Kristin Koptyra is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC. She holds Series 63 and Series 66 licenses and has six years of industry experience, including prior roles at Banc of California. Kristin took time away from the industry to focus on full-time parenting before returning to advisory services. First Citizens Investor Services serves a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm offers a broad range of advisory and brokerage services supported by a client-focused process involving fundamental, quantitative, and technical analysis.

Christopher Brown is a financial advisor at Savant Wealth Management with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Exencial Wealth Advisors, LLC and Willingdon Wealth Management LLC. Outside of his advisory role, Mr. Brown is a co-owner and property manager of a rental real estate business in Gastonia, NC. Savant Wealth Management provides comprehensive wealth management and financial planning services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm combines evidence-based, model-driven asset allocation with actively managed investment strategies and offers integrated legal, accounting, and trust services through affiliated entities.

Richard Morrow is a CFP® professional with 33 years of industry experience, currently serving at Janney Montgomery Scott LLC since 2021. His prior roles include positions at Wells Fargo Clearing and Morgan Stanley DW Inc. Outside of his advisory work, he is actively involved in youth leadership development through BSA Scouting in Charlotte and holds multiple leadership roles at the Hound Ears Club in Boone, NC, including Club President and Finance Committee Chair. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves a diverse clientele, including individuals, families, trusts, and institutional clients. The firm offers a combination of brokerage services, financial planning, and advisory programs, utilizing both in-house and third-party portfolio management solutions.

Holly Dippert is a financial advisor at Sanctuary Advisors, LLC with 20 years of industry experience. She holds a Series 66 designation and has worked at Sanctuary Wealth since 2021, following an eight-year tenure at LPL Financial. Outside of her advisory role, she serves as Corporate Secretary and an officer/director of Ultimate Transport, Inc., a bulk water hauling company. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and charitable organizations, through a network of more than 400 independent adviser representatives. The firm offers a range of portfolio management options, retirement plan consulting, and employs various analytical approaches while acting as a fiduciary under written advisory agreements.

Felipe Soto Ramos is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He previously worked at Truist Advisory Services and Credit Suisse. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients, offering guidance on asset allocation and investment selection based on standardized models and internal research.

Karen Boschert is a financial advisor at Savant Wealth Management with 18 years of industry experience. She has previously worked at Exencial Wealth Advisors, LLC, Willingdon Wealth Management, LLC, and TD Ameritrade. Outside of her advisory role, she is a Pilates instructor, teaching classes monthly. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management and related services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and offers integrated legal, accounting, and trust services through affiliated entities.

Scott Anderson is a financial advisor at Truist Advisory Services in Charlotte, NC, holding a Series 66 designation with 10 years of industry experience. He has worked within the Truist organization since 2015, including roles at Truist Investment Services and BB&T Securities. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, plan sponsors, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools to support asset allocation and manager selection, providing ongoing reviews and client consultations.

Brent Sampey is a financial advisor with PNC Wealth Management in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has been with PNC in various capacities since 2015, including roles at PNC Bank and PNC Investments. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including a discretionary digital model account offered as an invitation-only pilot for employees. The firm’s approach uses algorithmic risk assessment and approved model strategies managed by PNC or third-party strategists, focusing on mutual funds and ETFs with annual rebalancing.

Ranjini Pathak is a financial advisor at PNC Wealth Management with Series 65 and Series 63 credentials and one year of industry experience. Her previous roles include positions at Fifth Third Securities, Fifth Third Bank, and Woodforest National Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithm-driven risk assessment and implements investments via approved models managed by PNC or third parties.

Frances Pumphrey is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 66 licenses and 19 years of industry experience. She has been with First Citizens Investor Services since 2016. Outside of advising, she is a singer in a Bluegrass gospel group called Kay Family and Friends. First Citizens Investor Services serves individuals, pension and profit-sharing plans, charitable organizations, and businesses, offering a range of advisory and brokerage services including portfolio management, model portfolios, and financial planning. The firm’s client process involves assessments of financial needs and risk tolerance, utilizing fundamental, quantitative, and technical analysis to guide investments across multiple asset classes.

