Donald Cross is a Financial Consultant currently with Fidelity Investments, a role he has held since 2022. He has a total of 15 years of experience in the financial services industry, during which he has undertaken various positions including Private Client Advisor at JP Morgan from 2018 to 2022, Financial Advisor at Prudential Advisor's from 2015 to 2018 and earlier from 2010 to 2014, as well as Financial Representative at Fidelity Investments in 2014. Throughout his career, Cross applies a goals-based approach to financial consulting, partnering with clients to uncover their goals, needs, and wants and aligning these with their investments. His experience spans various facets of financial advising, with a focus on simplifying complex investment decisions for his clients. Outside of his professional work, Donald Cross is interested in baseball, boating, outdoor adventures, and snowboarding.

Matthew Roache is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving as a member of The Miranda Wealth Management Group. He began his career in investment and financial services in 2007 and joined Merrill Lynch in 2014. His background includes retail investment operations and trading, which supports his service-oriented approach to helping clients achieve their financial objectives. Matthew's areas of focus include education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, socially responsible and ESG investing, individual and corporate investment strategies, tax minimization, and retirement income. He holds a Bachelor of Science degree in Business Management from Farmingdale University and maintains several professional designations and licenses, including FINRA Series 7 and 66 registrations, Life Accident & Health License, Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional role, Matthew enjoys golfing, hiking, spending time with his family, surfing, swimming, and playing tennis.

Collin Krieg is a financial advisor with Ameriprise in Stony Brook, NY, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he worked in various roles related to lacrosse and education. He also manages an advisory business, Certainty of the Uncertainty, LLC, and serves as a part-time consultant supporting advisor transitions to the Ameriprise platform. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Spencer Lam is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. Prior to joining LPL, he held positions at Flagstar Bank and First Republic Bank. He also has experience outside finance from operating a business called Good Friends Hawaiian Poke. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of over 22,800 advisors.

Salvatore Caruso is a financial advisor at Equitable Advisors with 21 years of industry experience. He holds Series 63 and Series 66 registrations and previously worked for Aegis Capital Corp for 10 years before joining Equitable Advisors. Outside of his advisory role, he serves as president of two real estate management corporations. Equitable Advisors serves individuals, retirement plans, corporations, and charitable organizations by providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm offers a variety of advisory models including third-party programs and discretionary management, focusing on matching clients to appropriate investment solutions without sponsoring its own wrap fee program.

Jeanann Lella is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 19 years of industry experience. She has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. The firm’s advisory process integrates quantitative and qualitative due diligence, with offerings that include an ESG eligibility framework and broader derivatives and commodities capabilities.

Rupal Doshi is a financial advisor with Primerica Advisors, holding Series 63 and Series 66 licenses and 26 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2006 and led Doshi Capital Partners LLC from 2008 to 2020. Outside of her advisory role, she participates as a panelist for ProSapient. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Greg Selg is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His previous roles include positions at American Portfolios Financial Services, TIAA-CREF, UBS International Inc., Banc of America Investment Services, Inc., and Citicorp Investment Services. Outside of his advisory work, he is a partner in a small vending machine business and serves on a nonprofit homeowners association board. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a wide range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms, supported by advanced research and operational tools.

Richard Ciufo is a Financial Advisor at Merrill Lynch Wealth Management. He assists clients with a range of financial needs including asset management, estate planning services, retirement planning, and financing options. Richard focuses on developing personalized investment management strategies and financial plans aligned with clients' goals, emphasizing long-term relationships and ongoing guidance. Richard earned a bachelor's degree in economics from Brown University in 2020, where he served as captain of the Brown Bears baseball team during his junior and senior years. He subsequently obtained a master's degree from the University of Richmond, where he was a member of the Richmond Spiders baseball team. His professional designations include Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional role, Richard enjoys spending time with family and friends, playing golf, and traveling.

Linda Brucia is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 17 years of industry experience. Her career includes roles at Wells Fargo Clearing, Oppenheimer, and Next Financial Group. She is also a notary public in Glen Cove, NY. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and specialized services such as business-owner transition planning. The firm’s advisors develop tailored recommendations using proprietary research and tools, with clients having discretion over implementation through various brokerage or advisory programs.

