Connor Martin is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and three years of industry experience. He has worked at T. Rowe Price since 2023 and previously held roles at LPL Financial and Smyth Jewelers. Outside of his advisory work, he owns an eBay store called Dew Industry. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing exclusively proprietary mutual funds and ETFs. The firm combines goals-based planning with tax-aware portfolio management and offers ongoing financial plan reviews through its Retirement Advisory Service.

Steven Phillips is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Advisors, Rivet Campus Media, Maryland Media Inc., and the University of Maryland, College Park. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses proprietary mutual funds and ETFs to implement model portfolios and offers online tools alongside advisor support for comprehensive retirement planning.

Sophia Stavisky is a financial advisor with Benjamin F. Edwards & Company, Inc. She holds a Series 66 designation and has three years of industry experience. Prior to joining Benjamin F. Edwards & Co., she worked at Cummings & Co. and has diverse experience in realty and insurance. Benjamin F. Edwards & Co. serves a broad client base including individual investors, retirement plans, trusts, estates, and corporate clients. The firm offers a range of investment strategies and financial planning services, combining model-based and customized portfolios managed through ongoing due diligence and periodic rebalancing.

Michael King is a CFA® charterholder with five years of industry experience. He has worked at HB Wealth Management since 2025 and previously at Asset Strategy Consultants, LLC, and Belay Group, LLC. King is a co-founder and board member of the Josie King Foundation, a nonprofit organization, and serves on the board of directors of Smart Patients, a for-profit company. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm offers discretionary portfolio management aligned with client objectives and employs a combination of quantitative and qualitative due diligence across various public and private investment strategies.

Justin Myers is a Certified Financial Planner (CFP®) with eight years of industry experience. He has worked at Janney Montgomery Scott since 2018 and was previously employed at AXA Advisors. Myers is based in Towson, MD. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering financial planning, brokerage services, consulting, and multiple advisory programs.

Eric Soto is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has four years of industry experience. His prior work history includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, Wells Fargo, and Amazon. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, utilizing model portfolios and an online planning tool, with client accounts managed on a discretionary basis after enrollment.

Christopher Kraisser is a financial advisor at T. Rowe Price Advisory Services, Inc. with seven years of industry experience. He holds the Series 66 designation and has worked at T. Rowe Price since 2018, with prior roles at Parker and Lynch, PNC, M&T Securities, Inc., and M&T Bank. Outside of his advisory work, Kraisser operates an online consignment business specializing in video game and tabletop gaming collectibles. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income strategies, and discretionary investment management primarily using proprietary mutual funds and ETFs. The service targets individual investors and households, providing personalized financial plans and portfolio management with an emphasis on tax-aware rebalancing and tactical allocations.

Kai Kressman is a financial advisor with HB Wealth, holding a Series 65 designation and three years of industry experience. Prior to joining HB Wealth in 2026, he worked at Verdence Capital Advisors and Morgan Stanley. Outside of his advisory role, he works as a server and bartender at 7 West Bistro & Grille in Towson, Maryland. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm combines quantitative and qualitative due diligence across a range of public and private investment strategies and offers outsourced chief investment officer and institutional advisory services.

Jason Mcdonald is a financial advisor with Kestra Advisory who holds Series 63 and Series 65 credentials and has 33 years of industry experience. He has been with Kestra Advisory since 2016 and has previous experience at Kestra Investment Services, LLC and Principal Mutual Life Insurance Company. He also holds a part-time teaching position related to investment topics at UMBC. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, employee education, and advisor-managed accounts, and serves large institutional investors, including sovereign wealth funds, through a variety of management platforms and third-party solutions.

Bradley Comer is a financial advisor at T. Rowe Price Advisory Services, Inc. with one year of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining T. Rowe Price, his work history includes roles at Towson University and various service industry positions. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households focused on retirement goals. The firm combines goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs.

Martin Allenbaugh Jr. is a CFP® professional with 34 years of industry experience, currently serving with T. Rowe Price Investment Services, Inc. since 2009. He holds Series 63 and Series 66 licenses. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm manages portfolios exclusively with T. Rowe Price mutual funds and ETFs, employing asset-location strategies and tax-aware rebalancing, and delivers financial plans and ongoing reviews through an interactive online platform.

Michael Ligons is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley Private Bank and IBFS. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households with a program that includes interactive online tools, telephone advisor access, and a model portfolio approach tailored to retirement goals.

Dennis Elliott Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 licenses and bringing 27 years of industry experience. He has been with T. Rowe Price Investment Services, Inc. since 2008. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model portfolio allocations alongside tax-aware rebalancing and Monte Carlo simulation-based financial planning.

John Mulligan Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 designations and has five years of industry experience. Prior to joining T. Rowe Price, where he has worked since 2019, he was employed at PayPal Inc. and Graul's Market. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which serves individual investors and households focused on retirement goals. The firm combines nondiscretionary financial planning, retirement income planning, and discretionary investment management, using proprietary mutual funds and ETFs along with model allocations tailored to client needs.

Logan Simering is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 licenses and having 11 years of industry experience. His prior experience includes roles at T. Rowe Price and MML Investors Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, and a manager-selection program, utilizing a combination of discretionary and non-discretionary approaches supported by proprietary research and third-party platforms.

Ross Snodderly is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing five years of industry experience. He has worked at T. Rowe Price since 2020. His prior work includes positions at Cherryvale Liquors, Hunt Valley Golf Club, Saint Mary's College of Maryland, and Patriot Pools. T. Rowe Price Advisory Services offers a retirement advisory program focused on individual investors and households, combining goals-based financial planning and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm emphasizes model allocations, tax-aware rebalancing, and Monte Carlo simulations to support retirement income planning.

Andrew Dietz is a financial advisor with Independent Financial Partners, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior experience includes roles at Realta Investment Advisors, Inc. and Realta Equities, Inc. He is also a limited partner at Innovative Mission Systems, a company providing water monitoring solutions, and the owner of True Purpose, Inc., which focuses on spiritual leadership. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of approximately 261 advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting services.

Andrew Baxley is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and three years of industry experience. Prior to joining T. Rowe Price, he worked at Native Sons Inc and NewDay USA. Outside of his advisory role, he has been involved in the restaurant industry as a bartender at Uno Restaurant since 2014. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management for individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs.

John Juliano is a CFP® with 29 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. since 2024. He spent 27 years at The Vanguard Group and has been an adjunct professor at Saint Joseph's University since 2007, teaching CFP-approved courses. Outside of finance, he owns a seasonal business selling water ice at carnivals and sporting events. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning, retirement income strategies, and ongoing account management supported by an interactive online platform.

Bryan Tiger is a financial advisor at PNC Wealth Management with 14 years of industry experience. He previously worked at Bank of America and Merrill from 2011 to 2024. He holds the Series 66 designation. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary online Portfolio Solutions Strategist Digital Offering available as an invitation-only pilot for employees. The program uses algorithmic risk assessment and approved model strategies managed by PNC or third-party strategists, primarily investing in mutual funds and ETFs with annual rebalancing.