Alan Guenzel is a financial advisor at Wells Fargo Advisors with 38 years of industry experience. He has been with Wells Fargo Advisors since 2012. Alan is the owner of Marathon Financial, LLC, a financial advisory business based in Fairfield, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Joseph Pigot is a Financial Consultant at Fidelity Investments, a role he has held since 2025. Prior to this, he was a Planning Consultant at Fidelity Investments from 2024 to 2025. He also worked as a Financial Advisor at Flynn Financial Partners from 2021 to 2024. In his professional capacity, Joseph collaborates closely with clients to understand their current circumstances and future aspirations, creating customized financial plans tailored to their unique needs and long-term goals. He emphasizes building trust-based relationships with clients and their families, aiming to be a dependable and consistent resource over time. Outside of his professional work, Joseph has personal interests in baseball, camping, hiking, outdoor adventures, pets, and soccer.

Roger Francis is a CFP®-designated financial advisor with 19 years of industry experience. He is currently with LPL Financial and has previously worked at Ameriprise Financial Services, Inc. for 17 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers various advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management, supported by research and technology-driven investment strategies.

Diane De Oliveira is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Cetera. Her background includes roles at Avantax Investment Services and Nisivoccia LLP, where she has been involved in financial planning and wealth advisory services. She is also the owner of Wealthspring Financial Partners LLC, a vehicle created to operate various financial services and tax practices. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of independent advisors. The firm serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering portfolio management, financial planning, and access to third-party money managers across multiple program structures.

Jennifer Jimenez is a financial advisor with Merrill in Wayne, NJ, holding a Series 66 designation and three years of industry experience. She has been with Merrill Lynch and Bank of America since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Antokal is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. He previously worked at IC Advisory Services Inc and The Investment Center Inc for nine years. Antokal serves on the board of the Rotary Club of Park Ridge, NJ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services with access to model portfolios, research, and various management options.

Christianne Erickson is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. She has worked at LPL Financial since 2019 and previously worked at CKW Wealth Management and TeleSearch Staffing Solutions. Erickson is also a notary in Sparta, NJ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Daniel Pollak is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with JPMorgan Securities LLC since 2016. Outside of his advisory role, he is involved in a sports card collecting hobby which he pursues with his son through occasional sales on eBay. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Robert Campbell is a Planning Consultant at Fidelity Investments, where he partners with clients to develop financial plans tailored to their changing goals and aspirations. He emphasizes collaboration, communication, and trust to build long-lasting relationships with clients and their families. Robert's professional experience includes roles at Fidelity Investments, starting as a High Net Worth Service Associate in 2021, then progressing through positions such as Financial Representative and Relationship Manager before his current role as Planning Consultant in 2025. Prior to this, he worked as a Financial Services Professional at ABMM Financial in 2022 and interned at Voya Financial Advisors in 2020. Outside of his professional career, Robert has interests in beach activities, fishing, fitness, football, golf, and spending time at the lake.

Eric Kerssen is a financial advisor at Cetera with 39 years of industry experience. He holds Series 63 and Series 66 designations and has been with Cetera and its affiliated entities since 2005. Outside of his advisory role, he is a part-time musician performing at senior living facilities and serves as Music Ministry Director at Hamburg Baptist Church. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that combines affiliated and third-party managers with various program options.

Raymond Sarinelli is a financial advisor at Cetera with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Avantax Investment Services and 1st Global Advisors. Outside of his advisory role, he is the owner of Wealthspring Financial Partners LLC, an acquisition vehicle for various financial services and tax practices. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and maintains over 10,000 advisors managing more than $256 billion in assets.

Meredith Wright is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. She has worked at LPL Financial since 2022 and has been with Ameriprise Financial Services, Inc. since 2014. Meredith operates Wright Wealth Management, LLC, a DBA related to her LPL business in Succasunna, NJ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, and provides both discretionary and non-discretionary management options supported by research and technology.

Ryan Gardner is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2019. He has been with Fidelity since 2013, progressing through roles including Financial Consultant and Investment Consultant. Prior to joining Fidelity, Ryan worked as a Financial Advisor at MetLife from 2009 to 2013. In his practice, Ryan focuses on a holistic approach to financial planning, assisting individuals and families with wealth accumulation, income planning, asset allocation, retirement planning, and investment planning. He holds a California Insurance License, supporting his work in various financial planning areas. Outside of his professional responsibilities, Ryan's personal interests include comedy, fitness, music, parenthood, and caring for pets.

Susan George is a financial advisor with Cetera who holds a Series 63 designation and has 18 years of industry experience. She has been with Cetera Wealth Services, LLC since 2015 and joined Cetera in 2023. In addition to her advisory work, she is involved in selling fixed insurance products and provides insurance and financial services through Fairfield Benefit Associates, Inc. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services via a large network of independent advisors and operates a multi-manager platform with access to affiliated and third-party managers.

Jacqueline Osborne is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has worked at Primerica since 2005 and has held positions at OMH-Kingsboro Psychiatric and OMH-South Beach Psychiatric Center. Outside of her advisory role, she is involved in sales of home security and automation products through Primerica Client Services, Inc. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-based strategies and limited separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Allan Gottesman is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and over 45 years of industry experience. He has been with Raymond James & Associates since 2004, including 16 years at its affiliated firm, Raymond James & Associates, Inc. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, and offers financial planning, investment consulting, and municipal advisory services.

Josie Strafaci serves as a Planning Consultant, bringing 17 years of experience in financial services. She has been a Relationship Manager at Hennion & Walsh, Inc. from 2009 to 2026. Josie's professional approach focuses on building meaningful relationships through active listening and personalized guidance that aligns with each client's goals and priorities. Her work emphasizes thoughtful planning conversations designed to help clients feel confident and informed about their financial futures. Josie aims to create a supportive and collaborative environment to assist clients in navigating important financial decisions with clarity. Outside of her professional role, Josie engages in cooking and baking, family activities, fitness, hiking, and parenting.

William Downey is a financial advisor at Fidelity with 20 years of industry experience and holds the Series 66 designation. His prior experience includes roles at JP Morgan Chase Bank and JP Morgan Securities LLC. He has been associated with various Fidelity affiliates since 2017. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies, use of advanced technologies in research, and established governance procedures.

Anthony Wrobel is a CFP® professional with two years of industry experience, currently serving at Smolin Wealth Advisors, LLC. His prior experience includes roles at Cetera Wealth Services, LLC and Cetera Investment Advisers LLC. He is also affiliated with the accounting firm Smolin, Lupin & Co., which refers clients to the advisory referral service. Smolin Wealth Advisors operates as an adviser referral firm, introducing clients to independent RIAs for portfolio management and related services. The firm serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, and does not manage client accounts or accept custody.

Theodore Byer is a CFP® and PFS™ with 19 years of experience in financial services. He is affiliated with Smolin Wealth Advisors, LLC, where he has worked since 2013, and is also a member of the accounting firm Smolin, Lupin & Co., P.A., practicing as a licensed CPA. He divides his professional time between financial advisory and accounting services. Smolin Wealth Advisors operates as an adviser referral firm, introducing clients to independent RIAs rather than managing client assets directly. The firm serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, and it functions as a small, single-advisor practice with a limited client base.