Dileep Nair is an International Wealth Advisor with Merrill Lynch Wealth Management, specializing in serving the planning and investment implementation needs of both international and U.S. wealth management clients. With over 20 years of experience, he provides personalized wealth management strategies tailored to clients' long-term financial goals. Dileep leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to develop flexible strategies responsive to changing market conditions. He holds a Master's degree from the University of Maryland, a Bachelor's degree from Concordia University, and completed his secondary education at Selwyn House School. Dileep’s professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is fluent in both French and English. In addition to his advisory role, Dileep is engaged in community service, volunteering with local organizations in line with Merrill’s tradition of community participation. His personal philosophy emphasizes working one-on-one with clients to develop individualized financial strategies.

Jeremiah Fitzgibbons is a CFP® and ChFC® with 34 years of experience in the financial services industry. He is currently with Raymond James & Associates, where he has worked since 2025. Prior to this, he spent eight years at Northwestern Mutual Wealth Management Company and eleven years at its affiliated entities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Nathalie Leclef is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Goldman Sachs from 2014 to 2021. Outside of her advisory role, she is a partner in DN Hospitality LLC, a venture focused on commercial real estate. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

John Hanley is a financial advisor at UBS Financial Services with 25 years of industry experience. He holds the CFA® designation and Series 66 license. Prior to joining UBS in 2020, he worked at Goldman, Sachs & Co. for 14 years and Morgan Stanley from 2001 to 2004. He serves on the Finance Committee and is Treasurer and Chair of the Investment Committee for the American Kidney Fund, a nonprofit organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm offers customized financial planning and portfolio management supported by proprietary research and model-based asset allocations.

Adam Fechter is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he works as an independent contractor for a tax planning and insurance general agency. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, engaging clients in advisory roles primarily without providing individual security recommendations as part of standalone plans.

Jane Gorey is a financial advisor at Merrill with Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Merrill in 2022, she worked at Equity Residential from 2017 to 2022. Outside of advising, she holds a 10% investment stake in a small barbecue restaurant but does not actively participate in its operations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary strategies for individuals, institutions, and charitable organizations.

Dean Bowen is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities and Charles Schwab. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through a network of more than 14,000 financial advisors.

Evan Coyne is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2021. Prior to his current role, he held positions at Marriott International and The Ritz-Carlton Hotel Company. Outside of advising, he has experience in customer service within the restaurant and hospitality industry. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through a range of programs including estate planning and models that incorporate Secular Return Estimates and Monte Carlo simulations.

Charley Rich is a financial advisor at Stifel with a Series 66 designation and less than one year of industry experience. Prior to joining Stifel, he held positions at JP Morgan Private Bank and US Financial Services. Rich also has a background in education, having worked at West Essex Middle and High Schools as well as George Washington University. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services based on proprietary investment analysis and asset allocation methodologies.

Charles King is a financial advisor at Merrill based in Washington, DC, holding Series 63 and Series 65 credentials with 43 years of industry experience. He has been with Merrill since 1983 and has also worked at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Dickinson Miller is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 37 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in business ownership activities including leadership of Circle in a Square Advisors LLC, which supports operational infrastructure and continuity planning for his practice. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement income planning and tax-aware withdrawal strategies. The firm’s approach incorporates proprietary research and third-party data within a structured investment universe influenced by affiliated product relationships.

Sulieman Nurideen is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds a Series 66 designation and has previously worked at PNC Investments, Valic Financial Advisors, and Lincoln Financial Securities Corporation. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Stephen Root is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Susan Hovanec is a CFP® professional with 33 years of industry experience, currently serving at RBC Capital Markets and City National Bank. She has been with RBC Capital Markets for 11 years and City National Bank for 10 years. Outside of her advisory career, she is involved with the Baltimore Women's Giving Circle, where she plans events, and serves on the investment committee of the Baltimore Community Foundation. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of advisory programs that tailor investment strategies to clients’ risk profiles using a combination of in-house and third-party managers.

Nicole Hefner is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Her prior roles include positions at Fidelity Personal and Workplace Advisors, Strategic Advisors LLC, and Fidelity Brokerage Services LLC. She is also employed by JPMorgan Bank, where she offers a range of bank products and services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary, data-driven process that incorporates ESG criteria and centralized due diligence.

Kylie Jenkins is a CFA® charterholder and financial advisor with J.P. Morgan Securities, based in Washington, DC. She has six years of experience with JPMorgan Chase and its affiliated entities, including roles at JPMorgan Chase Bank NA and JPMorgan Securities LLC. Prior to her current position, she held various roles at the University of Richmond. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations to deliver a comprehensive range of investment services.

Elisebeth Driscoll is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2009. Prior to that, she has held a long-term role at Bank of America. She is also an owner of a family investment business. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Benjamin Eisemann is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63 and Series 65 licenses and with 13 years of industry experience. He has been with JPMorgan Chase Bank NA and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in their recommendations.

Samah Adem is a financial advisor at Wells Fargo Clearing with two years of industry experience. She holds the Series 63 and Series 66 designations. Adem previously worked at HSBC Securities (USA) Inc. and HSBC Bank (USA) NA, and she also has experience driving for Uber. She is a part owner of Rise and Shine daycare, a childcare business that has not yet started operations. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions.

Jack Lvovsky is a financial advisor with Merrill based in Washington, DC. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles at Merrill Lynch, Trustar Bank, and employment at Penn State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.