Noah Krull is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and three years of industry experience. He has worked at Valic Financial Advisors and Agia during this period. Outside of advisory services, he is appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, providing wrap programs, portfolio management, and financial planning services. The firm employs discretionary unified managed accounts with third-party model managers and operates with a large network of advisors supported by centralized technology and model solutions.

Jordan Hensley is a financial advisor with Private Advisor Group, LLC and holds a Series 65 credential. She has six years of industry experience, including four years at Deloitte before joining Private Advisor Group and MHK Retirement Partners/SOK Advisors. Hensley also provides investment advice under the business name Standard of (k)are Advisors. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting through a network of investment adviser representatives, leveraging multiple analytical approaches and access to third-party asset managers and turnkey asset management platforms.

Daniel Flannery is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation and has prior work experience at the University of Michigan, Premier Pet Supply, and Berkley High School. Hantz Financial Services, Inc. serves individual investors, corporate, and retirement plan clients through a multi-advisor platform managing about $10 billion in assets. The firm focuses on diversified, ETF-centered model portfolios and offers services including financial planning, wealth management, retirement consulting, and mortgage brokerage through affiliated agencies.

Renee Muccioli is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience. She previously worked for Credit Union One for 15 years. Hantz Financial Services serves individual investors, charitable organizations, corporate clients, and retirement plan sponsors, offering financial planning, portfolio and wealth management, and fiduciary services. The firm’s investment approach includes model-driven ETF strategies, separately managed accounts, and access to alternative investments, supported by affiliated banking, tax, and consulting services.

Craig Nikischer is a financial advisor with Valic Financial Advisors in Novi, MI, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has worked at Valic Financial Advisors since 2004 and is also affiliated with Agia, where he provides non-securities insurance products. Additionally, he holds a Notary Public position. Valic Financial Advisors is a large SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management and financial planning through a broad network of advisors, employing discretionary unified managed accounts on Envestnet’s platform with an emphasis on centralized technology and model solutions.

Trever Helmstead is a financial advisor at NorthCoast Asset Management LLC with 17 years of industry experience. He holds the CFP®, CFA®, and Series 63 credentials. His prior roles include positions at Focus Partners Wealth, Kovitz Investment Group Partners, Telemus Capital, Bank of Ann Arbor, and Comerica Securities. NorthCoast Asset Management provides investment advisory services to individuals, retirement plans, corporations, and charitable organizations. The firm employs a quantitative and systematic investment approach with proprietary models and risk management techniques, offering a wide range of portfolio strategies including alternatives and private investment vehicles.

Grant Sharkey is a financial advisor at Kestra Advisory with Series 63 and Series 65 licenses and three years of industry experience. He has worked at Kestra Investment Services since 2021 and has prior experience across various roles including Extended Travel, Pharmaco, and Ulliance Inc. Sharkey is also the owner of a tax entity, Sharkey Capital LLC. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, offering services such as fiduciary consulting, plan design, and advisor-managed accounts. The firm serves large institutional investors, including sovereign wealth funds, and manages approximately $79.8 billion in assets.

Adam Gordon is a CFP® professional with 15 years of experience in the financial services industry. He is currently with Primerica Advisors and has previously worked at Park Avenue Securities, Guardian Life Insurance Company, and Northwestern Mutual in various roles over the past decade. Outside of his advisory work, he is involved with Picasso Distribution, LLC, a company that sells electronic oral vaporizers to wholesalers. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering a range of brokerage and advisory services. The firm employs a mix of proprietary and third-party investment strategies and supports both discretionary and non-discretionary account management.

Shane Jackson is a financial advisor at Hantz Financial Services, Inc. with 14 years of industry experience. He holds a Series 66 designation and has been with Hantz Financial Services since 2011. Hantz Financial Services serves individual investors, charitable organizations, corporate clients, and retirement plan sponsors, offering financial planning, portfolio and wealth management, and fiduciary services. The firm’s investment approach emphasizes model-driven ETF strategies, supplemented by separately managed accounts and direct-indexing, and features expanded implementation capabilities through affiliated entities including a state-chartered trust bank and in-house tax and business consulting.

