Jack Lvovsky is a financial advisor with Merrill based in Washington, DC. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Merrill Lynch, Trustar Bank, and employment at Penn State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Garrett Mc Auliffe is a financial advisor with J.P. Morgan Securities in Washington, DC, holding a Series 66 designation and two years of industry experience. His background includes roles at JPMorgan Chase Bank and positions at Georgetown University, Alteryx Inc, Turnto Networks, and Automatic Data Processing (ADP). J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Elizabeth Miller is a financial advisor at Edward Jones in Annapolis, MD, holding a Series 66 designation with 11 years of industry experience. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Jonathan Jay is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves on the Board of Trustees for Severn School in Severna Park, MD, where he participates in investment committee meetings overseeing endowment and scholarship funds. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, utilizing an IPS-driven approach grounded in modern portfolio theory. The firm offers both discretionary and non-discretionary advisory services, including a Plan Level Investment Selection 3(38) option, and features a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Michael Kirvan is a Managing Director and Wealth Management Advisor at Merrill Lynch Wealth Management with over 35 years of experience in the financial service industry. He leads the Kirvan Pierce Sweeney Group, a ten-member team focused on holistic wealth management centered around comprehensive planning. Michael specializes in working with multi-generational families, business owners, and retirees to preserve and grow wealth across generations. He provides tailored strategies that align with long-term financial goals, assisting clients in managing liquidity events, planning for retirement, and creating lasting legacies. Michael works closely with a team of specialists to offer customized financial planning, investment management, tax-efficient strategies, and estate planning services. Utilizing the extensive resources of Merrill and Bank of America, he delivers a holistic approach designed to address clients' immediate needs and long-term objectives. Michael holds several professional designations including Certified Plan Fiduciary Advisor (CPFA) and Certified Private Wealth Advisor (CPWA). He earned a bachelor's degree from Loyola University Maryland. In addition to his professional commitments, Michael is involved in community activities such as serving as Chair of the National Day of Service at Gonzaga College High School. His affiliations include Gonzaga College High School, Loyola University Maryland, and the Boy Scouts of America/Scouts BSA. He resides in Kensington, Maryland with his wife Kathy, who works with the team three days a week.

Richard Didden Jr. is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Cetera and Cetera Wealth Services, LLC since 2013. He also serves as Executive Vice President at National Capital Bank, where he oversees retail non-deposit investment products, and is a board member of the bank. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various program options, including discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Catherine Slocum is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds the Series 66 designation and has previously worked at JP Morgan Chase Bank N.A. Prior to her financial services career, she was employed at Gails Seafood and Westwood Pharmacy. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a program that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers customized investment solutions delivered on a non-discretionary basis by a specialized group of Wealth Advisors.

George Seals Jr. is a Senior Vice President and Wealth Management Advisor with Merrill Lynch Wealth Management in Washington, DC. Since 2000, he has provided financial advice to individuals, families, business owners, and corporate executives. He specializes in guiding clients through liquidity events, executive compensation, retirement planning, charitable giving, and multigenerational wealth transfer. Additionally, as a designated Merrill Sports & Entertainment Advisor, George works with athletes, entertainers, coaches, agents, and industry executives to address the unique financial considerations in their careers. George earned both his Bachelor's and Master's degrees from the University of Virginia and completed advanced financial coursework at Georgetown University. He holds the CERTIFIED FINANCIAL PLANNER (CFP®), Chartered Retirement Planning Counselor (CRPC™), and Certified Plan Fiduciary Advisor (CPFA®) designations. He is also affiliated with the Virginia Athletic Foundation. Residing in Arlington, Virginia, George is involved in his community through coaching youth sports and volunteering with scouting programs. He and his wife, Laura, have four children.

Justin Wasfy is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill full-time in 2006 after interning there during college. Justin offers financial strategies for high net-worth individuals and business owners, focusing on understanding clients' financial priorities through active listening and tailoring customized strategies to pursue their financial and life goals. He employs a goals-based wealth management process grounded in time-tested investment principles and adapts to changing economic conditions with flexibility. Justin earned a Bachelor's degree in Economics from Trinity College in Connecticut, where he was a three-year member of the wrestling team. He holds the professional designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Beyond his professional work, Justin volunteers as an alumni board member of his high school and coaches youth lacrosse teams. He also conducts an annual financial literacy seminar at a local high school. Justin lives in Great Falls, Virginia, with his wife, Monica, their two children, and their dog. His personal interests include supporting The Washington Commanders, cooking, and traveling with his family.

