Albert Tedesco is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2020, following four years at Wells Fargo Clearing. He also serves as a power of attorney for his parent. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Aileen Takio is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. She works closely with high-net-worth clients to develop personalized financial strategies that address their unique goals and circumstances. Her approach includes assisting clients with estate planning services, investments, tax minimization strategies, wealth transfer, and retirement income planning. Aileen holds several professional designations, including Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Retirement Manager Advisor (RMA). She earned a bachelor's degree from Rutgers University.

Joseph Checchio is a financial advisor at Cetera with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes over 30 years with Avantax entities. Outside of advising, he is involved in public accounting and tax preparation through his own practice, which he has operated since 1982. Cetera Investment Advisers LLC serves a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management options and discretionary and non-discretionary services, supporting over 10,000 advisors and managing assets totaling over $256 billion.

Rodney Boylan is a financial advisor with Mass Mutual Investors Services in Moorestown, NJ, holding Series 63 and Series 65 credentials and over 23 years of industry experience. He previously worked at MetLife Securities Inc. and has been with MassMutual Life Insurance Co since 2016. Outside of financial advising, he serves as a production manager for a non-profit orchestra and occasionally works as a DJ for parties and school events. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software for goal analysis and generally recommends investment categories and strategies without discretionary authority.

Nicholas Gladden is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in working with individuals and families, focusing particularly on those preparing for retirement and clients connected to the sports world. Nicolas approaches financial advising with a disciplined and relationship-focused methodology, emphasizing preparation, teamwork, and accountability. Before his career in financial advising, Nicholas was a collegiate athlete and managed a student-run investment fund, experiences that contributed to his understanding of leadership and working with diverse groups. He holds a Bachelor's Degree from the University of New Haven and maintains professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional life, Nicholas enjoys cooking, football, golfing, spending time with his family, traveling, and watching movies.

Christopher Frey is a financial advisor with LPL Financial in Langhorne, PA, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. His prior roles include positions at Waddell & Reed, Inc. and ownership of Frey & Frey LLC and Frey & Frey Properties LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, leveraging a large network of investment adviser representatives.

Jennifer Cucinotta is a CFP® and ChFC® with seven years of industry experience. She is currently associated with LPL Financial and also works with Saline Stahl Wealth Management Group. Her prior experience includes roles at Next Financial Group, Express, and St. Joseph's University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Maxwell Gravenstine is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked within various Morgan Stanley entities since 2020. His background includes multiple roles at the University of Florida and prior experience in the food service sector. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Ronita Hursey is a financial advisor at UBS Financial Services with three years of industry experience. Prior to returning to UBS in 2026, she worked there from 2020 to 2025 and spent 15 years at the U.S. Department of State. She holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research to develop tailored investment plans.

Douglas Pires is a financial advisor at UBS Financial Services with 20 years of industry experience. He has been with UBS since 2016 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as Co-Chair of the Penn Athletics Sports Board for Sprint Football. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Mark Fleming is a financial advisor at Charles Schwab with 24 years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services, Merrill, Waddell & Reed, and Equitable Advisors. Outside of his advisory role, he offers notary services to family and friends at no cost. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers centralized custody, order-routing, and alternative investment due diligence.

Gilbert Bovell is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at Bank of America and Merrill. Outside of his advisory work, he is the sole proprietor of Shine Your Light LLC, which provides mediation and holistic lifestyle coaching. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides a range of advisory programs tailored to diverse client needs.

Clyde McKay is a financial advisor with Cetera, holding the PFS™ designation along with Series 63 and Series 65 licenses. He has 27 years of industry experience and has previously worked with Avantax Investment Services, Inc. and his own CPA firm, McKay, DeRito & Pollock, LLC. Outside of advising, he serves on the council of Washington Crossing United Methodist Church and is involved in tax preparation and accounting through his ongoing consultant role. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm provides a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to affiliated and third-party investment strategies.

Michael Benscoter is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has a background in accounting, serving as president and owner of Benscoter Accounting Solutions, Inc. He is also active as a licensed real estate agent. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations, utilizing both firm-offered programs and third-party advisory platforms.

Reynold Cicalese is a financial advisor with Cetera who holds PFS™ and Series 66 designations and has 26 years of industry experience. His career includes long tenures at Avantax Investment Services and 1st Global Advisors, as well as managing member roles in multiple consulting and financial services entities. Outside of his advisory role, he is involved in strategic branding and digital marketing through Alloy Edge LLC and serves as managing member of several business ventures. Cetera Investment Advisers LLC operates as a large multi-manager platform serving a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management options, financial planning, and access to third-party managers, supported by its extensive network of over 10,000 advisors and more than $256 billion in assets under management.

Brian Lipps is a CFP® and CFA® with 28 years of experience in financial advising. He has been with Edelman Financial Engines since 2013, including roles at its affiliated entities Financial Engines Advisors L.L.C. and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and both discretionary and non-discretionary investment options.

Nathan Browning is a financial advisor at LPL Financial with 23 years of industry experience. He has been with LPL Financial since 2008 and previously worked at Guardian Life from 2006 to 2008. He holds Series 63 and Series 65 licenses and is based in Cherry Hill, NJ. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

John Rearden is a CFP® certified financial advisor at Ameriprise with 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides retirement-income planning advice and written recommendation reports focused on dependable income and tax-aware withdrawal strategies.

Robert Lancaster is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2018. He has been with Fidelity Investments since 2006, previously serving as Vice President, Financial Consultant from 2014 to 2018 and as a Financial Consultant from 2006 to 2013. Prior to joining Fidelity, he was Vice President, Branch Manager at TD Ameritrade from 2005 to 2006 and held the same position at Charles Schwab from 1991 to 2005. Throughout his career, Robert has focused on wealth planning and financial consulting, assisting clients in designing personalized financial plans. His commitment is to help clients create plans that work for them and their families both now and in the future. Outside of his professional responsibilities, Robert enjoys family activities, fitness, football, golf, movies, and traveling.

Candice Fobia is a financial advisor with Morgan Stanley who holds a Series 66 designation and has nine years of industry experience. She previously worked at Merrill for seven years before joining Morgan Stanley Smith Barney in 2022. Outside of her advisory role, she serves as a board member for St. Paul's Episcopal Church in Camden, New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions. The firm emphasizes tailored financial planning through structured discovery conversations and approved planning tools, managing approximately $2.74 trillion in client assets.