Danielle Margulis is a CFP® professional with 17 years of industry experience. She is currently with Hightower Advisors, where she has worked since 2023, following prior roles at Meyer Capital Group and Pennsylvania Capital Management. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors such as pension plans, charitable organizations, and corporations. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a range of investment vehicles and strategies.

Thomas Mchale is a financial advisor at PNC Wealth Management with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with PNC Investments since 2004. Outside of his advisory role, he serves as Vice Chair of the Board of Trustees for the Moorestown Theater Company and has worked as a bookkeeper for Pie Lady Cafe LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution for employees that uses algorithm-driven risk assessment and third-party managed strategies implemented via mutual funds and ETFs.

Alisa Garnek is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. She previously worked at Janney Montgomery Scott and has been associated with various Beacon Pointe entities since 2018. In addition to her advisory role, she is a licensed insurance agent involved in the sale of life and health insurance products. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement-plan services, and outsourced chief investment officer solutions to individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private assets.

William Craig Jr. is a CFP® professional with 3 years of experience, currently serving as a financial advisor at TIAA-CREF. His prior experience includes roles at TIAA since 2008 and Vanguard Advisers from 2000 to 2002. TIAA-CREF Individual & Institutional Services, LLC offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected with TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates a fiduciary model with separate planning and management services and acts as adviser to a donor-advised fund sponsored by Charityvest.

Renee Barrett is a financial advisor at D.A. Davidson & Co. with 19 years of industry experience. She holds a Series 66 designation and previously worked at Janney Montgomery Scott for 13 years before joining D.A. Davidson in 2023. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, wrap fee programs, equity research, and a Private Wealth program for clients with over $20 million in net worth.

Alexis Farabaugh is a financial advisor at First Command Advisory Services with two years of industry experience. She holds Series 65 and Series 63 licenses and has worked with various entities within the First Command family since 2021. Prior to her financial services career, Alexis held positions outside the industry including roles at Target and Olympus. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers using a curated selection of mutual funds, ETFs, and third-party managers.

Peter Zaknich Jr. is a financial advisor at Hornor, Townsend & Kent, LLC with 40 years of industry experience. He has been with Hornor, Townsend & Kent since 1995 and holds Series 63 and Series 65 licenses. In addition to his advisory role, he owns and operates a life insurance brokerage focusing on life, accident, health, disability, long-term care, and annuity products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory programs, financial planning, and retirement plan consulting. The firm operates an integrated platform offering both advisory and broker-dealer services with approximately $8.37 billion in discretionary assets under management as of December 31, 2025.

Michael Murray is a financial advisor at TD Private Client Wealth LLC with 27 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior experience includes roles at Horace Mann Companies, Merrill, and Foresters Financial. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services primarily to institutional and high-net-worth clients, providing ongoing portfolio management, financial planning support, and custody services through a combination of affiliated and third-party investment managers.

Stephen Smith is a financial advisor with Equity Services, Inc., holding Series 63 and Series 65 credentials and 17 years of industry experience. He has worked at Equity Services Inc. and National Life Group since 2018 and previously at Pruco Securities LLC and The Prudential Insurance Company of America. Outside of his advisory role, he is involved in insurance sales under the DBA Evolution Financial Group and owns a social media lead generation business targeting the automotive industry. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that incorporate third-party asset managers and model portfolios, blending long-term strategies with options for shorter-term trading and specialized instruments.

Jerome Gregory is a financial advisor with Valic Financial Advisors in Mount Laurel, NJ, holding Series 63 and Series 65 licenses and having seven years of industry experience. His prior work includes roles at Agia and Allstate Financial Services. Outside of financial advising, he provides customer support for an IT services provider serving small and medium-sized businesses. Valic Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and consulting services. The firm utilizes discretionary unified managed accounts via Envestnet’s platform and employs a centralized technology model to support a large client base managed by over 1,200 advisors.