Gregory Page Romer is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and previously worked at Royal Alliance and S&P Global, Inc. In addition to his advisory work, he is a co-founder and Chief Financial Officer, Secretary, and Chief Technology Officer of an online dating company, Deeper Dating, Inc., and serves on the board of directors for the Long Island Crisis Center. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting multiple investment strategies and custodial arrangements through a multi-advisor platform.

Jacob Grier is a CFP® and holds a Series 66 license, currently working at Charles Schwab with four years of industry experience. His prior roles include positions at The Vanguard Group and JPMorgan Chase Bank. Outside of finance, he has been involved with the Southampton Town Democratic Committee and worked in educational settings such as Hofstra University and Suffolk Community College. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a centralized operational structure.

Sezgin Unay is a Financial Advisor at Merrill Lynch Wealth Management, where he has provided financial services since 2014. With a career in the financial services industry beginning in 2001, he specializes in developing strategies for high-net-worth individuals, families, and businesses to pursue both short-term and long-term financial goals. His expertise includes family wealth management, personal retirement planning, portfolio management, investment strategy, and retirement income. Sezgin offers clients access to the global resources of Merrill Lynch alongside banking services through Bank of America, ensuring a comprehensive approach to their financial needs. He employs a consultative approach, prioritizing trust and transparency by carefully listening to clients and reviewing their financial situations to identify and prioritize their goals. This process supports clients in areas such as estate planning, tax strategies, wealth transfer, and preserving wealth for future generations. He holds a Master's Degree from Dowling College and a Bachelor's Degree from Saint John's University. Sezgin holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He communicates with clients in English and Turkish. Outside of his professional work, Sezgin has interests in football, golfing, hiking, racquetball, and traveling.

Esteban Sarmiento is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and Equitable Advisors. Outside of finance, he works part-time setting up tables and chairs for events supporting servicemen, 9/11 causes, and pet adoption centers. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The program integrates quantitative and qualitative due diligence and may incorporate ESG criteria in its recommendations.

Nicola Caporaso is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 20 years of industry experience. He has worked with MassMutual and affiliated firms since 2010 and is the owner and president of Elite Planning Solutions, a business focused on individual and group life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, and charitable organizations. The firm offers ongoing financial planning, asset management, and educational programs using firm-approved analytical tools and structured planning engagements.

Keith Simon is a financial advisor with Equitable Advisors, holding Series 66 and Series 63 credentials and bringing 37 years of industry experience. His prior roles include seven years at Guardian Life and a year with Meadowbrook Capital Fund. Equitable Advisors serves individuals across wealth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing both proprietary and third-party investment solutions delivered through a network of Investment Adviser Representatives.

Erin Mayernik is a Planning Consultant currently working at Fidelity Investments. She has been with Fidelity since 2023, serving in the role of Investment Consultant. Prior to her current position, Erin worked as a Financial Advisor Associate at Morgan Stanley from 2021 to 2023 and as a Financial Advisor at Merrill Lynch from 2019 to 2021. Erin focuses on integrity, compassion, understanding, confidentiality, open-mindedness, and teamwork in her work with clients. She aims to listen deeply and work purposefully to help clients improve the quality of their lives. Outside of her professional role, Erin enjoys food, social events with friends, reading, snowboarding, softball, and traveling.

Scott Blair is a Senior Financial Advisor with Merrill Lynch Wealth Management and serves as the Senior Resident Director of the Jericho office. He has been with Merrill Lynch since 2002, leveraging his background as a global commodity and derivative trader on Wall Street and his education from Hofstra University, where he earned a bachelor's degree in banking and finance. Scott provides tailored financial strategies for high net worth individuals and business owners, with expertise in areas such as college education planning, divorce transition planning, family wealth management, corporate retirement plans, tax minimization, and retirement income. His approach emphasizes understanding clients' financial priorities through attentive listening and developing customized investment guidance based on disciplined wealth management principles adaptable to changing economic conditions. Scott holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Beyond his professional role, Scott participates in community activities, notably volunteering with youth hockey organizations. His personal interests include boating, cooking, golfing, ice hockey, music, skiing, surfing, and spending time with his family.

Robert Ungerer is a CFP®-certified financial advisor at Stifel with 48 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2010. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Benjamin Lingenfelter is a financial advisor with LPL Financial in Lake Grove, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked primarily with LPL Financial since 2011, with a one-year tenure at Ameriprise Financial Services Inc. Additionally, he serves as a Code Enforcement officer in his local community. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of strategic, tactical, and alternative investment options.