Andrew Uchtman is a financial advisor at Ameriprise with 14 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Ameriprise, he worked for over a decade at Fifth Third Securities and Fifth Third Bank. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice through a centralized consulting team, with a focus on assets held in Ameriprise Managed Accounts.

Cristina Waugh is a Series 66 licensed advisor with Cambridge Investment Research Advisors in Cincinnati, OH, with four years of industry experience. Prior to her current role, she has been associated with Cambridge Investment Research Inc. and United Healthcare, where she also works as an independent Medicare sales agent. She has balanced her financial services career alongside being a stay-at-home parent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors, offering financial planning, investment management, and retirement advisory services. The firm employs a range of investment solutions through proprietary models and third-party strategists, with both discretionary and non-discretionary management tailored to client objectives.

Paul Ganim is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. Prior to joining Cambridge in 2017, he worked at Fidelity Investments for 18 years. Outside of his advisory role, he is a director of compliance and education at Interdependent Advisors LLC and is a passive investor in a local brewing company. Cambridge Investment Research Advisors serves a diverse client base—including individuals, pension plans, charities, trusts, and retirement-plan sponsors—offering financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm provides multiple investment implementation platforms, including proprietary models and access to third-party managers, with tailored discretionary and non-discretionary strategies.

Seth Willoughby is a CFP® with nine years of industry experience, currently serving as a financial advisor at Morgan Stanley in Cincinnati, OH. His prior experience includes roles at Bank of America and Merrill Lynch, as well as a position at Xavier University. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers various investment and planning services through both direct and corporate financial planning agreements.

Andrew Swallender is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank since 2015, as well as at Morgan Stanley Smith Barney and Citigroup Global Markets. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses structured discovery and firm-approved tools, emphasizing advisory services without individual security recommendations in standalone plans.

Taylor Hoffman is a financial advisor with UBS Financial Services in Cincinnati, Ohio. He holds a Series 66 designation and has 11 years of industry experience. His prior roles include positions at Bank of America, N.A., Merrill, and UBS Financial Services. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

John Gould is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2015. Outside his advisory role, he is a partner in Gould Brothers, involved in real estate. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and advisory services supported by structured planning tools and a range of investment programs.

Robert Franer Jr. is a financial advisor at LPL Financial with 42 years of industry experience. He holds a Series 63 designation and has been with LPL Financial since 1997. He serves as a trustee for the Jo Ann Franer Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, and institutional clients through a nationwide network. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing research and model portfolios from LPL Research and third-party subadvisors.

Chris Saul is a financial advisor with Ameriprise in Loveland, OH, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its affiliates since 2009. Outside of his advisory role, he is a co-owner of Saul Bros., LLC, a farm land business in Napoleon, OH. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing tailored Recommendation Reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver these recommendations, primarily focusing on assets managed within Ameriprise accounts.

Jacob Lindsey is a financial advisor at Morgan Stanley in Cincinnati, OH, holding a Series 66 designation with seven years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2018. His prior work includes brief roles outside finance with the Buffalo Bills and Alveo Health in 2017. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes that incorporate market simulations and established investment estimates.

Brian Whitling is a financial advisor at Merrill with 16 years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley and UBS Financial Services Inc. He is based in Cincinnati, OH. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Christopher Collier is a financial advisor with Mass Mutual Investors Services in Cincinnati, OH. He holds the ChFC® designation and Series 63 license, and has 33 years of industry experience. He has been with Mass Mutual Investors Services since 1992 and Mass Mutual Life Insurance Company since 1991. Outside of his advisory role, he serves as a board member for Ken Anderson Alliance, a nonprofit providing adult day services for individuals with disabilities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs, including wrap accounts and money-manager programs, and structures financial planning as annual collaborative relationships using firm-approved analytical tools.

Patrick Ryan is Vice President Private Wealth Management Advisor at Fidelity Investments. He has held various roles at Fidelity since 2008, progressing from Defined Contribution Representative I to his current position. Patrick has served wealthy clients and their families for nearly two decades, focusing on developing client relationships and comprehensive financial plans. As a Certified Financial Planner™ Professional, Patrick collaborates with clients and their families to grow, preserve, and distribute wealth according to their unique financial goals. His expertise includes wealth management and financial planning tailored for high-net-worth individuals. Outside of his professional work, Patrick's personal interests include family activities, food, football, golf, parenthood, and traveling.

Michael Anastasia is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 66 designation and two years of industry experience. Prior to joining UBS, he held roles in insurance, logistics, and retail sectors, including positions at Matic Insurance and Federal Express. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning and portfolio management.

Donald Semler is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 66 and Series 63 credentials and 12 years of industry experience. Prior to joining UBS in 2017, he worked at Fidelity Brokerage Services LLC from 2014 to 2017. Outside of his advisory role, Semler has been involved in website hosting and development through Vinson Massif Holdings LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary capital market assumptions and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services, offering a range of financial planning, portfolio management, and capital markets solutions.

Patrick Dolle is a financial advisor with J.P. Morgan Securities in Cincinnati, Ohio, holding Series 66, Series 63, and Series 65 credentials and 17 years of industry experience. He has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2019, and previously at PNC Bank from 2011 to 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, offering asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Jonathan Litmer is a financial advisor at Ameriprise with 13 years of industry experience. He has worked at Ameriprise since 2018, following six years at FIDELITY Brokerage Services LLC. Outside of his advisory role, he pursues woodworking as a hobby and intends to sell items he makes in the future. Ameriprise serves clients approaching or in retirement, offering retirement-income planning with a focus on clients meeting specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Andrew Cencula is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads The Cencula Group, a team of investment professionals who combine their industry knowledge with the global resources of Merrill to provide comprehensive wealth management services. Andrew focuses on coordinating the financial affairs of individuals and families across the country, with an emphasis on retirement planning. With over 35 years of collective experience in financial services, Andrew and his team provide education to clients about available financial options and strategies. His approach includes asset allocation and portfolio diversification as risk mitigation strategies, aiming to simplify clients' financial lives by managing asset management, banking, lending, and planning needs. Andrew frequently presents seminars on topics such as caregiving, preparing for retirement, impact investing, and wealth management for same-sex couples. Andrew holds a Bachelor's Degree from the University of Wisconsin and holds the Personal Investment Advisor (PIA) designation. He is involved in community organizations including the Human Rights Campaign, Adopt-A-Class, and Green Umbrella. Outside of his professional work, Andrew enjoys camping, football, golfing, hiking, music, reading, rock climbing, spending time with family, tennis, and traveling.

Christopher Bush is a financial advisor with Primerica Advisors in Cincinnati, OH, holding seven years of industry experience. He has been affiliated with PFS Investments Inc. since 2017 and Primerica Financial Services since 2014. Outside of his advisory role, he works part-time as a Lyft driver. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed account options. The firm uses third-party asset managers and offers a tiered wrap-fee structure, focusing on curated investment models rather than institutional plan management.

Alec Hemmelgarn is a financial advisor with J.P. Morgan Securities in Cincinnati, OH. He holds a Series 66 designation and has five years of industry experience. His work history includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, and Wells Fargo Advisors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and incorporates ESG criteria in its investment recommendations.