Laura Bozek is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2011, with a one-year tenure at Santander Securities LLC in between. Outside of her advisory role, she serves as power of attorney for her father. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory, financial planning, and retirement consulting services. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions.

James Formato is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following thirteen years at Credit Suisse Securities (USA) LLC and a year at Pershing LLC. Outside of his advisory work, he serves as power of attorney for his mother. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Thomas Wieczerak is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 35 years of industry experience. His career includes long-term roles at Provident Mutual, New England Securities, and Metlife Securities Inc. He also works as an independent insurance agent specializing in dental and group disability income, life and health products, long-term care, and Medicare-related products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

Brian Thompson is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and having three years of industry experience. His prior work includes roles at Citizens Securities, Ameriprise Financial Services, and TD Bank. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach utilizing portfolios developed by internal and third-party strategists and offers financial planning, access to third-party asset managers, and various affiliated services.

Victor Vyas is a financial advisor with Mass Mutual Investors Services and holds the CFP® designation and Series 63 license. He has 24 years of industry experience, including roles at METLIFE Securities Inc and Massmutual Life Insurance Co. Outside of advising, he is involved in individual life and health insurance sales and servicing existing annuity contracts. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, annual planning engagements using firm-approved analysis tools.

Robert Scherzer is a CFP®-designated financial advisor with Wells Fargo Advisors, bringing 42 years of industry experience. He has worked with Wells Fargo in various capacities since 2009. Scherzer is involved in wealth management through his ownership in Knight's Pledge Wealth Management and Scherzer Wealth Management LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting net-worth thresholds, utilizing Wells Fargo’s research and planning tools to develop customized recommendations.

John Devlin Jr. is a Series 66-licensed financial advisor with STIFEL, where he has worked since 2015. He has 29 years of industry experience, including prior roles at Barclays Capital, Lehman Brothers, and Morgan Stanley. Outside of his advisory work, he serves as President of the Board of Trustees for Rumson Country Day School, a private grade school in Rumson, NJ. STIFEL serves a diverse client base, including individuals, institutions, and municipal entities, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Daniel Stizza serves as the Senior Resident Director at the Toms River Branch of Merrill, where he leads the Stizza Clawson Group to provide advisory services tailored to affluent individuals and corporations locally and nationally. His expertise includes divorce transition planning, personal retirement planning, tax minimization, and retirement income, underpinned by thoughtful, tax-sensitive investment guidance aimed at supporting clients' lifestyles, retirement needs, and legacy goals. Daniel holds a Bachelor's degree from The College of New Jersey and is a CERTIFIED FINANCIAL PLANNER® professional, also holding the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). He serves as a board member of the RWJ Monmouth Medical Southern Campus Charitable Foundation. Residing in Point Pleasant Beach with his family, Daniel is engaged in his community through involvement with the Make a Wish Foundation, Point Pleasant Beach Little League, and the Point Pleasant Beach Recreation Committee. He coaches his son's little league team and emphasizes giving back, as reflected by the name of his boat, the "Give Back Sea."

John Busco is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes roles at UBS Financial Services and Wells Fargo Clearing prior to joining Wells Fargo Advisors. He owns and operates two investment-related businesses based in Toms River, NJ. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and written summaries, with flexible implementation options available to clients.

Michael Corsey is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding Series 63, Series 65, and Series 66 licenses and bringing 35 years of industry experience. His prior work includes roles at Wachovia Bank, Citigroup Global Markets, and multiple tenures with Wells Fargo Clearing. Outside of finance, he owns and operates a photography business focused on event photography. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a broad range of investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with diversification principles and offers both brokerage and advisory solutions across a large platform.

Jonathan Schlenger is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, with prior experience at Wells Fargo Bank and PNC Wealth Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Richard Miranda is a financial advisor with Morgan Stanley in Shrewsbury, NJ, holding a Series 66 credential and 27 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual relationships and corporate financial planning agreements.

Tonnianne Muller is a Series 63-registered financial advisor with Wells Fargo Clearing Services, LLC, based in Red Bank, NJ. She has six years of industry experience, including roles at Wells Fargo Bank, NA since 2016 and Wells Fargo Clearing since 2019. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Johnny Burks is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Ridge Foot and Ankle Associates and FTI Consulting. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Matthew Guarino serves as a Financial Advisor at Merrill Lynch Wealth Management, bringing expertise in areas such as employee benefits planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. His role involves supporting clients to achieve their financial goals through focused financial strategies. Matthew holds a Bachelor of Arts in Economics from Rutgers, The State University of New Jersey-New Brunswick. He maintains professional certifications including FINRA Series 7 and Series 63 registrations, and holds the Personal Investment Advisor (PIA) designation. Prior to his current position, he gained experience in portfolio risk management at Bloomberg and investment services at Jennison Associates, concentrating on risk analysis, client relationship management, and financial tax strategies. Outside of his professional career, Matthew enjoys activities such as football, golfing, running and running marathons, soccer, yoga, and traveling. He values spending time with his wife, dog, family, and friends. He is also involved in community organizations including Camp Quality and the Graeme Preston Foundation for Life.

Christopher Stryker Jr. is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Charles Schwab since 2021. Prior to joining Schwab, he worked at TDAmeritrade for 12 years. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by centralized supervisory and custody functions.

Ashley Carom is a financial advisor with Merrill in Red Bank, NJ, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to her current role at Merrill beginning in 2021, she worked at Charles Schwab Bank and Charles Schwab & Co., Inc. from 2019 to 2021, and previously at The Brothers Moon from 2016 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Janis Waldman Cooper is a financial advisor with LPL Financial in Red Bank, NJ, holding Series 63 and Series 65 credentials and possessing 28 years of industry experience. Her prior roles include positions at The Investment Center Inc, Ic Advisory Services Inc, TFS Securities, Inc., Wells Fargo Clearing, UBS Financial Services, and Charles Schwab. Outside of her advisory work, she operates a mediation and consulting business for divorcing couples. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of discretionary and non-discretionary strategies.

Marija Duzic is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 65 credentials and possessing 29 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services directly to individuals as well as through corporate agreements.

Eric Karlik is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and having 13 years of industry experience. His career includes roles at Mass Mutual Insurance Company since 2016 and MetLife Securities Inc. from 2015 to 2017. Outside of advisory work, he operates as an independent insurance agent selling various insurance products through Ashar Group, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars using firm-approved tools and structured annual planning engagements.