Brian Sherwood is a financial advisor at First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses with 17 years of industry experience. He has been with First Citizens Bank and First Citizens Investor Services since 2013. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate/business entities. The firm offers portfolio management, wrap programs, model portfolios, and a Guided Investing automated platform, using a client process focused on financial needs, risk tolerance, and time horizon with fundamental, quantitative, and technical analysis.

Brayden Curtis is a financial advisor with Guardian Life and holds a Series 66 designation. He has one year of industry experience, including roles at Guardian Life, Park Avenue Securities, and Consolidated Planning Holdings. Outside of finance, he has been involved with animal-related organizations such as Meowtel and Best Friends Animal Society. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary programs and third-party solutions.

Stephen Selby is a financial advisor at Truist Advisory Services in Charlotte, NC, with 19 years of industry experience. He holds a Series 66 designation and has worked at firms including Avantax Investment Services and Cetera Wealth Services. Outside of his advisory role, he has a personal investment in whiskey barrels through Vinovest. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, and charitable organizations. The firm uses a combination of traditional research and AI tools to support its investment strategies and offers a range of advisory services through partnerships with Envestnet and other affiliated entities.

Amanda Durbiano is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Wealth Enhancement Advisory Services, LLC. Her prior experience includes roles at TIAA, Exencial Wealth Advisors, Hefren Tillotson, Inc., and PNC Investments. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and managed account referrals for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach that blends passive and active managers overseen by an internal Investment Committee.

Christian Fields is a financial advisor at Schwab Wealth Advisory with a Series 66 credential and two years of industry experience. His prior roles include positions at T. Rowe Price, MassMutual, and WMS Partners. He is based in Charlotte, NC. Schwab Wealth Advisory, Inc. provides fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm employs standard asset-allocation models and internal research tools to guide asset allocation and investment selection, with trades executed only upon client approval.

Brian Elms is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at Freedom Street Partners and Raymond James Financial Services, and he spent 16 years at Edward Jones. Outside of his advisory work, he is a non-controlling owner of FSP Enterprise, LLC, a support company. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets, serving individuals, pension plans, corporations, trusts, estates, and charitable organizations. The firm offers both discretionary and non-discretionary portfolio management through a variety of Steward Partners-branded solutions and third-party money managers, supported by custodial and platform partnerships.

Robyn Pegram is a financial advisor at First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 credentials with seven years of industry experience. She has worked continuously within the First Citizens organization since 2016, including roles at First Citizens Bank and First Citizens Investor Services. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and business entities. The firm uses fundamental, quantitative, and technical analysis to guide investment decisions across various asset classes and offers services such as portfolio management, financial planning, and tax-aware strategies.

Michael Wayasamin is a financial advisor at Savant Wealth Management with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Exencial Wealth Advisors, TD Ameritrade, Cetera, INVEST Financial Corp, Investors Bank, and Fidelity Brokerage Services. He serves as a board member of 59 Pineapple Corporation, a non-investment related role. Savant Wealth Management provides comprehensive wealth management and financial planning services to individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients. The firm employs an investment approach that combines evidence-based, model-driven asset allocation with actively managed strategies, supported by affiliated legal, accounting, and trust services.

Hunter Satcher is a CFP® professional with four years of industry experience, currently serving at Schwab Wealth Advisory. His background includes roles at Charles Schwab & Co., Bank of America, Merrill, and The Vanguard Group. Outside of his advisory work, he serves as executor and successor trustee for a family trust. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co. referrals. The firm’s guidance is based on Schwab’s asset-allocation models and internal research, delivering tailored recommendations without exercising discretionary trading authority.

Adrian Potts is a financial advisor at Empower Advisory Group with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Wells Fargo Clearing, The Vanguard Group, and Principal Securities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm utilizes an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.