Larry Melton Jr. is a CFP® with 13 years of industry experience currently practicing at Fidelity in Raleigh, NC. His career includes prior roles at Facet Wealth, Charles Schwab, and TIAA, as well as multiple periods with Fidelity Investments. He works within Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Christopher Willis is a financial advisor with Raymond James Financial Services, holding a Series 66 designation and 19 years of industry experience. He worked at BB&T from 2007 to 2020 before joining Pinnacle Financial Partners and Raymond James Financial Services in 2020. Outside of advisory work, Willis is a partner and certified flight instructor at Executive Flight Training & Services, LLC, providing flight instruction and aircraft rental services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and consulting to client goals and supports a broad advisor network with specialized offerings in municipal finance and SIMPLE IRA advisory services.

Mikki Kline is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

John Bottega is a financial advisor at LPL Financial with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Thorough Financial Group LLC, Waddell & Reed, Inc., and various insurance carriers. He was also involved with the Syracuse University Raleigh Alumni Association from 2018 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Michael Compitello is a Benefits & Planning Consultant within Executive Services at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2022, progressing through roles including Workplace Planning Consultant I, II, and III. As a Certified Financial Planner, Michael collaborates with clients to develop personalized financial plans aimed at achieving their specific goals and aspirations. He emphasizes empathy, attentive listening, and building trust to create a welcoming environment for his clients. His approach involves strategizing and implementing financial solutions that support clients' definitions of success. Outside of his professional role, Michael has personal interests in cooking and baking, fitness, hiking, pets, soccer, and traveling.

Dennis Cody is a financial advisor with Wells Fargo Clearing in Raleigh, NC, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Wells Fargo, he worked at Charles Schwab Co., Inc. and served six years in the United States Navy. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party databases to support its investment approach.

Xingyu Liu is a Financial Advisor at Merrill Lynch Wealth Management, serving the Carolina East Market. With over 11 years of experience in the financial industry, his background spans banking, lending, and wealth management sectors. Since joining Merrill Lynch in 2019 as a Client Associate in Florida, Xingyu worked alongside multiple Senior Financial Advisors before relocating to North Carolina and beginning his own advisory career in 2022. Xingyu holds a Master of Science in Economics from NC State University, obtained in 2010. He is a native Mandarin speaker and holds active FINRA Series 7 and 66 registrations, along with the Personal Investment Advisor (PIA) designation. His expertise includes wealth planning, client service, relationship management, and providing ongoing financial planning and advice to help high-net-worth clients preserve and grow their wealth responsibly and efficiently. Residing in Cary, NC, Xingyu enjoys reading, soccer, table tennis, tennis, and traveling. He also values spending time with his family. His professional philosophy emphasizes that financial success requires intentional planning, reflected in his approach to helping clients make informed decisions and stay on track toward their financial goals.

John Petercuskie is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2014. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm-approved tools to model outcomes without providing individual security recommendations as part of standalone plans.

Beatriz Mas is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. She has worked at UBS since 2013 and has also been affiliated with Santander Securities and Banco Santander Central Hispano International since 2002. Outside of her advisory role, she is a representative for Amway. UBS Financial Services serves individual, corporate, and institutional clients with a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management.

William Griffin is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 13 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously spent several years at WestEnd Advisors, LLC. Griffin serves as an investment committee member for Christ Church Raleigh. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individuals, corporations, and institutions. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and applying diversification principles in investment evaluation.

Edward Pavel is a financial advisor with Wells Fargo Clearing in Raleigh, NC, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His prior roles include positions at JP Morgan Chase Bank, N.A., JP Morgan Securities, LLC, and Citizens Securities, Inc. Wells Fargo Advisors serves individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and leverages research from Wells Fargo Investment Institute to support its investment decisions.

Quintin Ellis is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments since 2021. Prior to joining the financial industry, he spent six years with the Frisco RoughRiders. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves multiple registered investment companies and fund-of-funds.

Frederic Anders is a CFP®-certified financial advisor with 17 years of industry experience, currently serving at Raymond James Financial in Raleigh, NC. His prior experience includes roles at BB&T and its affiliates. Anders also works as a Licensed Bank Advisor with Pinnacle Bank, assisting clients with banking and investment needs and coordinating with Raymond James advisors for investment services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting, supported by analytical tools and a broad advisor network, and has notable municipal and public-finance capabilities.

Nick Harrison is a Financial Consultant based in Raleigh, where he has been serving clients for over a decade. He currently works at Fidelity, a position he has held since 2022. Prior to this, he was Vice President Financial Consultant at Charles Schwab from 2020 to 2022, Senior Financial Consultant at TD Ameritrade from 2011 to 2020, Client Service Specialist at TD Ameritrade from 2009 to 2011, and Financial Advisor at Edward Jones from 2007 to 2008. Throughout his career, Nick has focused on building strong relationships with clients and their families, emphasizing trust and reliability. He partners with clients to understand their short- and long-term financial goals and co-creates customized financial plans tailored to their unique needs. Nick's personal interests include cars, fitness, football, golf, and soccer.

Malvea Jones is a financial advisor at Merrill with a Series 66 credential and seven years of industry experience. She previously worked at Wells Fargo Bank for 13 years before joining Merrill in 2018. Outside of advising, she works part-time as a hotel front desk associate and is also a Mary Kay sales consultant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Willard Varnum II is a CFP® professional currently with Wells Fargo Clearing and has 32 years of industry experience. He previously worked at Morgan Stanley Private Bank and its National Association from 1995 to 2024. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jennifer Riley is a financial advisor at Thrivent Investment Management in Raleigh, NC, holding a Series 66 designation. She has prior work experience with EspriGas and Coca Cola Consolidated, Inc. and began her advisory career with Thrivent in 2025. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations across various planning topics. The firm integrates planning with managed-account programs through its WealthPlan option while maintaining separate service structures and does not offer portfolio management for institutional clients.

Gaurav Judge is a financial advisor at Morgan Stanley with eight years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2017. Prior to his career in finance, he was involved with Amorino Gelato and Coffee for five years. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that offers advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Dustin Hatcher is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2016, progressing through various positions including Financial Consultant, Investment Consultant, and Workplace Planning Consultant. Prior to joining Fidelity, Dustin gained experience as an Associate Financial Consultant at Charles Schwab and as an intern at Captrust Financial Advisors. Throughout his career, Dustin has focused on helping clients navigate financial, retirement, and investment planning. He works collaboratively with clients to create and implement customized strategies tailored to their individual goals. A native of Raleigh, Dustin brings over a decade of experience in the financial services industry. Outside of his professional work, Dustin enjoys family activities, fitness, football, social events with friends, golf, and traveling.

Adam Whitesell is a financial advisor at Ameriprise with 20 years of industry experience. He holds a Series 66 credential and has been with Ameriprise and its affiliated firms since 2006. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income, tax-aware withdrawals, and Social Security claiming strategies.