Mario Camillo is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He previously worked at INVEST Financial Corporation for 10 years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with model portfolios, third-party subadvisors, and customized strategies.

John Grad is a financial advisor with Ameriprise in Williamsville, NY, holding Series 63 and Series 65 designations and having 46 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Abigail Ferenczy is a financial advisor at OSAIC with one year of industry experience. She holds the Series 66 designation and has a background that includes roles at Williamsville Central School District, L&M Wealth Management, and Gugino Insurance Agency Inc. Outside of her advisory work, she has been involved with the Williamsville Stampede since 2018. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and investment advisory services, financial planning, and access to various managed account solutions through a large network of affiliated advisers and multiple advisory platforms.

Vincent Smith is a financial advisor at Osaic Wealth, Inc. with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Securities America Advisors, Inc. and Securities America, Inc. since 2007. In addition to his advisory role, he is involved with L&M Financial Services, where he engages in insurance sales and financial services administration. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Alex Caratelli is a CFP® professional with eight years of industry experience, currently affiliated with LPL Financial in North Tonawanda, NY. His prior roles include positions at Key Investment Services, Fidelity Investments, HSBC Bank USA, and Citizens Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options, utilizing model portfolios, third-party subadvisors, and customized strategies.

Jessica Sullivan is a financial advisor at LPL Financial with 16 years of industry experience. She previously worked at Cadaret, Grant & Co., Inc. and Mahoney Financial Group. Outside of advising, she holds a part-time position at Tops Friendly Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with a range of strategies and technology tools.

Ellen Lundgren is a financial advisor at Raymond James & Associates with eight years of industry experience. She holds the Series 66 designation and has worked previously at UBS Financial Services, Thomas Financial Group, and Fitlife Foods. Her background also includes a role at the University of Tampa. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Ryan Kane is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 16 years of industry experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co since 2013. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring engagements as annual collaborative relationships that utilize firm-approved analytical tools.

Lawrence Kavanaugh Jr. is a financial advisor with LPL Financial who holds the ChFC® designation along with Series 63 and Series 65 licenses, and has 44 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory work, he is involved with Consumer's Beverages, Inc., a closely held business in Buffalo, NY. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting advisors with both discretionary and non-discretionary strategies.

Jay Sackett is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads The Sackett Team. He began his career as an investment banker in New York City with a major Wall Street firm, focusing on mergers and acquisitions within the private equity community. Jay joined Merrill Lynch in 2006 with the goal of helping individuals and families manage and steward their multi-generational wealth. Jay graduated summa cum laude from Cornell University in 2003 with a B.S. degree in applied economics and management. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation awarded by the Certified Financial Planner Board of Standards and serves as a qualified Portfolio Manager in the firm's Investment Advisory Program. He specializes in family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and values-based investing, tax minimization, and retirement income. Jay resides in Clarence Center with his wife and three daughters. He is actively involved in his church and local community, where he enjoys serving and encouraging others. His personal interests include camping, cooking, fishing, football, hiking, running, spending time with his family, and traveling.

Paul Eberz is a financial advisor with OSAIC, holding a Series 63 license and 44 years of industry experience. He has worked at OSAIC since 2024 and previously spent 34 years with Investacorp and four years with Securities America Advisors. Additionally, he is a licensed insurance agent in New York, offering long-term care insurance, life insurance, and annuity products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through an extensive network of advisers and platforms. The firm provides integrated brokerage and advisory services utilizing various asset allocation tools, managed account solutions, and third-party managers.

Anthony Scalise is a financial advisor at Cambridge Investment Research Advisors with 23 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Ic Advisory Services Inc, The Investment Center Inc, and Invest Financial Corporation. Scalise is also engaged in advisory and insurance-related roles outside of his primary employment. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts by providing financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a range of investment solutions through independent Financial Professionals, combining proprietary models and third-party strategies across various custody platforms.

Elizabeth Moser is a financial advisor at Ameriprise with one year of industry experience. She holds a Series 66 designation and has previously worked at Alden State Bank and Tractor Supply Co. Prior to her finance career, she was involved in preschool education and homeschooling. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Tyler Powell Kelly is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at KeyBank, Tops Friendly Markets, and Citizens Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework and offers customized performance reporting through its Institutional Consulting Services program.

James Gendron is a Certified Financial Planner (CFP®) with 39 years of industry experience, currently affiliated with Raymond James & Associates. He previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC, accumulating over a decade of experience before joining his current firm. Raymond James & Associates serves a broad client base including individuals, institutional and pension plans, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting through its Wealth Advisory Services Program and Institutional Fiduciary Solutions division, supported by a nationwide adviser force and a range of portfolio management styles.

David Burgio Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James in 2025, he worked at Commonwealth Financial Network for three years. Outside of his advisory role, he is active as a licensed insurance agent, assessing client insurance needs related to survivorship and income. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm utilizes risk profiling and analytical tools to provide tailored, non-discretionary advice, supporting clients through various advisory programs and maintaining specialized services such as municipal and SIMPLE IRA advisory consulting.

Sally Venditti is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley Smith Barney, Wells Fargo Clearing, and Wells Fargo Advisors Financial Network. Outside of her advisory career, she is an independent stylist with Color Street LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides clients with proprietary research and a range of capital markets products.

Cynthia Firey is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 39 years of industry experience. She previously worked at Cadaret, Grant & Co., Inc. for 18 years and has been associated with Myers R. Firey & Co., Inc. for five decades. Outside of advisory roles, she is involved in third-party administration through Myles R Firey & Co., Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Michael Hardy is a CFP® with 25 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2021. His prior experience includes 12 years with FSC Securities Corporation and he has been involved with Mollot & Hardy Inc. since 2008. Hardy has ownership interests in Ocean Wealth Group LLC and a family-owned real estate entity. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base with financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a range of portfolio management solutions across multiple platforms and incorporates proprietary and third-party strategies tailored to client objectives.

Monica Cuan is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 credential and has prior work experience at Pearson and Canisius University. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm offers both fiduciary financial planning and institutional trading capabilities.