Logan McGuire is a Planning Consultant at Fidelity Investments, where he collaborates with local advisors to support clients in addressing their ongoing financial needs and implementing strategic plans. His approach focuses on understanding clients' priorities, analyzing their current financial situations, and partnering with them to develop strategies aimed at achieving their goals. Logan joined Fidelity Investments in 2022 as a Financial Representative and has held roles including Relationship Manager and Planning Consultant. Through these positions, he has gained experience in client relationship management and financial planning. Outside of his professional work, Logan has interests in baseball, golf, hiking, kayaking, and reading.

Joshua Groce is a financial advisor at LPL Financial with Series 63 and Series 65 credentials. He has recently transitioned to the financial industry with one year of experience and previously worked in education and public service, including roles at Bowie State University, Prince George's Community College, and The Maryland-National Capital Park and Planning Commission. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse clientele, including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research to support discretionary and non-discretionary management.

Sheldon Ray Jr. is a financial advisor with UBS Financial Services in Washington, DC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Prior to joining UBS in 2026, he spent 11 years at Raymond James & Associates. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management through a broad platform that includes proprietary research, capital markets services, and affiliated banking programs.

Denny Goforth Jr. is a financial advisor with UBS Financial Services in Washington, DC, holding a Series 66 designation and 27 years of industry experience. He has been with UBS since 2002. Outside of his advisory work, he serves on the board of directors for Our Lady of Good Counsel High School and the Olney Community Baseball Team, where he is involved in governance, strategic planning, and community engagement. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor plans to client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial products and services through its extensive network of advisors.

Alisa Loutsik is a Senior Financial Advisor with Merrill Lynch Wealth Management in Washington, DC. She works with high net worth families to help preserve, grow, and transfer wealth through a holistic approach to financial life management. Her client focus areas include executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management, tax minimization, retirement income, and serving women and wealth. Before joining Merrill, Alisa was a Senior Vice President and Private Banker with Citi Law Firm Group in Washington, DC, where she supported law firms and senior partners in financial and retirement planning, financing, and cash flow management. She holds the designation of Personal Investment Advisor (PIA) and earned a bachelor's degree from James Madison University. Residing in Vienna, VA with her husband and two children, Alisa speaks three languages. Outside of work, she enjoys biking, hiking, traveling, and spending time with her family.

Osborne Christensen Jr. is a financial advisor at LPL Financial with 48 years of industry experience. He holds a Series 63 designation and previously worked at Lincoln Financial Advisors Corporation starting in 1977. Outside of his advisory work, he is involved with Delmarva Senior Care, a non-investment-related employment role. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services through a nationwide network of investment adviser representatives. The firm provides both discretionary and non-discretionary portfolio management supported by proprietary and third-party research.

Andrea Beegle is a CFP® professional affiliated with LPL Financial, with six years of industry experience. She worked at 1,000 Days from 2015 to 2019 before joining LPL Financial, where she has been since 2019. Andrea serves as a board member of the YWCA of Annapolis and Anne Arundel County. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and services, combining discretionary and non-discretionary management with research-supported model portfolios and technology-driven tools.

Alana Keeley is a financial advisor at Edward Jones with 17 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Adam Mac Leod is a financial advisor at UBS Financial Services with two years of industry experience. He holds the Series 66 and Series 63 credentials. Prior to joining UBS, he worked at T Rowe Price for two years and has held various teaching and service roles at Mount St. Mary's University and several high schools. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant activities and capital markets services.

Mitchell Haugh is a financial advisor at RBC Capital Markets with a Series 66 designation and has less than one year of industry experience. Prior to joining RBC Capital Markets, his background includes roles at Pennsylvania State University and various other employers. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers.

Jaron Dandridge Jr. is a financial advisor at UBS Financial Services with three years of industry experience. He holds a Series 66 designation and previously worked at The Hamilton, Eli Lilly, Johnson & Johnson, and served at Howard University and in secondary education. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.