Brian Osipovitch is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 designations. He has been active in financial services since 2024, including prior roles at George Osipovitch and experience in insurance and tax advisory firms. Outside of finance, he has also worked in the restaurant industry. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and a variety of asset management programs through a network of investment adviser representatives and third-party managers.

Joseph Ronan is a Series 66-registered financial advisor with 11 years of industry experience. He is currently with OSAIC Wealth, Inc and has previously worked at LPL Financial, New York Life, Morgan Stanley, and Merrill. His background includes roles at multiple well-known financial institutions. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment process focuses on model-based asset allocation and portfolio optimization utilizing various tools and strategies, with a notable scale and complex affiliate network.

Keith Ryan is a financial advisor at Stifel with 23 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009. He holds Series 63 and Series 66 securities licenses. Stifel serves a diverse client base, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses that support client decision-making.

Deborah Privetera is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 33 years of industry experience. Her prior positions include roles at Morgan Stanley Smith Barney and Citigroup Global Markets. She is also co-executor for a friend, a non-investment-related appointment. Cetera Investment Advisers LLC operates as an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes affiliated and unaffiliated third-party managers.

William Egan III is a CFP®-designated financial advisor with 44 years of industry experience. He is currently with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company, having previously worked at Metlife Securities, Inc. He serves as chairman of the House Committee for Food and Beverage at Springlake Golf Club. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes ongoing financial planning using firm-approved analytical tools and offers asset management, wrap programs, and educational seminars.

Jordan Sirota is a financial advisor at OSAIC with four years of industry experience and holds a Series 66 designation. Prior to joining OSAIC Wealth Inc., he worked at LPL Financial LLC and Cetera Advisor Networks LLC. He has also been involved with Shore Inflatables LLC in a non-investment-related capacity. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, and charities. The firm offers a range of brokerage and advisory services with a focus on model-based asset allocation, portfolio optimization, and access to various managed account strategies and third-party investment platforms.

David Marshall is a financial advisor with Merrill, holding a Series 66 designation and having three years of industry experience. He previously worked at UBS Financial Services and New York Life Insurance. Outside of his advisory role, he serves as a board member of New Jersey Dream Elite, a nonprofit mentorship program for at-risk youth focusing on education, financial literacy, and life skills development. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth individuals, pension plans, corporations, and charitable organizations.

Daniel Lindquist is a CFA® charterholder and holds the Series 66 designation, with nine years of experience in the financial industry. He has been with LPL Financial since 2019 and previously worked at First Trust Portfolios L.P. from 2016 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies.

George Osipovitch III is a financial advisor with Equitable Advisors in Wall, NJ, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2006 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he serves as a board member and alternate voting member of the Planning Board of Brick Township and is a partner at Modern Tax Advisors, LLC. Equitable Advisors serves individuals ranging from non‑high-net-worth to high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, using proprietary and third-party advisory platforms.

Geeta Brana is a financial advisor with OSAIC, holding a Series 66 designation and 15 years of industry experience. She has worked at Royal Alliance since 2017 and previously at Citigroup Global Markets from 2003 to 2009. Outside of her advisory role, she is the founder of WHEEL, a nonprofit social networking group aimed at empowering and educating women. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment approach emphasizing asset allocation and portfolio optimization, supported by a complex affiliate network and multiple custodial arrangements.

Joseph Tenpenny is a CFP® and ChFC® with 18 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012, following four years at Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by a centralized due diligence process.

Ira Krulik is a CFP® with 27 years of industry experience, currently affiliated with Osaic Wealth Inc. He has previously worked at LPL Financial, LLC and Ameriprise Financial Services, Inc. Additionally, he operates IJK CFP LLC, a tax and investment-related business. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting various investment strategies and programs across affiliated broker-dealer and RIA relationships.

Leslie Curran is a financial advisor with Cetera, holding a Series 66 designation and bringing 10 years of industry experience. Prior to joining Cetera in 2024, Leslie worked at Newbridge Financial Services Group, LPL Financial, Regal Advisory Services, and Buckman Buckman and Reid. Outside of advisory work, Leslie serves as vice president of a networking group based in Charlotte, NC. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers through a multi-manager platform with a range of investment program options.

Robert Blundon is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 66 licenses and has 22 years of industry experience. His prior work includes positions at Janney Montgomery Scott, Bank of America, and Merrill. He is also active as an insurance broker, working with life insurance and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides ongoing financial planning, asset management, and educational seminars, using collaborative annual engagements that analyze client goals with firm-approved software tools.

Geoffrey Schroeder is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at Citigroup Global Markets before joining Morgan Stanley Smith Barney in 2009 and Morgan Stanley Private Bank in 2015. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct planning services and employer-sponsored financial planning arrangements.

Vernon Paulson is a financial advisor with Equitable Advisors in Wall, NJ, holding Series 63 and Series 65 licenses and bringing 54 years of industry experience. He has been with Equitable Advisors since 1999, including its prior iteration as Axa Advisors, Llc. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing proprietary and third-party managed solutions without sponsoring its own wrap fee program.

Courtney Hogan serves as a Resident Director at Merrill, where she specializes in personalized wealth management strategies. Since beginning her career at Merrill in 2001, Courtney has gained extensive experience working with families, businesses, executives, and retirees. Her approach emphasizes guidance, communication, and service, integrating education and investment insights to support clients' financial goals. She collaborates with a team known as The Pearlman Group, which adopts a comprehensive family office model and works closely with clients' CPAs and attorneys to develop tailored strategies for retirement planning, wealth transfer and preservation, special needs planning, and liability management. Courtney focuses particularly on Corporate Executive Services, Family Wealth Management Strategies, and Women and Wealth. She holds a Bachelor's Degree from the Pennsylvania State University System and has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to her professional responsibilities, Courtney participates in various community organizations such as Clean Ocean Action, Girl Scouts, Point Pleasant Youth Football and Cheer, and Save Barnegat Bay. Her personal interests include boating, running, and soccer.

Khawaja Tariq is a Senior Vice President and Wealth Management Advisor with Merrill Lynch, Pierce, Fenner & Smith Inc., where he has served since 2012. Bringing extensive experience in investment management, he started his career at The Northern Trust Company in 1998 and later worked at Morgan Stanley Smith Barney before joining Merrill. His areas of expertise include family wealth management strategies, personal retirement planning, philanthropic planning, socially responsible and ESG investing, and tax minimization. He holds a Bachelor's degree from DePaul University and maintains several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition, he holds FINRA Series 7, 63, and 65 registrations. Fluent in Hindi, Gujarati, Urdu, and English, Mr. Tariq is committed to building strong client relationships and delivering personalized wealth management strategies tailored to individual goals. Outside of his professional activities, Khawaja Tariq is involved with the Muslim Community Center of Chicago and the Village of Morton Grove. His personal interests include golfing, tennis, and traveling.

John Alberti is a financial advisor at Equitable Advisors with 24 years of industry experience. He holds the Series 63 and Series 66 designations. His prior roles include positions at AXA Advisors, DB USA Core Corporation, and Deutsche Bank Securities. Equitable Advisors serves a diverse client base that includes individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, leveraging third-party asset managers and advisory platforms alongside its own service network.

Nicholas Joyce is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.