelity Brokerage Services. Fidelity’s Strategic Advisers LLC, where Weltz is based, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, with a focus on systematic methodologies and long-term asset allocation.

Christian Lenahan is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and 16 years of industry experience. His prior roles include positions at JPMorgan Securities, LLC, JPMorgan Chase Bank NA, and Longbow Securities. Lenahan is based in Charlotte, NC. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach that utilizes proprietary models to tailor asset allocations, primarily using Vanguard funds and ETFs, with options for tax-aware strategies and portfolio customization.

Ronald Ceccarini is a financial advisor at Edward Jones with 23 years of industry experience. He has been with Edward Jones since 2014 and holds Series 63 and Series 66 registrations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Renee Wallace is a financial advisor at Wells Fargo Clearing with three years of industry experience and holds a Series 66 designation. She has previously worked at Fidelity Investments and has experience in various roles outside finance, including at Bridal Reflections and Rocco's Tacos & Tequila Bar. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes an IPS-driven process and a broader set of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Randy Cruz is a financial advisor at Vanguard Advisers with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Vanguard Advisers since 2019, following five years at Fidelity Brokerage Service. Outside of advising, he is involved in managing a rental property in Harrisburg, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs with options for tax-aware features and customization.

Monica Luke is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She previously worked at Securities America, First Command Financial Services, and OSAIC. Outside of her advisory role, she serves as an adjunct professor at Queens University, the University of North Carolina at Charlotte, and The London School of Economics. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of financial planning, asset management, and retirement advice services to individuals, institutions, and plan participants through a large network of investment adviser representatives.