Anthony Rojo is a financial advisor with J.P. Morgan Securities in San Francisco, holding a Series 66 designation and 17 years of industry experience. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2014. Previously, he operated a business called Anthony Rojo Creative from 2011 to 2017. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Gregory Hannah is a financial advisor at Osaic Wealth, Inc. with 31 years of industry experience. He has held positions at Osaic Wealth since 2018 and previously worked at Signator Investors from 2016 to 2018. He holds a Series 63 designation and also works as a fixed insurance agent. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and access to third-party money managers to construct diversified portfolios.

Tara Fowler is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in providing research-based, active portfolio management and sound financial strategies for clients with sophisticated and complex needs. She collaborates closely with clients to help them make educated financial decisions, focusing on areas such as college education planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, socially responsible investing, and tax minimization. Tara and her team prioritize acting in their clients' best interests with honesty, integrity, and transparency. Tara holds a Bachelor's Degree from Santa Clara University and maintains several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), Certified Divorce Financial Analyst (CDFA), Accredited Domestic Partnership Advisor (ADPA), and Personal Investment Advisor (PIA). She is actively involved in professional and community organizations, serving on the boards of the Kainos Auxiliary, RCSMC Chamber of Commerce, The Sequoia Awards, and the Bay Area Cancer Connection. Residing in Burlingame, Tara participates in various personal interests such as biking, boating, dancing, gardening, hiking, interior decorating, music, traveling, yoga, and spending time with her family. She emphasizes a collaborative approach that considers clients' personal perspectives and priorities in wealth planning.

Clemy Law is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds Series 65 and Series 66 licenses and has been with Morgan Stanley since 2017, previously working at Ameriprise Financial Services for one year. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Peter Evans is a financial advisor with LPL Financial in San Mateo, CA. He holds the Series 66 designation and has one year of industry experience. Prior to joining LPL Financial in 2025, he held various roles including work with the Spanish Ministry of Education and involvement in In2Deep Santa Monica. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and nonprofits through a national network of representatives. The firm offers diverse advisory programs, financial planning, and access to model portfolios and research, providing both discretionary and non-discretionary management services.

Kam Chak is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at BMO, Bank of the West, Citibank, and JPMorgan Chase Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing discretionary and non-discretionary management with access to model portfolios, third-party research, and various investment strategies.

William Michaelsen is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009, alongside a prior tenure at Citigroup Global Markets beginning in 2000. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client engagements and corporate financial planning agreements.

Ronald Puccinelli Jr. is a financial advisor at Ameriprise with 23 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2011. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

Serena Chow is a CFP® professional with 25 years of industry experience, currently serving at Charles Schwab in San Mateo, CA. She has been with Charles Schwab since 2000 and has concurrently worked at Charles Schwab Bank since 2006. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory wrap programs, managed accounts, and financial planning services through a combination of non-discretionary advisory guidance and access to affiliated discretionary separately managed accounts.

Cyrus Chan is a financial advisor at Merrill in Palo Alto, CA, holding a Series 66 designation with 17 years of industry experience. He has been with Merrill since 2007, including time at Merrill Lynch, and also worked briefly at the San Francisco Municipal Transportation Agency. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Wen Yueh Hu is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Prior to joining Morgan Stanley in 2018, he worked at UBS Financial Services Inc. from 2013 to 2018. Outside of his advisory role, Hu is a sole proprietor of a rental property business. Morgan Stanley Wealth Management provides a wide range of advisory services to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment models but generally acts in an advisory capacity without providing individual security recommendations as part of standalone planning.

Christopher Manzi is a financial advisor with LPL Financial in San Mateo, CA, holding a Series 66 designation and 19 years of industry experience. Prior to joining LPL Financial in 2020, he worked at SGC Financial, Minnesota Life, and Securian Financial Services Inc. between 2016 and 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Nancy Martinez is a financial advisor with LPL Financial in San Bruno, CA, holding the Series 66 designation and bringing 15 years of industry experience. She has previously worked with Patelco Credit Union and CUSO Financial Services, LP. Martinez is involved with Patelco Financial Solutions, a business related to her LPL work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, research, and advanced technologies.

Joseph Abad is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he owns and manages a rental property in San Mateo, California. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than is typical for large institutional advisers.

Karla Lee is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2022, including a role at Morgan Stanley Private Bank. Her prior experience includes positions at JP Morgan Securities, JP Morgan Chase Bank, and Bank of America. Lee also serves on the advisory board at the University of San Francisco, assisting with MBA student projects. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm‑approved tools and modeling techniques.

Brian Endicott is Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2018. He has extensive experience in financial planning and wealth management, having previously worked as a Wealth Management Advisor at TIAA from 2017 to 2018, and held various positions at Fidelity Investments since 2012, including Financial Consultant, Investment Consultant, and Financial Representative. Brian holds a California Insurance License, supporting his expertise in financial services. He emphasizes building long-term relationships with clients and prioritizes their interests in helping them achieve their personal and financial goals through comprehensive financial planning. Outside of his professional work, Brian has personal interests in fitness, football, music, parenthood, reading, and traveling.

Jessica Meunier is a financial advisor at Edward Jones in Redwood City, CA, holding a Series 66 designation with three years of industry experience. She previously worked at Dow Janes, Empowered Personal Finance, and LPL Financial. Outside of her advisory role, she earns royalties from Amazon Kindle Direct Publishing. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a comprehensive range of advisory programs and investment solutions, supported by a nationwide network of more than 23,000 financial advisors.

Bridgette Chang is an Investment Consultant at Fidelity Investments, a position she has held since 2025. She is focused on helping clients strive for their financial goals through her professional process, beliefs, and values. Her experience in the financial industry includes roles such as Relationship Banker and Associate Banker at J.P. Morgan Chase Bank, N.A., as well as Financial Representative at Fidelity Investments. Bridgette holds a California Insurance License. Outside of her professional work, Bridgette has personal interests in fitness and photography.

Seth Novosel is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked across various roles including positions at Amazon Web Services and multiple academic institutions prior to joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and models.

Janet Chow is a financial advisor with Mass Mutual Investors Services and holds the ChFC®, Series 63, and Series 65 credentials. She has 31 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Co. Outside of advisory work, she operates as an independent insurance agent selling various insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars focused on collaborative, goal-based planning.