Timothy Riley is a financial advisor at HB Wealth with three years of industry experience. He holds a Series 65 credential and previously worked at WMS Partners, LLC, The Home Depot, and Virginia Polytechnic Institute & State University. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management and a multi-strategy investment approach, including both public and private assets, as well as outsourced chief investment officer and institutional advisory services.

Dominic Soto is a financial advisor at Valic Financial Advisors with two years of industry experience. He holds Series 65 and Series 63 licenses. Outside of financial advising, Dominic works as a bartender at TAKODA Beer Garden & Rooftop Bar and serves as an agent for non-securities insurance products with Agia. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, leveraging centralized technology and model solutions.

Matthew Stuckey is a CFP® professional affiliated with T. Rowe Price Advisory Services, Inc. He has 15 years of industry experience and has worked at T. Rowe Price since 2019. His prior roles include positions at Northwestern Mutual Wealth Management Company, Jason Bell, and Northwestern Mutual Investment Management. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service, which integrates nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households focused on retirement. The service employs model allocations invested exclusively in T. Rowe Price mutual funds and ETFs, and features tax-aware rebalancing and Monte Carlo simulation–based financial plans delivered via an interactive online tool.

Kristopher Olenginski is a CFP® with 19 years of industry experience, currently advising clients at Janney Montgomery Scott since 2009. His credentials include the Series 66 license. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets, serving a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients through a range of brokerage, financial planning, and advisory programs.

David Freeman is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and currently based in Owings Mills, MD. He has experience spanning several firms, including Pure Finance Group, Thrivent Financial, and Baltimore Community Lending, and has been with T. Rowe Price since 2026. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program for individual investors and households, combining financial planning, retirement income strategies, and discretionary investment management using proprietary mutual funds and ETFs. The firm employs model allocations and tax-aware strategies to manage portfolios primarily designed for clients seeking structured retirement goals.

Frederick Zeller is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Janney Montgomery Scott since 2015. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, and advisory services through in-house and third-party portfolio management.

Paul Sortino is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) based in Timonium, MD. He holds the CFP® designation and securities licenses Series 63 and Series 65, with 18 years of industry experience. His work history includes roles at Worthington Financial Partners since 2010 and Equity Services, Inc. since 2007. Outside of advising, Sortino serves as a general board member and co-chair for the Maryland chapter of the Cystic Fibrosis Foundation. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm operates with multiple advisory platforms, frequently using third-party asset managers and model portfolios, and offers both discretionary and non-discretionary programs.

Zeyn Desai is a financial advisor with T. Rowe Price Advisory Services, Inc. in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at PNC Bank, PNC Investments, PNC Wealth Management, Banc of America Investment Services, Quick & Reilly, and Merrill. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service, serving individual investors and households focused on retirement goals through a combination of nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs.

William Jones is a financial advisor at Independent Financial Partners with 21 years of industry experience. He holds a Series 66 designation and has worked at firms including Cypress Wealth Management, Commonwealth Financial Network, PNC Investments, and Ameriprise. He also spends a portion of his time in fixed insurance sales. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm supports a multi-advisor platform serving a broad client base and offers a decentralized advisory model with notable retirement-plan advisory and pension consulting capabilities.

Karen Brelsford is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Independent Financial Group, LLC. She previously worked at Commonwealth Financial Network for 22 years and CIC Wealth for four years. Outside of advising, she owns a tax preparation and accounting firm and volunteers at Bethany United Methodist Church. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm offers a range of portfolio management and financial planning services, utilizing both firm- and third-party models to tailor strategies according to client risk profiles.

Kathy Morris is a financial advisor at Empower Advisory Group with 18 years of industry experience. She holds Series 66 and Series 63 licenses. Prior to joining Empower Financial Services in 2025, she worked at MissionSquare Retirement (formerly ICMA Retirement Corporation) from 2007 to 2025. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm’s approach emphasizes long-term portfolio returns and integrates closely with Empower’s recordkeeping and administrative platforms.

Sean Kilcoyne is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc. He has worked at T. Rowe Price since 2014 and previously spent five years at Valley Forge Asset Management, LLC. Outside of his advisory role, Kilcoyne is involved as a stagehand with the International Alliance of Theatrical Stage Employees Local 10 in Baltimore. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm employs model portfolios invested exclusively in proprietary mutual funds and ETFs, utilizing tax-aware strategies and Monte Carlo simulations for retirement projections.

Bryce Lanahan is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 designations and one year of industry experience. His background includes roles at Kelly Benefits, Barley's Backyard, and Caves Valley Golf Course. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households, generally requiring minimum investable assets of about $250,000 for enrollment and employs tax-aware portfolio strategies and Monte Carlo simulation-based financial planning.

Michael Alessi Jr. is a financial advisor with Kestra Advisory Services, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior work includes over two decades at LPL Financial and Summit Investment Advisors, where he was also registered as an Investment Advisor Representative. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors and large institutional investors. The firm offers fiduciary services, plan-level investment advice, and access to multiple management platforms and third-party solutions.

Kenneth Stuzin is a CFA® charterholder based in Baltimore, MD, with 25 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2001. Brown Advisory provides investment management and advisory services to a diverse range of institutional and individual clients, including high net worth individuals, endowments, foundations, pension plans, charitable organizations, and corporations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios across various mandates and offers a combination of internally managed strategies and external manager access.

Philip Lo is a financial advisor at T. Rowe Price Advisory Services, Inc. with two years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining T. Rowe Price, he held positions at Ejji Ramen, Amazon, Instill LLC, Cypriana, and Royal Farms. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households with at least $250,000 in investable assets. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, integrating tax-aware rebalancing and Monte Carlo simulation-based retirement projections.

Martin Kangah Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has two years of industry experience. His prior roles include positions at Kestra Investment Services, MML Investors Services, MassMutual Life Insurance, and Morgan Stanley. T. Rowe Price Advisory Services offers a retirement-focused investment program combining nondiscretionary goals-based planning, retirement income planning, and discretionary investment management. The service utilizes model portfolios composed exclusively of T. Rowe Price mutual funds and ETFs and features annual reviews supported by an interactive online planning tool.

Joshua Rowe is a CFA® charterholder and holds a Series 65 license with seven years of industry experience. He is currently an advisor at HB Wealth, where he has worked since 2025. Prior to that, he spent four years at WMS Partners, LLC, and three years at Orinda Asset Management. Outside of his advisory work, Rowe serves as an adjunct faculty member at Johns Hopkins University, teaching an economics course twice a week. HB Wealth Management is a registered investment adviser providing wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm offers discretionary portfolio management with a capital markets-driven approach and incorporates a combination of quantitative and qualitative due diligence across a range of public and private investment strategies.

Sam Rice is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds a Series 66 designation and has worked at T. Rowe Price since 2022. Outside of his advisory role, Rice serves as a consultant and liquidity partner at Birdland Ventures LLC, a real estate development firm. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program providing nondiscretionary financial planning, retirement income planning, and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs along with tax-aware strategies and Monte Carlo simulations to guide financial planning and account management.

Gregory Wilkinson is a financial advisor at Concurrent Investment Advisors, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at Raymond James Financial Services Advisors, Inc. and Deloitte Consulting, LLP. Wilkinson also serves as an independent contractor for Potomac Financial Group. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement plan advisory services, using customized long-term portfolios primarily composed of ETFs and mutual funds, supported by a network of approximately 286 advisors.