Christian Ramage is a financial advisor at Hantz Financial Services, Inc. with three years of industry experience. He holds a Series 66 designation and has previously worked at Wiley Books and UPS. Ramage’s background also includes experience at West Shore Golf & CC and the University of Michigan. Hantz Financial Services serves a diverse client base, including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and offers a range of financial planning, portfolio management, and fiduciary services.

Dean Janceski is a financial advisor with Key Investment Services LLC in Southfield, MI, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior work includes roles at Merrill, Bank of America, Wells Fargo Clearing, and Robert Half International. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through wrap-fee advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment selection combined with ongoing monitoring and due diligence of third-party advisory products, and it operates within the KeyCorp group with affiliated banking and capital markets relationships.

Erica Khinchuk Scheinker is a financial advisor at Hantz Financial Services, Inc. with 15 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Hantz Financial Services since 2013. Hantz Financial Services is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in client assets. The firm emphasizes diversified, ETF-centered model portfolios and offers a range of services including financial planning, wealth management, and retirement consulting.

Douglas Smith is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 designations and 13 years of industry experience. He has worked at Diversified Investors Securities Corp. since 2012. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm’s investment approach involves proprietary software and model portfolios provided by Morningstar Investment Management, focusing on asset allocation and retirement planning guidance across a large client base.

John Gray is a financial advisor at Valic Financial Advisors with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Valic Financial Advisors since 1999. In addition to his advisory role, he is an agent with Agia, involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Amy Lavoie is a CFP® and ChFC® with 21 years of industry experience. She has been with Hantz Financial Services, Inc. in Ann Arbor, MI since 2004. Hantz Financial Services serves a diverse client base that includes individual investors, charitable organizations, corporate clients, and retirement-plan sponsors. The firm employs a model-driven ETF investment approach combined with separately managed accounts and unified managed account solutions, supported by affiliated entities including a state-chartered trust bank and in-house tax and business consulting services.

Ian Gappy is a CFP® and holds a Series 66 license with five years of industry experience. He is currently with Hantz Financial Services, Inc., where he has worked since 2018. His prior experience includes roles at Advanced Wealth Strategies and College Fresh Inc. Hantz Financial Services, Inc. serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in client assets. The firm emphasizes diversified, ETF-centered model portfolios with asset allocation and periodic rebalancing, and it offers a range of services including financial planning, portfolio management, and mortgage brokerage through affiliated agencies.

Ryan Sharpe is a financial advisor with Hantz Financial Services, Inc. holding a Series 66 designation. He has no prior industry experience before joining Hantz Financial Services, where he has worked since 2025. Outside of his advisory role, he is involved with Sharpe Engineering, a business he has operated since 2022. Hantz Financial Services, Inc. is an enterprise investment adviser and broker-dealer serving individual investors, corporate clients, and retirement plan sponsors with about $10 billion in assets under management. The firm utilizes diversified, ETF-centered model portfolios and offers a range of services including financial planning, portfolio management, retirement consulting, and access to third-party managers, distinguishing itself through its broad range of affiliated financial services and technology partnerships.

Jermaine Taylor is a financial advisor with Valic Financial Advisors in Novi, MI, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Valic Financial Advisors since 2004 and also serves as an agent with Agia, focusing on non-securities insurance products since 2022. Valic Financial Advisors primarily serves U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and wrap programs through a large network of advisors and utilizes discretionary unified managed accounts with a technology-driven approach.

Steven Urli is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His career includes positions at Voya and Principal Life Insurance Co., where he worked prior to joining Principal Securities in 2025. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory services emphasize direct advisory programs, financial planning, retirement plan consulting, and access to third‑party money manager solutions.

Michael Woods is a financial advisor at Hantz Financial Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to his current role, he worked in the restaurant industry, including positions at Kona Grill and Rocket Mortgage. Outside of advising, he works as a bartender on weekends at Kona Grill in Troy, Michigan. Hantz Financial Services serves a broad client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers expanded implementation capabilities through affiliated banking, tax, and consulting services.