Tyler Weisgarber is a financial advisor at Janney Montgomery Scott with 10 years of industry experience. He holds a Series 65 designation and previously worked at The Prudential Insurance Company of America and Pruco Securities. Outside of finance, he assists part-time in his family’s trucking and mulch sales business. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with brokerage services, financial planning, and advisory programs, utilizing a combination of in-house and third-party portfolio management.

Robert Geiger is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 designations and bringing 33 years of industry experience. His prior roles include a long tenure at The Vanguard Group and positions at Kestra Advisory and Wealth Advisory Group. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary online investment account available by invitation to employees with PNC Bank online credentials. The program uses algorithm-driven risk assessment and implements approved model strategies with mutual funds and ETFs, with portfolio management delegated to third-party strategists.

Ron Koren is a financial advisor at TIAA-CREF with seven years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Aegis Wealth Management and Equitable Advisors. Outside of finance, he is involved as a DJ, providing music selection services for events. TIAA-CREF Individual & Institutional Services offers financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered retirement plans, as well as trusts, estates, and small retirement plans. The firm operates under a fiduciary standard and provides both point-in-time planning and ongoing portfolio management using model and customized portfolios.

George Harris is a financial advisor at Janney Montgomery Scott with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at BNY Mellon Advisors, BNY Mellon Securities Corporation, Pershing LLC, Lockwood Advisors Inc., and Morgan Stanley. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base—including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients—and offers brokerage services, financial planning, consulting, and multiple advisory programs.

Joseph Waterloo is a CFP® professional with 29 years of industry experience. He is currently with Janney Montgomery Scott, where he has worked since 2022. Prior to this, he spent 24 years at The Vanguard Group, Inc. and has been self-employed since 2016. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage, financial planning, consulting, and advisory services through a combination of in-house and third-party portfolio management.

Christian De Lorenzo is a CFP® affiliated with Hightower Advisors, based in Marlton, NJ, with one year of industry experience. Prior to joining Hightower, he worked at Meyer Capital Group and has been a licensed real estate agent with RE/MAX of Princeton. Hightower Advisors serves a diverse range of individual and institutional clients, offering investment advisory and planning services with an emphasis on manager selection and multi-manager solutions that include both affiliated and third-party managers.

Zachary Rhoda is a financial advisor at Lincoln Investment with a Series 66 designation and two years of industry experience. His prior work includes roles at Clearpath Wealth Partners, Rev.com, Ciconte's Pizza West Deptford, West Deptford Free Public Library, and West Deptford Public Schools. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base, including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, advisor-led consulting, and portfolio management supported by an in-house Investment Management & Research team that develops strategic model portfolios and adaptive strategies.

Giancarlo Guizado is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Transamerica Investors Securities Corporation, LPL Financial LLC, Principal Life Insurance Company, New York Life, and various fitness-related businesses. He also works seasonally as a tax preparer. Transamerica Retirement Advisors serves employer-sponsored retirement plan participants and IRA owners through managed advice programs and investment education services, using Morningstar Investment Management for portfolio construction and oversight. The firm operates at scale with over 200,000 clients and focuses on asset allocation and retirement guidance rather than high-net-worth or standalone financial planning.

Candice Fleischood is a financial advisor at TIAA-CREF with Series 65 and Series 63 licenses and one year of industry experience. She previously worked at PNC Private Bank for five years and Wells Fargo Private Bank for seven years. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm provides planning services that end at delivery and ongoing discretionary management through model portfolios or customized portfolios, operating under a fiduciary standard within a vertically integrated group.

Robert O’Hara is a financial advisor with Sanctuary Advisors, LLC, holding a Series 66 credential and 21 years of industry experience. His career includes tenure at major firms such as Merrill and Bank of America. He serves as an advisory board member for the nonprofit Cathedral Kitchen in Camden, New Jersey. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and charitable organizations, through a network of over 400 independent advisors. The firm offers a range of portfolio management solutions and employs various analytical approaches while acting as a fiduciary under written advisory agreements.