Richard Hoffman is a financial advisor at LPL Financial with 57 years of industry experience. He holds a Series 63 designation and has previously worked at Grove Point Investments, LLC, Hoffman Financial Services, H. Beck, Inc., and Securities America Advisors, Inc. He is also licensed as a non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services through a large network of investment adviser representatives, serving individuals, retirement plan participants, banks, trust companies, and institutions with a range of financial planning and investment management solutions.

Brian Mckeon is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services for seven years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and includes both discretionary and non-discretionary options, with a broader range of investment products than typical institutional advisers.

Todd Harvey is a CFP®-certified financial advisor at Stifel with 32 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Gabriel Micca is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. He holds the Series 66 designation and has been with Mass Mutual and its affiliated firms since 2017. Prior to that, he spent three years at Penn State University. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and delivers written recommendations without discretionary authority.

Daniel Melville is a CFP®-certified financial advisor with Cambridge Investment Research Advisors, where he has worked since 2014. He has 13 years of industry experience and holds a Series 66 license. Outside of his advisory role, he serves as a volunteer firefighter and vice president at the Perkiomen Township Fire Company and is involved as treasurer and investment committee member for the Iota Epsilon chapter of the Pi Kappa Phi fraternity. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals using a variety of portfolio management and custody platforms.

Gabriel Madnick is a financial advisor at LPL Enterprise with one year of industry experience. He holds the Series 66 designation and previously worked at Topstep and Foundera Beauty AI. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm typically uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and a wrap program, while also facilitating insurance product sales through affiliated entities.

Richard Gerhart Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 14 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process is grounded in modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Torey Laferney is a financial advisor with Primerica Advisors in Chalfont, PA, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to his current role, he worked with several companies including Red Bull Distribution and American Electrical Testing. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors along with corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, delivering advisory services through model-driven strategies managed by unaffiliated asset managers.

Ashley Frankenfield is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and eight years of industry experience. Her prior work includes roles at PFS Investments Inc. and various companies in marketing and supply industries. Outside of financial advising, she owns an eCommerce store and operates a massage therapy business. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm manages approximately $15.5 billion in assets and delivers advisory services through model-driven strategies created by unaffiliated asset managers.

Jane Iademarco is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 19 years of industry experience. She has been with LPL Financial since 2011 and is also affiliated with RWC Investment Management. Outside of her advisory work, she operates an online art store selling her own artwork. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, combining scale and diverse non-advisory financial activities alongside its advisory platform.

Kristy Kurek is a financial advisor at Wells Fargo Clearing with one year of industry experience and holds a Series 66 designation. She has been with Wells Fargo since 2012. Outside of her advisory role, she serves as a board member for the Salvation Army children’s services, supporting local foster and adoption efforts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm acts as an ERISA fiduciary and offers both non-discretionary and discretionary services, including a Plan Level Investment Selection 3(38) discretionary option.

Nicole Pompa is a financial advisor with Primerica Advisors in Quakertown, PA, holding Series 63 and Series 65 licenses and seven years of industry experience. She has worked with firms including Diehl Financial Group and PFS Investments Inc. Outside of her advisory role, she operates Pompa Financial Services LLC and is involved in the sale of home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Robert Klock is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and having 28 years of industry experience. He has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, Klock is involved in managing commercial real estate properties as a co-owner of KLOCK & PATTERSON LLC and owner of 227 WEST BROAD STREET, LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning without discretionary trading authority, focusing on financial planning topics that clients can integrate with managed-account programs under a consolidated billing system.

Janene Lyles-Davis is a Planning Consultant at Fidelity Investments, where she joined in 2024. In this role, she focuses on building strong professional relationships with clients by attentively listening to their financial needs and retirement goals, aiming to develop comprehensive financial plans tailored to help attain those objectives. Prior to her current position, Janene worked as a Client Development Representative at Jay Brew LLC from 2005 to 2023. Her experience spans client development and financial planning, providing her with a foundation to support clients in managing their wealth effectively. Janene's approach emphasizes collaboration and personalized financial strategies. Outside of her professional life, Janene enjoys board games, family activities, fitness, music, traveling, and volunteering.

Fiona Grant Boltz is a financial advisor at Merrill with 31 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Merrill since 1994, including 15 years concurrently at Bank of America, N.A. Outside of her advisory role, she serves as a board member for the Willow Valley Communities Charitable Foundation and the Junior League of Lancaster, where she is involved in community and charitable initiatives. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Ash is a financial advisor with Primerica Advisors in Hellertown, PA, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since 2016 and is also affiliated with The Perkiomen School since 2010. Outside of his advisory role, he is involved in real estate development through True Community Development. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Christine Kaminski is a financial advisor with Wells Fargo Clearing based in Doylestown, PA. She holds Series 63 and Series 65 licenses and has 16 years of industry experience, including 10 years with Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Solmaria Cruzado is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank, N.A. since 2005. Outside of her advisory role, she works as a delivery driver for DoorDash. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Ronald Ruschman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1992 and joined Merrill Lynch in 1994. His professional focus is on developing strategies and providing investment guidance tailored to individuals, their families, and their businesses by understanding their short- and long-term financial goals. Ron holds several professional designations, including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a bachelor's degree in Finance from Susquehanna University. Outside of his professional life, Ronald and his wife Jennifer reside in Allentown with their children and are active in their community. They support autism research and Ronald currently serves on the Wildlands Conservancy Board of Directors. His personal interests include football, golfing, and music.

Benjamin Sharpe is a financial advisor with Wells Fargo Clearing in Allentown, PA, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wachovia Bank, N.A. since 2010. Outside of his advisory role, he serves as treasurer for Boy Scout Troop 319 in Reading, PA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third parties with diversification and modern portfolio theory, while offering a broad range of brokerage and advisory solutions.