Garrett Sherman is a financial advisor with LPL Financial in Latham, NY, holding a Series 66 credential and having 10 years of industry experience. His prior career includes roles at Bank of America, Merrill, Waddell & Reed, and various insurance carriers. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by extensive research and diversified strategies.

Noah Clement is a financial advisor with Edward Jones in Albany, NY, holding Series 66 and Series 63 licenses and bringing four years of industry experience. Prior to joining Edward Jones, he worked at Simplicity and Mutual of America Securities LLC, among other firms. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a nationwide network of financial advisors and branch offices. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Gregory Mengel is a Series 66 credentialed financial advisor with 24 years of experience, currently serving at Thrivent Investment Management. He has been with Thrivent Financial for Lutherans and its investment management arm since 2002. Outside of his advisory work, he is a member of KGP Associates, LLC, which manages an office rental property. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning that covers a wide range of topics and allows clients to combine planning with managed-account programs via a consolidated billing option called WealthPlan.

Shane Mahieu serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career in the financial services industry in 1995, he has focused on providing personalized financial strategies by developing a thorough understanding of each client’s unique goals and circumstances. Shane’s approach involves a disciplined and dynamic process that adapts to changing conditions, aiming to help clients achieve long-term financial goals including college education planning, executive compensation, family wealth management, philanthropic planning, and retirement income strategies. Shane holds a Bachelor's degree from Clarkson University and has earned the Accredited Asset Management Specialist™ (AAMS) and Personal Investment Advisor (PIA) designations. He maintains various FINRA registrations and insurance licenses to support his advisory role comprehensively. Drawing on over 27 years of experience and the resources of Merrill Lynch and Bank of America, Shane collaborates with clients and their other trusted advisors to coordinate all assets efficiently and build multi-generational relationships. Beyond his professional work, Shane has been an active volunteer firefighter for more than 27 years, holding past leadership roles including Lieutenant, Treasurer, and Board Member. He also has served on the boards of the Brown School in Schenectady and the Mayor’s Business Development Council in Glens Falls, as well as involvement with the Glens Falls Kiwanis Club. Shane resides in Niskayuna, NY with his son Blake and enjoys a variety of outdoor activities such as boating, fishing, motorcycling, and racing.

Edward Dominguez is a CFP®-certified financial advisor with 29 years of industry experience. He has worked at LPL Financial since 2011 and previously held a position at SEFCU from 2009 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by diverse investment strategies and research.

Carrie Swiatek is a financial advisor at Cetera with 10 years of industry experience. She holds a Series 63 designation and has worked at Cetera since 2019, following three years at Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Jennifer Garver is a financial advisor with Wells Fargo Clearing in Troy, NY, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as co-trustee for her mother’s trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broader set of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Laura Brunetti is a financial advisor with Cetera, holding the CFP® designation and Series 63 license, and has 12 years of industry experience. She is affiliated with multiple entities, including Cetera Advisors LLC and CCR Wealth Management, and has a background that includes roles at Empire Asset Management Group of Western NY and Abelson and Company, LLC. Brunetti also works as an insurance agent providing fixed insurance products such as life, health, disability, annuities, and long-term care coverage. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary strategies, and provides access to third-party money managers.

Walter Mcnall is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and 12 years of industry experience. He has been with Primerica Advisors since 2014 and is also associated with St. Joseph's Provincial House since 2013. Outside of his advisory role, he works as a self-employed driver for Uber Technologies Inc. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients. The firm uses third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating primarily on a tiered wrap-fee structure.

Thomas Babcock is a financial advisor with LPL Financial, holding a Series 63 designation and over 45 years of industry experience. He has been with LPL Financial since 1995 and has operated Thomas Babcock Investment Advisors, LLC since 2006. Outside of his advisory work, he is involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from both internal and third-party sources.

Valerie Mosher is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including Fisher Investments, AAA Life, and Allstate Financial. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Robert Wright is a financial advisor with UBS Financial Services in Albany, NY, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with UBS Financial Services since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client solutions.

Jonathan Sheehan is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to help model potential financial outcomes.

Christopher Liberty is a financial advisor with Wells Fargo Clearing in Troy, NY, holding a Series 63 designation and 32 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory role, Liberty is an author of personal entertainment books and serves as an adjunct instructor teaching investment management, microeconomics, and financial risk management courses at Empire State University. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Frank Alvarez is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works directly with clients to develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He provides support in areas ranging from general investing and retirement planning to preparing for unexpected events. Additionally, he offers clients access to Bank of America specialists in banking, credit, home financing, and small business solutions. Frank holds a Bachelor's Degree from Siena College and has earned professional designations including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He emphasizes the importance of understanding what matters to each client and their family to tailor financial strategies accordingly. Throughout his engagement, he offers ongoing advice and guidance as clients' needs evolve.

Mark Keeling is a financial advisor with Ameriprise in Albany, NY, holding CFP® and Series 66 designations and bringing 25 years of industry experience. His prior roles include positions at Riversource Distributors, Inc. and Ameriprise Financial Services, Inc. Outside of financial advising, he is involved in several business ventures including co-ownership of a chiropractic office and a tax preparation firm, as well as operating a skydiving instruction LLC. He also serves as Treasurer on the Board of Directors for the Golden Knight Alumni Association. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm provides written recommendations and ongoing tax-aware withdrawal strategies, utilizing proprietary research and third-party data within a framework that integrates Ameriprise-managed assets and affiliated investment products.

Justin Filippone is a financial advisor with Cetera, holding the Series 63 and Series 65 credentials and bringing 12 years of industry experience. He has worked at Cetera and its affiliated entities since 2015 and is a partner of Iron Tree Financial, a business associated with Cetera. Cetera Investment Advisers LLC is a nationwide SEC-registered advisor serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a broad network of over 10,000 advisors and more than $256 billion in assets under management.

Roy Casper is a financial advisor with LPL Financial in Clifton Park, NY, holding the ChFC® and Series 63 designations and having 42 years of industry experience. He has previously worked at Cadaret, Grant & Co., Inc., Princor, Unum Provident Mutual, Guardian Life Insurance, and Specific Solutions. Outside of his advisory work, he maintains business activities related to non-variable insurance with Unum Provident Mutual, Guardian Life Insurance, and Specific Solutions, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, supporting both discretionary and non-discretionary management, and provides model portfolios, research, and various institutional and participant advice services.

Derek Nolan is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds the professional designations of Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Derek earned a Bachelor's Degree from Georgetown University. His professional focus is on providing wealth management services to clients.

Matthew Sperazzo is a financial advisor with Ameriprise in Saratoga Springs, NY, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. His prior roles include positions at John Hancock Advisers, LLC, John Hancock Funds LLC, and other John Hancock affiliates from 2007 to 2021. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach, supported by algorithmic automation and oversight committees.